Finx_dataset.json

Copy and paste the following content and store it in a file Finx_dataset.json:

[
  {
    "subject": "5 Proxies to Investing in OpenAI",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>To profit from change, we need to increase ownership of disruptive trends. Today's article covers a question that many Finxters frequently ask:</p>\n\n<p>\ud83e\udeb4 [<strong>Blog</strong>] <a href=\"{Link}\">How to Invest in OpenAI?</a> \ud83c\udf33</p>\n\n<p>While it's not possible to invest in OpenAI directly, the blog discusses five alternatives:</p>\n\n<ul>\n\t<li><strong>MSFT </strong>(49% stake in OpenAI),</li>\n\t<li><strong>NVIDIA </strong>(makes more revenue from OpenAI than any other company),</li>\n\t<li><strong>ARKVX </strong>(<em>Anthropic!</em>),</li>\n\t<li><strong>META </strong>(<em>Llama 2!</em>), and</li>\n\t<li><strong>TSLA </strong>(Optimus!).</li>\n</ul>\n\n<p>Check it out if you're interested in any of those! No financial advice. \ud83d\ude0a</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><strong>\u2665\ufe0f Community Corner: Featured Resources</strong></p>\n\n<ul>\n\t<li><a href=\"{Link}\">TradeUnafraid</a> is a trading platform owned and operated by Finxter community member Lee.</li>\n</ul>\n\n<p>Do you want to feature your own startup, YouTube channel, blog, or website as a <a href=\"{Link}\">Finxter premium member</a>? Hit reply and let me know!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Tech Deflation vs Inflation",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>If the wind blows against you, can you switch directions and sail with it?</p>\n\n<p>It's often easier to adjust our immediate direction - but stay true to the final destination.</p>\n\n<p>In today's new Finxter article, we'll address a growing concern of many Finxters and also propose a possible solution:</p>\n\n<p><a href=\"{Link}\">[Blog] The War between Tech Deflation & Monetary Inflation \u2694\ufe0f Puts This Guardian on the Map \ud83d\udee1\ufe0f</a></p>\n\n<p>Check it out. It's an easy read with charts, graphs, and stats - and, hopefully, one or two new thoughts for the weekend!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Puzzle (Hard) - Industry Growth Rates",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Friday - let's solve a fun but sophisticated Python puzzle!</p>\n\n<p><strong>\u2705 Can you solve this Python puzzle?</strong><br />\n(Difficulty: Hard)</p>\n\n<p><img alt=\"\" src=\"{Link}\" style=\"width: 500px; height: 361px;\" /></p>\n\n<p>For better visibility of the code, feel free to solve it on the Finxter website:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Solve this puzzle on Finxter</a></p>\n\n<p>\ud83e\udd2b <em>The puzzle output reveals some high-growth industries</em></p>\n\n<p>If you can solve it, you belong to the top 9% of Python coders based on the puzzle stats.</p>\n\n<p>If you cannot solve it yet, feel free to dive into these three concepts on the Finxter blog and try again:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">Python sorted()</a></li>\n\t<li><a href=\"{Link}\">Python Dictionary Get Key by Value</a></li>\n\t<li><a href=\"{Link}\">Python Introduction to Slicing</a></li>\n</ul>\n\n<p>Happy puzzling!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Thank you \u2665\ufe0f",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In the last 137 days, I've sent 140 daily Finxter emails with tech news, LLM education, Python training, and prompt engineering. Thousands of informational emails since 2018.</p>\n\n<p>Every day I get a lot of feedback and personal messages from the ~160k Finxters reading this newsletter ranging from <em>\"F**K Off!\"</em> to <em>\"Finxter changed my life!\"</em></p>\n\n<p>My gold standard is to answer every email eventually, even though it often takes a few days, so please be patient.</p>\n\n<p>Today, I'd love to get your feedback so we can improve our value proposition for Finxters like you. If you choose to provide feedback, you can either</p>\n\n<ul>\n\t<li>Scroll through the <a href=\"{Link}\">old collection of user feedback</a> on the blog, and use the form at the bottom.</li>\n\t<li>Rate us in the <em>\"How are we doing?\"</em> section below, or</li>\n\t<li>Hit reply and tell me what you like, don't like, or would like to improve.</li>\n</ul>\n\n<p>If you came for the content, feel free to check out <a href=\"{Link}\">this new opinion piece</a> countering traditional investment advice.</p>\n\n<p>Also, if you haven't already, feel free to check out the <a href=\"{Link}\">Finxter premium membership</a>: we'll soon launch a new course on prompt engineering by our highly skilled star creator Dirk. \u2b50</p>\n\n<p>Finally, we don't spend money on ads - only on things that help you learn faster like content, OpenAI, or hosting - and rely 100% on word of mouth. I appreciate all support by Finxters recommending us to their coworkers, friends, and family members. This made all the difference for us.</p>\n\n<p>I love you very much and I'm grateful for your support, your time, and your attention. \u2665\ufe0f</p>\n\n<p>Happy Thanksgiving!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "AI Updates",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Yesterday&#39;s <a href=\"{Link}\">Finxter AI Quiz</a> has been quite well-received.</p>\n\n<p>The average was 67 points. Only 10% of participants answered all questions correctly. And only 22% got at least 90 points.</p>\n\n<p>My (non-technical) wife, who reads all Finxter emails got 90 points - so you don&#39;t need to be a master coder to become proficient in generative AI.</p>\n\n<p>The most difficult questions seem to have been the following:</p>\n\n<ul>\n\t<li><em>What is Huawei&rsquo;s Pangu AI model known for? </em>\ud83d\udc49 <a href=\"{Link}\">Learn More</a></li>\n\t<li><em>What is unique about UC Berkeley&#39;s Starling-7B LLM? </em>\ud83d\udc49 <a href=\"{Link}\">Learn More</a></li>\n</ul>\n\n<p>I&#39;ve added the links to the articles, so feel free to read up on those developments in case you struggled with those questions, too.</p>\n\n<p>Before I&#39;ll leave you for your well-deserved Christmas dinner, here&#39;s an interesting resource from Meta I just discovered. You may use it to fuel upcoming AI conversations with your family:</p>\n\n<p>\ud83c\udfb5 <a href=\"{Link}\">Meta Audiobox Maker</a></p>\n\n<p>Firstly, it has a solid text-to-speech (TTS) model that works quite well on your custom text.</p>\n\n<p>But I found the interface noteworthy because it allows you to easily create Audio stories narrated by multiple speakers using a drag-and-drop builder and funny audio effects.</p>\n\n<p>You can even download the MP3 and send it to your family or friends, completely free. Could be useful for a last-minute Christmas gift...</p>\n\n<p>I wish you all the best - and thanks for staying with us! &hearts;\ufe0f</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT-4 Turbo is here (FOMO never stops)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I don't know about you, but the constant fear of missing out due to the rapid acceleration of AI progress is killing me.</p>\n\n<p>Once upon a time, Finxter was about Python education. But all I'm doing this year is catching up with the daily developments, trying to bring order into chaos to help you (and me) stay on the right side of change.</p>\n\n<p>It feels like we're in the middle of a slow-motion intelligence explosion. The singularity is here.</p>\n\n<p>Today, let's check out the new GPT-4 Turbo release, i.e., more powerful features, a 128k context window (enough to load a 300-paged book into a single prompt) at an API price that's only one-third GPT-4's!</p>\n\n<p><a href=\"{Link}\">[Blog] GPT-4 Turbo: 12 New Incredible Features at a 3x Reduced Price vs GPT-4</a></p>\n\n<p>Think of all the insane apps you can build now! \ud83d\udc47</p>\n\n<p>As a TLDR, here's the brand-new features of <em>GPT-4 Turbo</em>:</p>\n\n<ul>\n\t<li>Pricing reduced by a factor of 2-3x</li>\n\t<li>Context size increased from 8k tokens to 128k tokens</li>\n\t<li>JSON mode for controlled output of OpenAI Functions (check out <a href=\"{Link}\">our course</a> on Functions and embeddings)</li>\n\t<li>Parallel and simultaneous OpenAI Function Calls (again, the <a href=\"{Link}\">course</a>)</li>\n\t<li>Reproducible outputs and seeds (e.g., to recreate the same image or character in an image for a consistent story)</li>\n\t<li>Up-to-date world knowledge (cutoff April 2023)</li>\n\t<li>One ChatGPT interface for all modalities (DALL-E 3, image processing, Plugins, Code Interpreter) without needing to select them in the dropdown</li>\n\t<li>Acquire knowledge from external (WWW)</li>\n\t<li>Image input for OpenAI API</li>\n\t<li>New Text-to-speech generation capabilities (this is insane - the voices are like humans!)</li>\n\t<li>New speech recognition Whisper 3</li>\n\t<li>Introducing <em>GPTs</em></li>\n</ul>\n\n<p>The latter is a whole new rabbit hole to explore: You can now easily create your own flavors of little AI agents that are specialized for certain tasks.</p>\n\n<p>How? With natural language \"programming\", i.e., you tell them what to do using words not code.</p>\n\n<p>Then you can share those agents with the world - the idea is to have an <strong>app store of AI agents</strong>. And here's the kicker: you'll get a revenue share from OpenAI based on the popularity of your AI agent.</p>\n\n<p>The latter is still a vision but one that's soon be implemented according to Sam Altman, founder of OpenAI.</p>\n\n<p>Let me repeat this big idea so you don't miss it:</p>\n\n<p><strong>OpenAI creates an app store for specialized user-generated AI agents</strong> to perform any task imaginable that can be integrated into any third-party service like calendar, banking, \u00a0email, messaging, social networks, productivity, e-commerce platforms, ...!</p>\n\n<p>As I said, FOMO is not going to stop soon. All we can do is take one idea at a time and run with it to see where it takes us. Rinse. Repeat.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "ChatGPT Made This Learning Path for AI Prompt Engineers",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Several members of the <a href=\"{Link}\">Finxter Discord Mastermind Group</a> proposed I put together a learning path for the courses on the Finxter Academy. I'm proud to say that they proposed ChatGPT would be able to do it. \ud83e\udd79\u00a0</p>\n\n<p>Great plan!</p>\n\n<p>So, I used ChatGPT's <em>\"Link Reader\"</em> plugin to read all courses with descriptions from the URL <a href=\"{Link}\">https://academy.finxter.com/</a> and prompted it to create a learning path for the skillset \"<strong>Becoming a Prompt Engineer and AI developer</strong>\".</p>\n\n<p>Here's ChatGPT's proposed learning path that focuses on developing skills in Python, OpenAI, and related technologies to master prompt engineering:</p>\n\n<p><strong>1. Foundations of Python</strong></p>\n\n<p>Course: <a href=\"{Link}\">Master the Single Line First! Top 10 Python One-Liner Tricks</a><br />\nWhy: Grasp the elegance and efficiency of Python by mastering the art of writing concise one-liners.</p>\n\n<p><strong>2. Deep Dive into Python Data Structures</strong></p>\n\n<p>Course: <a href=\"{Link}\">Mastering Python Lists</a><br />\nWhy: Lists are a fundamental data structure in Python, understanding them deeply will aid in handling data effectively in AI applications.</p>\n\n<p><strong>3. Advanced Python Techniques</strong></p>\n\n<p>Course: <a href=\"{Link}\">Python Magic Methods</a><br />\nWhy: Understanding magic methods will allow you to create Pythonic objects which can mimic built-in types.</p>\n\n<p><strong>4. Mastering Prompt Engineering</strong></p>\n\n<p>Course: <a href=\"{Link}\">Mastering Prompt Engineering</a><br />\nWhy: Gain foundational knowledge and learn how to leverage language models effectively.</p>\n\n<p><strong>4. Introduction to OpenAI's API and Prompt Engineering</strong></p>\n\n<p>Course: <a href=\"{Link}\">Prompt Engineering with Python and OpenAI</a><br />\nWhy: Dive deeper into advanced prompting techniques utilizing Python's OpenAI API.</p>\n\n<p><strong>6. Practical Application of AI in Development</strong></p>\n\n<p>Course: <a href=\"{Link}\">Non-Hyped Exploration: A Practical Developer's Guide to Using ChatGPT for Arcade Game Development</a><br />\nWhy: Understand practical applications of AI in game development and gain insights into real-world efficacy of AI tools.</p>\n\n<p><strong>7. Building AI-Powered Chatbots</strong></p>\n\n<p>Course: <a href=\"{Link}\">Creating a High-Performance Extensible ChatGPT Chatbot in 1 Lesson</a><br />\nWhy: Learn to build a powerful and extensible chatbot using ChatGPT and other cutting-edge technologies.</p>\n\n<p><strong>8. Web Scraping for Data Acquisition</strong></p>\n\n<p>Course: <a href=\"{Link}\">Web Scraping with BeautifulSoup</a><br />\nWhy: Acquire the skills to programmatically extract data from the web, which can be crucial for training and utilizing AI models.</p>\n\n<p><strong>9. Advanced AI Applications</strong></p>\n\n<p>Course: <a href=\"{Link}\">Prompt Engineering with Llama 2 - Four Practical Projects</a><br />\nWhy: You'll delve into practical applications such as book PDF querying, payroll auditing, and hotel review analytics.</p>\n\n<p><strong>12. Continuous Learning and Application</strong></p>\n\n<p>Engage in various projects such as <a href=\"{Link}\">creating a joke search engine powered by ChatGPT</a>, contribute to open-source, and continuously explore Finxter's new courses and materials to stay updated with the advancements in AI and prompt engineering.</p>\n\n<p><strong>Additional Notes:</strong></p>\n\n<p>Engage in the <a href=\"{Link}\">Finxter Discord Mastermind Group</a> to share knowledge and seek support from ambitious, positive-minded coders like you. Ensure to build a portfolio showcasing your projects and learning journey.</p>\n\n<p>This learning path will teach you the skills to be the core foundation of a profitable new career in the upcoming decade of rapid change.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: The <a href=\"{Link}\">Finxter Premium Membership</a> gives you access to <em><strong>all</strong></em> academy courses, including the Finxter Mastermind Group on Discord.</p>\n\n<p>We'll increase the price tomorrow (10/05/2023) by 20% to compensate for the increased costs and inflation.</p>\n\n<p><em><strong>Existing Finxter premium members and members who joined before the price increase (from $99 to $119) will keep the old prices for as long as they stay!</strong></em> \u2705</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Join today or stay premium to lock in today's cheaper prices for as long as you decide to stay!</a></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "DALL\u00b7E 3 Trick: Using Seeds to Recreate the Same Image",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I love scrolling through the OpenAI forum. In a recent post, I discovered this weird prompt hack of using seeds to recreate images in the new ChatGPT-V with image generation:</p>\n\n<p><a href=\"{Link}\">[Blog] DALL\u00b7E 3 Trick: Using Seeds to Recreate the Same Image</a></p>\n\n<p>In a nutshell, you can paste a carefully designed prompt in the chat window that resembles an OpenAI API call. The trick is adding a 'seed' keyword argument (e.g., 'seed=4269') in the JSON-like image prompt.</p>\n\n<p>You can find the specific prompt for copy and paste in the blog.</p>\n\n<p>But here's the kicker: to the best of my knowledge, there's no official seed argument in the official API. It's an emergent phenomenon of this alien technology!</p>\n\n<p>Sometimes I feel like, we're Stone Age men handed that enigmatic alien tech that are large language models. We hammer away at its intricate facade, and every so often, amidst our curious prodding, it sparks to life, unveiling glimpses of its wondrous, magical capabilities.</p>\n\n<p>\ud83d\udd28\ud83c\udf0c\u2728</p>\n\n<p>Let's keep hammering - and, hopefully, be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "And the winner is...",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Here's the result of our recent community vote on the next courses on the <a href=\"{Link}\">Finxter Academy</a>: \ud83d\udc47</p>\n\n<ol>\n\t<li><strong>Fundamentals of AI and Machine Learning</strong> [117 votes]</li>\n\t<li><strong>Intro to Python Programming</strong> [74 votes]</li>\n\t<li><strong>Prompt Engineering with Llama 2</strong> [61 votes]</li>\n\t<li><strong>Coding with Purpose</strong> [54 votes]</li>\n</ol>\n\n<p>As these are all super interesting, let's create not one but <strong><em>all</em></strong> four winning courses in the upcoming month or two. \ud83e\udd73</p>\n\n<p><em>Find detailed course descriptions at the end of this email.*</em></p>\n\n<p><meta charset='utf-8'><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83d\udcaa Simple Action Step</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">: Do you have any questions or lesson ideas on the courses? Now is your chance to hit reply and send me any questions or problems you may have concerning any of the four upcoming course topics.\u00a0</span></p>\n\n<p>We've already started creating the courses<strong> \"Coding with Purpose\"</strong> (hopefully, Tom, who leads the open-source <a href=\"{Link}\">Peerbrain</a> efforts) and<strong> \"Prompt Engineering with Llama 2\"</strong> (Yassin, our expert on <a href=\"{Link}\">prompt engineering</a>).</p>\n\n<p>So stay tuned!</p>\n\n<p>Regarding the second most popular, <strong>\"Intro to Python Programming\"</strong>, we already have multiple in-depth video courses covering this at the academy.</p>\n\n<p>For your convenience, I've put together this learning path that'll make you a Python pro in a month or so:</p>\n\n<ul>\n\t<li><strong>\u2705 Course 1:</strong> <a href=\"{Link}\">Python Crash Course</a></li>\n\t<li><strong>\u2705 Course 2:</strong> <a href=\"{Link}\">Object Oriented Python (OOP) - Concepts and Design</a></li>\n\t<li><strong>\u2705 Course 3:</strong> <a href=\"{Link}\">65 Python Built-in Functions Every Python Coder Must Know</a></li>\n\t<li><strong>\u2705 Course 4:</strong> <a href=\"{Link}\">Python Operator Mastery</a></li>\n\t<li><strong>\u2705 Course 5:</strong> <a href=\"{Link}\">Mastering Python Lists</a></li>\n\t<li><strong>\u2705 Course 6:</strong> <a href=\"{Link}\">Python for Aliens - Namespaces, Generators, Closures, Decorators, Iterators</a></li>\n</ul>\n\n<p>I still need to hire an author for the winning course.</p>\n\n<p>If you feel like you're a great fit for creating <strong>\"Fundamentals of AI and Machine Learning\"</strong>, this is your chance to hit reply and let me know.</p>\n\n<p>Your course will be shared with over 150,000 coders, giving you insane visibility as a coder. Additionally, you will be compensated for your work via Upwork, following our established rate of $30 to $35 per video lesson.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83d\udc49 </span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">How to Apply?</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\"> Please write 2-3 sentences explaining why you would be a great fit to contribute value to the Finxter community.\u00a0The hiring decision will be made promptly within seven days, so please don't delay. </span></p>\n\n<p>Thanks for your participation! This voting process was fun, and we'll likely repeat it in the future.</p>\n\n<p>\ud83c\udf81 As a token of appreciation, allow me to give you our Finxter ebook bundle <em>The Intelligent Coder</em> with an original price of $89 for free via this link:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">https://blog.finxter.com/thank-you-for-purchasing-bundle-the-intelligent-coder/</a></p>\n\n<p>Enjoy the free books - and to your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>*Here are the consolidated course ideas from the Finxter community:</p>\n\n<ol>\n\t<li>\n\t<p><strong>Fundamentals of AI and Machine Learning</strong>: Gain an understanding of AI and machine learning through a Python lens, with topics covering various machine learning models, model training and testing, and real-world applications.</p>\n\t</li>\n\t<li>\n\t<p><strong>Intro to Python Programming</strong>: Learn the basics of Python, including environment setup on Windows, using Visual Studio Code, and fundamental programming concepts. The course concludes with a project to create a simple Python app.</p>\n\t</li>\n\t<li>\n\t<p><strong>Prompt Engineering with Llama 2</strong>: Develop practical skills in prompt engineering for language models, specifically focusing on the Llama 2 model.</p>\n\t</li>\n\t<li>\n\t<p><strong>Coding with Purpose</strong>: Learn to use your coding skills for social good, discover methods for stress management in tech, and explore ways to contribute and give back to your community using technology.</p>\n\t</li>\n</ol>\n\n<p><a href=\"{Link}\">Stay tuned!</a></p>\n\n<p>\u00a0\n<p><meta charset='utf-8'></p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "\ud83d\udc07 Rabbit R1 Device - What's the Hype?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>I just preordered the Rabbit R1.</p>\n\n<p>Usually, I&#39;m slow to buy the latest hot tech gadgets. For example, I never purchased VR glasses or expensive computing devices. I own a cheap Android smartphone and run my business on a commodity notebook for $499.</p>\n\n<p>But some rare products are just too good to ignore. Tesla&#39;s M3 is an example. Another one is this:</p>\n\n<p>\ud83d\udc07 [<strong>Blog</strong>] <a href=\"{Link}\">Rabbit R1 Device &ndash; What&rsquo;s the Hype?</a></p>\n\n<p>First of all, note that I&#39;m NOT affiliated with Rabbit in any way. I don&#39;t get paid or compensated to write about their new device.</p>\n\n<p>The second I read about the idea of integrating LLMs natively into an operating system to anticipate and deeply understand user intent, my mind was blown.</p>\n\n<p>Finally, after one year of mass-adopted <a href=\"{Link}\">alien technology</a>, we start to see more and more intelligence integrated into everyday products.</p>\n\n<p>\ud83d\udca1 <em>&#39;Nothing is more powerful than an idea whose time has come.&#39;</em> -- <strong>Victor Hugo </strong></p>\n\n<p>Rabbit&#39;s idea of tightly integrating operating systems and LLMs is fascinating. They may or may not succeed.</p>\n\n<p>The idea, however, certainly will.</p>\n\n<p>Check out the article for some pics and demo videos!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "New Llama 2 Prompting Course",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I pay roughly $500 per month for OpenAI API usage. \ud83e\udd2f</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">~99% of that cost comes from\u00a0</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">FinxterGPT (GPT-4)</span></em></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">, which you can run on any of our blog posts.</span></p>\n\n<p>Many Finxters struggle with this dilemma: Leveraging AI can become incredibly costly. But if we don't pay the price, we get left behind.</p>\n\n<p><meta charset='utf-8'><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Wouldn't it be awesome if you could integrate high-performing LLMs into everything for free?</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0</span></p>\n\n<p>Well, you can with Llama 2 if you do it right.</p>\n\n<p>To help you do it, we just dropped a hands-on course, <em><strong>Prompt Engineering with Llama 2</strong></em>, on the <a href=\"{Link}\">Finxter Academy</a>. It's free for all <a href=\"{Link}\">premium members</a>! See here:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">https://academy.finxter.com/</a></p>\n\n<p>This new course is our fifth (!) prompt engineering course in a row. Unlike the other courses, it focuses on Meta's new open-source model, Llama 2, which you can access freely.</p>\n\n<p>And if you have less than 700 million active daily users \ud83d\ude05, Meta's terms of service even allow you to use Llama 2 to make money!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n</body>></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Chat(GPT) with Images \u2013 These Five Prompts Will Impress Your Coworkers",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I just tried the new <em>UPLOAD IMAGES</em> feature in ChatGPT that was released in Germany today:</p>\n\n<p><a href=\"{Link}\">[Blog] Chat(GPT) with Images \u2013 These Five Prompts Will Impress Your Coworkers</a></p>\n\n<p>Here are some fun ideas I tried and found useful for coders and prompt engineers (see article with beautiful image examples):</p>\n\n<ol>\n\t<li>Identify and fix bugs in code from just a screenshot, making debugging more efficient.</li>\n\t<li>Replicate a website's frontend based solely on its screenshot, saving significant development costs.</li>\n\t<li>Reverse engineer image prompts from DALL-E created images, opening avenues for creative exploration.</li>\n\t<li>Generate Python code skeletons based on workflows, showcasing its understanding of complex tasks.</li>\n\t<li>Solve math test questions from a photo, revolutionizing traditional student learning methods.</li>\n</ol>\n\n<p>These skills are highly monetizable; just a year ago, you had to pay a freelancer hundreds of USD to create a website, design, or fix bugs. Now you pay nothing - technological disruption is deflationary.</p>\n\n<p>To stay relevant, feel free to check out our <a href=\"{Link}\">Python Prompt Engineering</a> learning path if you're interested.</p>\n\n<p>If you want other learning paths based on the Finxter Academy, let me know by replying to this email. I plan to create a couple of additional learning path articles.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The King of Prompts \ud83e\udec5",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Today I spent most of my day learning about <a href=\"{Link}\"><em>prompt generators</em></a>.</p>\n\n<p>A prompt generator is a specialized software tool designed to create high-quality input prompts to guide the responses of other AI programs, such as ChatGPT or Midjourney.</p>\n\n<p>Its primary objective is to enhance the output quality of these AI programs, ensuring more accurate, detailed, and contextually appropriate results.</p>\n\n<p>As coders we\u2019re all prompt engineers and as it turns out, ChatGPT is a great prompter by itself \u2014 let\u2019s leverage its powers to push our prompting skills to the next level with these four <strong>prompt generators</strong>:</p>\n\n<ul>\n\t<li>King of Prompts \ud83e\udec5</li>\n\t<li>God of Prompts \ud83e\uddd9\u200d\u2642\ufe0f</li>\n\t<li>Midjourney Prompt Generator 1 \ud83c\udf07</li>\n\t<li>Midjourney Prompt Generator 2 \ud83c\udf07</li>\n</ul>\n\n<p>Learn these powerful weapons in our latest Finxter blog article: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] 4 Effective Prompt Generators to Use Daily for ChatGPT & Midjourney</a></p>\n\n<p>\u00a0\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "10 Ways to Get Free AWS Credits",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's do some math on the cloud infrastructure currently available to developers like you and me.</p>\n\n<p>The 600-pound gorilla in the cloud space is Amazon's daughter AWS:</p>\n\n<ul>\n\t<li><span style=\"background-color:#ffff00;\">\ud83e\udd8d AWS revenue was </span><strong><span style=\"background-color:#ffff00;\">$80 billion</span></strong><span style=\"background-color:#ffff00;\"> in 2022 \ud83e\udd8d</span></li>\n\t<li>Google Cloud revenue <strong>$26 billion</strong> in 2022</li>\n\t<li>Azure revenue <strong>$34 billion</strong> for fiscal 2022</li>\n</ul>\n\n<p>Finally, NVIDIA's explosive revenue growth this year has proven that large language model (LLM) training was already a major demand driver for computing infrastructure. The NVIDIA stock has accomplished a 3x in 10 months!</p>\n\n<p>But even with all this growth, Amazon's cloud business remains unmatched.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">In other words,\u00a0</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">most of the money for computing infrastructure flows to AWS</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0in the past, present, and probably in the future.</span></p>\n\n<p>To help you save on the bills, I have compiled this list in the hope you'll find it valuable:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <a href=\"{Link}\">[Blog] 10 Ways to Get Free AWS Credits</a></p>\n\n<p>This article is 100% based on my recent experience. We have just applied for the <em>AWS Activate Startup</em> program and were accepted. $1000 in free AWS credits to spend on exciting computing projects. Yay! \ud83e\udd11</p>\n\n<p>If you're interested in launching your <a href=\"{Link}\">Startup.ai company</a> and you're in need of a lot of AWS credits ($10,000-$100,000) for AI training or LLM API, there are also some programs available!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Mass Unemployment",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>\u00a0</p>\n\n<p>We've had a few pleasant years with relatively low unemployment rates in the US, Europe, and Asia.</p>\n\n<p><em><strong>So, nobody is talking about the elephant in the room: mass unemployment.</strong></em></p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <a href=\"{Link}\">[Blog] The Return of Mass Unemployment \u2013 Intelligent AI Bots, Expensive Capital, and Recession</a></p>\n\n<p>And why should they? There's much more labor than people willing to work.</p>\n\n<p>As long as there are problems, there is an opportunity to work. Because the nature of work is to solve problems, we will always have problems, so we'll always have work.</p>\n\n<p>And in a healthy economy, people who solve problems will get paid.</p>\n\n<p><strong>However, I do think that we're in the middle of a paradigm shift. </strong></p>\n\n<p>As the Industrial Revolution unfolded in the late 18th and early 19th centuries, a massive shift occurred, with people moving from rural areas to cities to work in factories.</p>\n\n<p>This shift was not seamless; many faced unemployment and had to acquire new skills to adapt to industrial jobs.</p>\n\n<p>I worry that the transitional period may be tough for workers on the wrong side of change because they can only do work that provides little value if they don't learn and adapt to acquire new skills.</p>\n\n<p>As a business owner, I'd rather hire one skilled prompt engineer than ten graphic designers.</p>\n\n<p>The inversion principle suggests that to stay on the right side of change, you must keep learning and adapting. As you're on the Finxter newsletter, you're interested in tomorrow's tech skills and motivated to learn and improve.</p>\n\n<p>Just keep it up - and check out the new article above for my detailed thoughts on this topic.</p>\n\n<p>\u00a0</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "ChatGPT Isn't Getting Dumber After All",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Have you seen the drama on Twitter? \ud83d\udc40</p>\n\n<p>A viral paper released by Stanford and UC Berkeley researchers has led many to believe that GPT-4 has become less intelligent over time, causing a surge in public interest.</p>\n\n<p>As it turns out, it's all FUD, and even though the professors from Stanford and UC Berkeley are of the highest caliber, they made severe evaluation inaccuracies as discovered by the open-source community and other researchers (e.g., from Princeton).</p>\n\n<p>If you want to read about the whole drama, check out my latest blog tutorial: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] No, GPT-4 Doesn\u2019t Get Worse Over Time (FUD Debunked)</a></p>\n\n<p>We have graphs, charts, and screenshots of tweets. The story is fun, and I'm sure you'll take something out of it.</p>\n\n<p>On another note, if you haven't yet checked out our <a href=\"{Link}\">most recent academy course</a> on creating a ChatGPT-powered WhatsApp bot, feel free to dive into the curriculum.</p>\n\n<p>The combination of skills you'll get is extremely relevant, and millions of small businesses could benefit from a smart programmer like you who has obtained a profound knowledge of recent AI tech.</p>\n\n<p><a href=\"{Link}\">[Academy] Babelfish: Build Your Own WhatsApp Bot with ChatGPT and Golang</a></p>\n\n<div class=\"fcmtt4a\">Yesterday, a friend informed me that his small architecture agency could automate about 20-30% of its workload by making a single OpenAI API call.</div>\n\n<p>Coders like you who can provide this skill won't be out of work anytime soon, with millions of small businesses needing their service.</p>\n\n<p>This societal transformation is deep and requires legions of well-educated practitioners who can help and integrate AI tools into the day-to-day operations of big and small organizations.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "OpenAI - 10 Text to Speech Samples Inside",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let\u2019s check out OpenAI\u2019s fantastic Text-to-Speech (TTS) technology once again - but this time, trying the world's top 10 languages (and German):</p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI Text-to-Speech (TTS) - I Tried the Top Ten Languages with 10 Amazing Speech Samples</a></p>\n\n<ul>\n\t<li>English</li>\n\t<li>Mandarin Chinese</li>\n\t<li>Hindi</li>\n\t<li>Spanish</li>\n\t<li>French</li>\n\t<li>Arabic</li>\n\t<li>Bengali</li>\n\t<li>Russian</li>\n\t<li>Portuguese</li>\n\t<li>Indonesian</li>\n</ul>\n\n<p>I was blown away when I first heard these voices; they sound so incredibly human, it\u2019s almost hard to believe!</p>\n\n<p>If you can natively speak any of these languages, try it out and see if you can hear a slight accent.</p>\n\n<p>My children will invest a decade of their lives and an immense amount of effort into studying a foreign language while in school.</p>\n\n<p>However, even before they graduate, Douglas Adams' concept of a Babel Fish will likely be widely available. This means that every individual will be able to converse with others in their own voice and the cyber Babel Fish will translate the spoken language in real-time.</p>\n\n<p>Language barriers are gone.</p>\n\n<p>Don't we need to rethink school and academia from the ground up with these disruptions? Shouldn't we start to teach generative AI in school? Why hasn't any teacher even mentioned ChatGPT to my daughter when school is supposed to prepare children for life?</p>\n\n<p>The legacy system is broken and full of inefficiencies, inaccuracies, and impracticalities.</p>\n\n<p>The truth is that we have to take education into our own hands again.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "\u2b50 NEW \u2b50 Prompt Engineering with Python and OpenAI \ud83d\udc68\u200d\ud83c\udf93\ud83d\udc69\u200d\ud83c\udf93",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I'm thrilled to announce our brand-new 23-video <em><strong>Prompt Engineering with Python and OpenAI</strong></em> course at the academy:</p>\n\n<p><a href=\"{Link}\">[Academy] Prompt Engineering with Python and OpenAI</a></p>\n\n<p>Click the link to see the course description, watch the first lesson for free, and decide if you want to build yourself a new, highly sought-after, well-compensated, and future-proof skill! \u2b50</p>\n\n<p><em>\ud83d\udc49 <strong>Prompting is the new programming!</strong> Imagine you figured out programming in the early days of the Internet when you could become a billionaire by creating simple sites like Craigslist or HackerNews!</em></p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>PS: You can view this course as part two, building on <em><a href=\"{Link}\">Mastering Prompt Engineering</a></em>. Like all academy courses, both courses are free for <a href=\"{Link}\">Finxter members</a>.</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Wait... is it sentient?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today's email should be fun and playful: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Is AI Sentient? I Made a Coffee Break Python GPT, and This Happened \ud83e\udd2f</a></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">This will interest you even if you don't try the GPT yourself. Today, I figured we'd spend a few minutes on the insane reasoning capabilities\u00a0</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">within a single prompt reply and without external feedback</span></em></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0of GPT-4 Turbo (see screenshot):</span></p>\n\n<p><a href=\"{Link}\"><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/11/image-82.png\" style=\"width: 680px; height: 956px;\" /></a></p>\n\n<p>The image demonstrates GPT-4 Turbo\u2019s ability to self-correct through reasoning within a single prompt response. \ud83e\udd2f The initial response contains an error, but GPT-4 Turbo assesses the given Python code without external feedback and corrects itself.</p>\n\n<p>This self-correction process illustrates a few key aspects of the model\u2019s intelligence:</p>\n\n<ul>\n\t<li><strong>Analytical Reasoning</strong>: The model can analyze code and understand the logic behind it. When it identifies that the output does not match the expected result based on the code\u2019s logic, it can deduce the correct answer.</li>\n\t<li><strong>Self-Evaluation</strong>: The model exhibits the ability to evaluate its own responses for accuracy, indicating a form of introspection where it can judge its initial response against the logical framework of the Python language.</li>\n\t<li><strong>Autonomous Correction</strong>: GPT-4 Turbo can autonomously correct its own mistakes within the context of the single prompt without needing external input, which is indicative of advanced problem-solving capabilities.</li>\n</ul>\n\n<p>This self-reasoning ability is significant because it indicates a level of understanding beyond simple pattern matching or retrieval of memorized facts; it shows an ability to engage with the content dynamically and logically consistently.</p>\n\n<p>This technology really is different and special. The emergent properties go far beyond what you'd expect a linguistic model to produce.</p>\n\n<p>For instance, I watched OpenAI's lead developers presenting the new models - even they were surprised and couldn't precisely explain why they are as intelligent and sentient.</p>\n\n<p><a href=\"{Link}\">Alien technology</a>, indeed.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "[Course Launch] Becoming a Python Langchain Prompt Engineer",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>This year, we have changed the Finxter mission from</p>\n\n<p>\"<em>help increase collective intelligence</em>\" to</p>\n\n<p>\"<em>help you stay on the right side of change</em>\".</p>\n\n<p>The reason is simple: in my mind, <strong>collective intelligence has reached escape velocity in 2023</strong> with the arrival of strong and scalable AI.</p>\n\n<p>We can now scale intelligence and serialize artificial brains as digital files of numbers known as large language models (LLMs).</p>\n\n<p>My dream is 150k Finxters like you, each orchestrating thousands of intelligent agents in cyberspace, creating genuine value.</p>\n\n<p>If you want to create a legion of autonomous agents comprising a scalable value system that runs all by itself independent of your time, one of the most important tools you should learn is Python Langchain. \ud83e\udd9c\ud83d\udd17</p>\n\n<p>Langchain allows you to create software that creates, integrates, and orchestrates multi-agent LLM systems incorporating all major proprietary and open-source LLMs from OpenAI GPT-4 to Anthropic Claude 2 to Llama 2 and derivatives.</p>\n\n<p>If you want to learn the ins and outs from ZERO absolute beginner to Langchain Prompt Engineer, check out our new course by expert developer Dirk Van Meerveld:</p>\n\n<p><a href=\"{Link}\">[Academy] Becoming a Langchain Prompt Engineer with Python \ud83e\udd9c\ud83d\udd17</a></p>\n\n<p>As always, the course is freely accessible to all <a href=\"{Link}\">Finxter Premium Members</a>.</p>\n\n<p>Note that <strong>all other academy courses you need are included</strong> in the membership, such as Python beginner to expert courses, Python OpenAI API beginner to mastery courses, OpenAI functions and embeddings course, as well as our recent prompt engineering with Llama 2 course.</p>\n\n<p>Prompt engineering with Python is a six-figure skillset, and it can build the basis of your career as an exponential coder.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (1/10) - Complexity",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>After yesterday's quick overview of <em>The Art of Clean Code</em>, let's dive into the root problem we all face: <em>entropy</em>.</p>\n\n<p>Or let's call it by a different name: <em><strong>complexity</strong></em>.</p>\n\n<ul>\n\t<li>\ud83d\udca1 <a href=\"{Link}\"><strong>Lesson 0</strong>: Overview</a></li>\n\t<li><strong><span style=\"background-color:#ffff00;\">\u269b\ufe0f </span><a href=\"{Link}\"><span style=\"background-color:#ffff00;\">Lesson 1</span></a></strong><a href=\"{Link}\"><span style=\"background-color:#ffff00;\">: How Complexity Harms Your Productivity</span></a></li>\n\t<li><strong>\ud83d\udcc8 Lesson 2</strong>: The 80/20 Principle</li>\n\t<li><strong>\ud83d\udd28 Lesson 3</strong>: Build a Minimum Viable Product</li>\n\t<li><strong>\ud83e\uddd1\u200d\ud83d\udcbb Lesson 4</strong>: Write Clean and Simple Code</li>\n\t<li><strong>\ud83d\ude08 Lesson 5</strong>: Premature Optimization Is the Root of All Evil</li>\n\t<li><strong>\ud83c\udfc4 Lesson 6</strong>: Flow</li>\n\t<li><strong>\u2705 Lesson 7</strong>: Do One Thing Well and Other Unix Principles</li>\n\t<li><strong>\ud83d\udcf1 Lesson 8</strong>: Less Is More in Design</li>\n\t<li><strong>\ud83d\udd0d Lesson 9</strong>: Focus</li>\n\t<li>\ud83d\ude80 <strong>Lesson 10</strong>: Author's note</li>\n</ul>\n\n<p>We cannot ever hope to remove complexity (or entropy), but by reducing it rigorously, radically, and repeatedly, we can get order-of-magnitude improvements in our productivity.</p>\n\n<p>Check out more in today's lesson <a href=\"{Link}\">here</a>.</p>\n\n<p><strong>TLDR:</strong> Delete. Delete. Delete.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "I tried OpenAI's API in async mode",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In today's Finxter tutorial, you'll learn how to run OpenAI API asynchronously in Python:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Can I Run OpenAI\u2019s API in Parallel? Yes, with Python Async!</a></p>\n\n<p>My main goal with this article is to refresh your understanding of \"asynchronous programming\", one of the hidden superpowers that scales the Internet.</p>\n\n<p>Say you're building a chatbot system using OpenAI's API at the backend. How is a synchronous versus an asynchronous operation different?</p>\n\n<p>In a synchronous chatbot, when User A asks a question, the system waits for OpenAI's LLM to respond before handling User B's query. If there's a delay for User A, User B waits, leading to inefficiencies during high traffic.</p>\n\n<p>In an asynchronous setup, the system simultaneously processes User A's and User B's questions. Both queries are sent to OpenAI's LLM concurrently. Responses are relayed as received, allowing for faster, parallel processing. This ensures timely answers, regardless of query order or potential delays.</p>\n\n<p>There are many subtleties to it but the simple gist is this: Users often want that a system feels synchronous but we coders implement it in an asynchronous way so that it scales to not one but many users.</p>\n\n<p>You can copy and paste my code from the new <a href=\"{Link}\">Finxter blog tutorial</a> to try asynchronous OpenAI API mode!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Community Experiment",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I just realized that we've been too closed-source from a Finxter ecosystem point of view.</p>\n\n<p>This Finxter newsletter reaches a community of 160,000 coders, AI enthusiasts, and tech nerds daily.</p>\n\n<p>But we were using this visibility only for Finxter-related content - even though the world outside the Finxter ecosystem is much larger.</p>\n\n<p><strong>If we want to call this a community, we should open up visibility.</strong></p>\n\n<p>This means that for now, as an experiment, if you are a Finxter Premium member, you have a special opportunity.</p>\n\n<p>You can share the current project you're working on\u2014this could be anything at all, any link you find intriguing and believe would interest our community.</p>\n\n<p><strong>What's on the table?</strong></p>\n\n<p>Here's a non-exclusive list of links you can share with the Finxter community:</p>\n\n<ul>\n\t<li>Your blog or personal website</li>\n\t<li>Your AI startup</li>\n\t<li>Your Upwork profile link</li>\n\t<li>Your GitHub or portfolio</li>\n\t<li>Your YouTube channel</li>\n\t<li>Your job listings seeking coders or prompt engineers</li>\n</ul>\n\n<p>If it adds value and your're a premium member, I\u2019ll include your project link in the newsletter\u2014essentially promoting it on your behalf to benefit our entire community. And if you aren't a Premium member yet, this is a great time to <a href=\"{Link}\">consider joining</a>.</p>\n\n<p>Simply reply to any of my emails and provide me with your project's link. I'll then schedule it on a <em><strong>first come first served</strong></em> basis (FIFO scheduling algorithm). \ud83d\ude09</p>\n\n<p><strong>Why is this valuable?</strong></p>\n\n<p>To give you an idea of the value here, reaching out to our community of 160,000 coders and AI enthusiasts would typically cost around $800 to $1,400 for a sponsorship spot. This is the going rate for other newsletters.</p>\n\n<p>But I want to offer this exclusively to our Finxter community to support the projects you are passionate about.</p>\n\n<p>If you're a Finxter Premium member, it's like getting $1,000 worth of visibility for $100.</p>\n\n<p>This is in addition to all the other <a href=\"{Link}\">perks</a> like the <a href=\"{Link}\">Discord Mastermind Group</a> and the <a href=\"{Link}\">Academy Courses</a> on prompt engineering and coding.</p>\n\n<p>Let's grow together and make the most of this community! Looking forward to seeing what you're working on!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Here's what it'll look like. \ud83d\udc47</p>\n\n<p><strong>Community Projects</strong></p>\n\n<p><em>*** Your Project URL/Description Here ***</em></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Napkin Math on Human vs LLM Coders' Costs",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\"><strong>Human vs Machine coder:</strong> Have you ever wondered <em>how much a human coder costs per token</em> output compared to a large language model (LLM)? </span></p>\n\n<p><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">Let's do some napkin math. \ud83e\uddee</span></p>\n\n<p><strong><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">Human Coder Costs Per Token:</span></strong></p>\n\n<p><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">The median wage for a software developer in the US is ~$53 per hour.</span></p>\n\n<p><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">Assume an average typing speed of 50 words per minute.</span> Let's multiply this with 125% to get the number of tokens output per minute.</p>\n\n<p>So, with our average typing speed, we get about 62.5 tokens/min as coders, or 3,750 tokens/hr.</p>\n\n<p>$53 per hour divided by 3,750 tokens per hour equates to a cost of about $0.01413 per token for a human coder. \ud83d\udcb0</p>\n\n<p><strong><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">LLM Coder Costs Per Token:</span></strong></p>\n\n<p>Now, let's compare this with the cost of a large language model, which is estimated at $0.06 per 1000 tokens (GPT-4-32k)</p>\n\n<p>Simple math shows us that this is\u00a0 roughly $0.00006 per token.</p>\n\n<p><strong>That's how much difference?</strong><br />\n\ud83d\udc47</p>\n\n<p>So, if we do a rough comparison, a human coder is about 235 times more expensive than the language model ($0.01413 / $0.00006 \u2248 235)!</p>\n\n<p>235x (!)</p>\n\n<p>That's a significant cost difference! \ud83d\udcb8</p>\n\n<p><strong>Not all is lost though.</strong></p>\n\n<p>Programmers do more than write code - they design, debug, and communicate.</p>\n\n<p>Most importantly, they <em>engineer prompts</em>.</p>\n\n<p>When I realized this napkin math, it became apparent to me that we need to pivot as coders. In fact, if we manage to become prompters first and coders second, we'll remain on the right side of change.</p>\n\n<p>That's the mission of Finxter - to help you remain on the right side of change. That's why we started to push into the LLM educational space a couple of months ago and we will continue to educate you on the latest LLM tools and prompting techniques.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: If you haven't already, download your PDF skill certificates for going through our two new prompt engineering courses on the Finxter Academy:</p>\n\n<p><strong>Course 1:</strong> <a href=\"{Link}\">Mastering Prompt Engineering</a></p>\n\n<p><strong>Course 2:</strong> <a href=\"{Link}\">Prompt Engineering with Python and OpenAI</a></p>\n\n<p>\ud83d\udcdd Both employers and freelancing clients will see these skill certificates as items of credibility when the time comes for you to dive into new waters.</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "\ud83d\udc8d One GPT to Rule Them All \ud83e\uddd9\u200d\u2642\ufe0f",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Have you ever missed the forest for the trees?</p>\n\n<p>As programmers, we often find ourselves overwhelmed by the sheer volume of technologies available, struggling to distinguish the truly significant innovations from the many less impactful ones.</p>\n\n<p>With the proliferating LLM ecosystem, it's like that on steroids.</p>\n\n<p><em>What's signal? What's noise? </em></p>\n\n<p><em>And what do I really need to become more productive - rather than wasting my time and energy?</em></p>\n\n<p>Well, in today's Finxter article, I'll give you some signal in the noise: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <strong>Blog</strong>: <a href=\"{Link}\">Getting Started \u2013 You Only Need This One Meta GPT That Helps You Find the Best GPT Among 1000s</a></p>\n\n<p>Until OpenAI has launched its GPT Store, I'll use this Meta GPT as my portal in the magical world of alien technology. \ud83e\ude84</p>\n\n<p>And, no, I'm neither affiliated with the creator of this GPT nor with OpenAI - this is just me sharing my daily discoveries with you.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Applying Metcalfe's Law to BTC",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I spent four years obsessing about (computer science) graphs.</p>\n\n<p>You know, the data structures with nodes and edges, not the plots. The first sentence of my <a href=\"{Link}\">thesis</a>:</p>\n\n<p><em>\"Graphs are fundamental data structures in computer science. Wide-spread digitization generates massive amounts of interconnected, graph-structured data [...]\"</em></p>\n\n<p>Let's have a look at some real-world graphs:</p>\n\n<ul>\n\t<li>In <strong>social media</strong> platforms such as Facebook, Twitter, WhatsApp, and Reddit, the 'nodes' represent individual users, while the 'edges' represent the connections between them, like friendships, follows, or likes.</li>\n\t<li>In <strong>neural networks</strong>, like the one used in Tesla's Full Self-Driving (FSD) system, the 'nodes' represent neurons (or processing units), and the 'edges' represent the weights or synapses, which are the connections between these neurons.</li>\n\t<li>For the <strong>Internet</strong>, the 'nodes' represent individual web pages, and the 'edges' represent the hyperlinks that connect these web pages to each other.</li>\n</ul>\n\n<p>You can also model financial networks like Bitcoin, Ethereum, or the USD in graph data structures.</p>\n\n<p><strong>But why should you care?</strong></p>\n\n<p>Well, understanding graph properties is not only a crucial skill of <em>computer scientists</em> (as opposed to <em>coders</em>), it can make you a lot of money in investing and business too. \ud83d\udc47</p>\n\n<p>An exciting characteristic of graph-structured systems are <strong>network effects</strong>. In particular <strong>Metcalfe's Law</strong>: <em>the value of the overall network grows quadratically with the number of its participants.</em></p>\n\n<p>Say you build a social network app with N nodes (=users). There are N*(N-1)/2 possible connections (edges) between those nodes.</p>\n\n<p>The value of a network -- say, the telephone network, Twitter/X, or even Bitcoin -- is often proportional to the number of possible connections.</p>\n\n<p>For example, consider this example social network</p>\n\n<ul>\n\t<li><strong>N=1,000</strong> users => <strong>~1 million</strong> connections</li>\n\t<li><strong>N=10,000</strong> users => <strong>~100 million</strong> connections</li>\n\t<li><strong>N=1,000,000</strong> users => <strong>~1,000 billion</strong> (!) connections</li>\n</ul>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">The larger your network becomes, the higher the value\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">per network participant</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">. (Read this again.)</span></p>\n\n<p>We've seen this phenomenon play out in many real social networks.</p>\n\n<p>For example, Meta's annual revenue per user was $5 in 2011 with 0.8 billion users, $20 in 2017 with 2 billion users, and $40 in 2022 with 2.9 billion users. As the user growth stalled, so did the revenue growth per user.</p>\n\n<p>Savvy investors model the value of a network using Metcalfe's Law - that's the only way you could've justified an early investment in Facebook in 2011.</p>\n\n<p>It is tough to disrupt the largest network because it tends to make the most money per user and can spend the most to acquire each user.</p>\n\n<p>Don't try to compete against the dominating network in your field.</p>\n\n<p>Even if you're Google and you're trying to build your own social network, you still cannot compete.</p>\n\n<p>Now, the same holds for monetary networks like Bitcoin.</p>\n\n<p>I did the exercise and looked at the dominating decentralized monetary network Bitcoin through the lens of Metcalfe's Law and network effects:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Want Exploding Prices North of $500,000 per BTC? \"Grow N\" Says Metcalfe\u2019s Law</a></p>\n\n<p>To my knowledge, this is the first attempt to model the Bitcoin price using Metcalfe's Law by setting N to the number of Bitcoin nodes rather than the number of wallet addresses. The latter is not an optimal proxy for network size, given that exchanges may custody BTC for tens of millions of users in a single wallet.</p>\n\n<p>The purpose of this article is not to provide a definitive answer on how the number of nodes can be utilized as a trading tool (although it appears to hold potential). Rather, the aim is to stimulate your thinking. If you find this approach useful, feel free to conduct your own modeling, research, or backtesting.</p>\n\n<p>Feel free to share any insight you may have - I'll publish follow-up research on the Finxter blog and share it here in the community if your insights are valuable.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Upwork - The Web Scraping Hack",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Today, let&#39;s dive into two new ways for you to get a small but sustainable advantage in business.</p>\n\n<p>In the first tutorial, Finxter Matija shares how he created a Hungarian Q&amp;A database based on Wikipedia using LLM prompt engineering techniques:</p>\n\n<p>\ud83d\udcdd [<strong>Blog</strong>] <a href=\"{Link}\">How to Scrape Wikipedia Pages to Create a Question-Answer Database?</a></p>\n\n<p>In the second tutorial, Finxter Martin provides us with the full code (+ explanation and video) on how to get an edge on Upwork by using Web Scraping so that you can find suitable projects faster:</p>\n\n<p>\ud83d\udcdd\u25b6\ufe0f [<strong>Blog+Video</strong>] <a href=\"{Link}\">Improve Your Upwork Job Search with RSS and Data Scraping</a></p>\n\n<p>With hourly rates in the LLM and prompt engineering space of up to $200, it is evident that Upwork can be a powerful earning machine for skilled and curious developers with some experience in LLMs.</p>\n\n<p>\ud83d\udc46 By the way, this description fits many in the Finxter community!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p><strong>&hearts;\ufe0f Finxter Community Area*</strong></p>\n\n<p>\ud83d\udc49 Today&#39;s featured project is Finxter Felix&#39; cool <a href=\"{Link}\">Swiss-based Bitcoin Learning Website</a> with interesting Bitcoin merch.</p>\n\n<p>&nbsp;</p>\n\n<p>~~~</p>\n\n<p><em>*To share your personal project, AI startup, Upwork profile, YouTube channel, job offer, or another resource with 160k tech enthusiasts, simply reply to this email with your project URL if you&#39;re a <a href=\"{Link}\">premium member</a>. </em></p>\n\n<p><em>Only high-quality submissions. Already booked out for **1** next emails. First come first served.</em></p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "This 1-Min Productivity Hack from 2019 Still Works in 2023",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'm a sucker for playing online chess.</p>\n\n<p>Once I start a game on my work computer, my productivity takes a backseat for the day. There's something about the structured world of 32 pieces on 64 squares that my brain finds irresistibly calming. In fact, any game with a finite set of squares draws me in.</p>\n\n<p>Years ago, I recognized that to achieve my goals, I had to minimize distractions on my work device.</p>\n\n<p>I had to shut off the domain <em>chess.com</em>. Not only for my Firefox browser but machine-wide for all browsers, i.e., Chrome, Opera, Brave, and Edge.</p>\n\n<p>And I did. And my productivity came back.</p>\n\n<p>This realization led me to publish this blog article in 2019, which I just revisited and updated:</p>\n\n<p><a href=\"{Link}\">[Blog] How to Block A Specific URL on Windows (No Plugin, All Browsers)</a></p>\n\n<p>It's still highly relevant if you want to boost your productivity! Reducing distractions is liberating.</p>\n\n<p>On another note, I've incorporated community suggestions into an article I shared just a few days ago:</p>\n\n<p><a href=\"{Link}\">[Blog] How to Go From $0 to $100k Net Worth in 1 Year or Less (in Tech)</a></p>\n\n<p>Enjoy today's easy reads. And please don't dismiss these ideas simply because they appear straightforward. There's beauty in simplicity!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>PS: Wow, six years of online writing has undoubtedly influenced my choice of titles... \ud83d\ude05</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Curiosity!",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>A lot has happened in the last few days, so let's take a minute to recap.</p>\n\n<p>Here are eight recent Finter articles - the headlines already tell a story of rapid acceleration in the AI space:</p>\n\n<ol>\n\t<li><a href=\"{Link}\">OpenAI Text to Speech (TTS): Minimal Example in Python</a></li>\n\t<li><a href=\"{Link}\">GPT-4 Turbo: 12 New Incredible Features at a 3x Reduced Price vs GPT-4</a></li>\n\t<li><a href=\"{Link}\">OpenAI Wants Us to Create GPTs, i.e., Miniature AI Agent Helpers</a></li>\n\t<li><a href=\"{Link}\">Elon Musk\u2019s xAI Releases a New Humorous LLM Called Grok Based on Hitchhiker\u2019s Guide to the Galaxy</a></li>\n\t<li><a href=\"{Link}\">GPT-4\u2019s Hindsight Portfolio for Painfully Obvious Investments Looking Back from 2030 \ud83d\udd2e</a></li>\n\t<li><a href=\"{Link}\">Code Llama 2: Examples and Playground (Try It Yourself)</a></li>\n\t<li><a href=\"{Link}\">Annual Income of Prompt Engineers in the US (ChatGPT)</a></li>\n\t<li><a href=\"{Link}\">I Made a Dan Pe\u00f1a GPT with OpenAI and Learned This</a></li>\n</ol>\n\n<p>Before you click on the article(s) that interest you most, consider this: playful experimentation without seeking immediate benefit may be our most important habit to steer through the changing times.</p>\n\n<p>Trust that if you play and experiment with the ideas mentioned in these articles, the Finxter email newsletter, and elsewhere, your brain will eventually find ways to create utility in your life, succeed in business, or help your loved ones.</p>\n\n<p>Why not revisit the days of your playful youth, when you effortlessly immersed yourself in games without seeking immediate benefits? This carefree, curious mindset is essential today, especially for understanding new technology.</p>\n\n<p>Consider the early Bitcoin miners who, driven by curiosity rather than profit, became billionaires. Technology often rewards curiosity in unexpected ways.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Llama 2 - No Saturation in Sight \ud83e\uddd1\u200d\ud83d\ude80",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I just skimmed over the Llama-2 paper once again, and this caught my attention:</p>\n\n<p><em>\"Figure 5: Training Loss for Llama 2 models. [...] We observe after pretraining on 2T Tokens, <span style=\"background-color:#ffff00;\">the models still did not show any sign of saturation</span>.\"</em></p>\n\n<p>So, I couldn't resist to contribute today's Finxter article comparing <strong>Llama vs Llama 2</strong>:</p>\n\n<p>\ud83e\udd99 <a href=\"{Link}\">[Blog] Llama vs Llama 2 - Still No Sign of Saturation!</a></p>\n\n<p>You can find the impressive \"Figure 5\" at the bottom of the article.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">It shows a simple yet profound relationship between how scaling up the number of model parameters leads to a significant performance boost (</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\"training loss\"</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">). </span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">And there was no sign of saturation when scaling Llama-2 up from 34B to 70B parameters! \ud83e\udd2f</span></p>\n\n<p>In other words, we've seen nothing yet. AI continues to improve exponentially. Intelligence is not capped at IQ 100, 200, or even 500.</p>\n\n<p>No new research or scientific breakthroughs are needed to reach super-human performance in almost any area of our modern life. We only need to scale up computing cycles and data.</p>\n\n<p>Yet - we can be certain that human and artificial ingenuity will add new breakthroughs that will lead to explosive performance and efficiency gains.</p>\n\n<p>As you read this, LLM tech trickles down into every business and every job in every field.</p>\n\n<p>The opportunity for most of us is painfully simple: Use your prompt engineering skills (e.g., obtained through the <a href=\"{Link}\">Finxter Llama 2 course</a>) to create value for your employer, freelancing clients, or your own business.</p>\n\n<p>Stay tuned - I'll release a new OpenAI-based code product soon for all <a href=\"{Link}\">Finxter Members</a>!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Tech investors arbitrage negativity bias",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>The future is bright.</p>\n\n<p>Yet, negativity bias is a well-documented phenomenon in cognitive science:</p>\n\n<ul>\n\t<li>First, things that are more negative in nature have a greater effect on our psychological state than neutral or positive things.</li>\n\t<li>Second, stemming from this psychological state of overweighing negativity, media feeds us with more pessimistic views. We crave negativity and, therefore, gladly pay negative media with our clicks and attention.</li>\n\t<li>Third, you will be labeled naive when you're crazy enough to share positive expectations. Some research suggests that negative people are perceived as more intelligent, competent, and expert than positive people.</li>\n</ul>\n\n<p>As a result, third-party input data flowing into your brain is biased towards negativity.</p>\n\n<p>From LLM training, we know what happens with input data biases - they become output biases ingrained in the neural nets.</p>\n\n<p>But any bias is dangerous: <em>\"What gets us into trouble is not what we don't know. It's what we know for sure that just ain't so.\"</em> - <strong>Mark Twain</strong> \u2712\ufe0f</p>\n\n<p>Now, let's go to the more practical applications of this - <em><strong>how can we exploit negativity bias?</strong></em></p>\n\n<p>I think a simple exploit of negativity bias is arbitraging perception and reality of technological disruptions and exponential long-term trends.</p>\n\n<p>We are famously bad in understanding exponential growth and compound interest. Exponential trends can easily lead to extreme positive outcomes that are 100x of what we initially expected.</p>\n\n<ol>\n\t<li>\n\t<p><strong>Ken Olsen (1977)</strong>: <em>\"There is no reason for any individual to have a computer in their home.\"</em></p>\n\t</li>\n\t<li>\n\t<p><strong>Sir Alan Sugar (2005)</strong>: <em>\"Next Christmas the iPod will be dead, finished, gone, kaput.\"</em></p>\n\t</li>\n\t<li>\n\t<p><strong>Steve Ballmer (2007)</strong>: <em>\"There's no chance that the iPhone is going to get any significant market share.\"</em></p>\n\t</li>\n</ol>\n\n<p>This gross underestimation of exponential disruptions is a huge opportunity for tech enthusiasts like us.</p>\n\n<p><strong>We know that costs of AI training reduces by 70% per year, for example. </strong></p>\n\n<p>So, spending $100 on AI training will get us 10x more in two years.</p>\n\n<p>100x in four years.</p>\n\n<p>1000x in 2030.</p>\n\n<p>The <a href=\"{Link}\">AI Scaling Laws</a> teach us that neural nets keep improving in performance as we throw more compute, data, and parameters on the problem.</p>\n\n<p>In other words, the intelligence explosion is unstoppable. Essentially, we have solved the problem of cheaply scaling human intelligence.</p>\n\n<p><strong>You can count on it. </strong></p>\n\n<p>So you better position yourself to benefit from change now before reality has caught up and change is here.</p>\n\n<p>For example, we don't need to train a single human brain for 30 years, spending $230,000 to put it through medical school. We still can, of course.</p>\n\n<p>But with LLMs, we can now also replicate this brain 8 billion times and put it on 8 billion smartphones giving every human access to first-class medical care, 24/7, basically for free.</p>\n\n<p>When I talk about billions of humanoid bots, self-driving cars, autonomous AI agents, intelligent factories, replacing inefficient management layers from companies, automating policy and monetary systems, I need to do it with you as a fellow tech enthusiast and reader of this Finxter newsletter.</p>\n\n<p><strong>Because most people outside our little tech bubble don't understand the extent of upcoming disruptions.</strong></p>\n\n<p>All of it will happen much faster than 99% of people expect due to the exponential nature of declining cost curves.</p>\n\n<p>Humanity has woken up dead matter and injected life energy and intelligence into it. We are in the midst of a giant and literal explosion (see PS below).</p>\n\n<p>The future is bright in every meaning of the word.</p>\n\n<p>Let's be on the bright side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Check out this conversation of Lex Fridman prompting Tesla's former head of AI, Andrej Karpathy:</p>\n\n<p><em><strong>Andrej</strong>: And so basically, it does seem like synthetic intelligences are kind of like the next stage of development. And I don't know where it leads to. Like At some point, I suspect the universe is some kind of a puzzle. And these synthetic AIs will uncover that puzzle and solve it.</em></p>\n\n<p><em><strong>Lex</strong>: And then what happens after, right? Because if you just fast forward Earth many billions of years, it's like it's quiet and then it's like tormal, you see like city lights and stuff like that. And then what happens at the end? Like is it like a poof? Or is it like a calming, is it explosion?</em></p>\n\n<p><em>Is it like Earth like a giant, because you said emit roasters, will it start emitting like a giant number of satellites?</em></p>\n\n<p><em><strong>Andrej</strong>: Yes, it's some kind of a crazy explosion. And we're stepping through a explosion and we're like living day to day and it doesn't look like it. I saw a very cool animation of Earth and life on Earth and basically nothing happens for a long time and then the last like 2 seconds, like basically cities and everything and the lower orbit just gets cluttered and just the whole thing happens in the last 2 seconds and you're like, this is exploding, this is a state of explosion.</em></p>\n\n<p><em><strong>Lex</strong>: So if you play, yeah, yeah, if you play it at normal speed, it'll just look like an explosion.</em></p>\n\n<p><em><strong>Andrej</strong>: It's a firecracker, we're living in a firecracker.</em></p>\n\n<p><em><strong>Lex</strong>: Where it's going to start emitting all kinds of interesting things. And then, so explosion doesn't, it might actually look like a little explosion with lights and fire and energy emitted, all that kind of stuff, but when you look inside the details of the explosion, there's actual complexity happening where there's like, yeah, human life or some kind of life.</em></p>\n\n<p><em><strong>Andrej</strong>: We hope it's not a destructive firecracker. It's kind of like a constructive firecracker.</em></p>\n\n<p>You can watch the video on the Finxter blog I just published <a href=\"{Link}\">here</a>.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (0/10)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>I just discovered that ACM promoted my book <em><a href=\"{Link}\">The Art of Clean Code</a></em>, which has received some attention on Twitter because of it.</p>\n\n<p>Let&#39;s <strong>recap the main lessons from the book</strong> in the following ten emails. Many of these are timeless lessons that will help you even if you&#39;re not a coder (e.g., a business owner).</p>\n\n<p>My idea is to send you one email per chapter and link to the blog with a detailed chapter summary, including the most relevant graphics from the book:</p>\n\n<ul>\n\t<li><strong>\u269b\ufe0f Chapter 1</strong>: How Complexity Harms Your Productivity</li>\n\t<li><strong>\ud83d\udcc8 Chapter 2</strong>: The 80/20 Principle</li>\n\t<li><strong>\ud83d\udd28 Chapter 3</strong>: Build a Minimum Viable Product</li>\n\t<li><strong>\ud83e\uddd1&zwj;\ud83d\udcbb Chapter 4</strong>: Write Clean and Simple Code</li>\n\t<li><strong>\ud83d\ude08 Chapter 5</strong>: Premature Optimization Is the Root of All Evil</li>\n\t<li><strong>\ud83c\udfc4 Chapter 6</strong>: Flow</li>\n\t<li><strong>\u2705 Chapter 7</strong>: Do One Thing Well and Other Unix Principles</li>\n\t<li><strong>\ud83d\udcf1 Chapter 8</strong>: Less Is More in Design</li>\n\t<li><strong>\ud83d\udd0d Chapter 9</strong>: Focus</li>\n\t<li>... and <strong>10</strong>: Putting it all together</li>\n</ul>\n\n<p>So don&#39;t buy the book just yet, there will be a lot of free content in the next 10 days.</p>\n\n<p>Also, feel free to invite any of your friends or colleagues to the Finxter newsletter today so they don&#39;t miss it: Getting started with <em>&quot;The Art of Clean Code (4/10)&quot;</em> after four days may feel unsatisfactory.</p>\n\n<p>This will be 100% free for all Finxter newsletter readers like you. First email titled <em>&quot;The Art of Clean Code (1/10)&quot;</em> tomorrow!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Mathematics of Scalable Wealth",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I try to focus our Finxter Academy on exponential technologies.\u00a0</p>\n\n<p><strong>What are exponential technologies?</strong> I define them as technologies, products, and services in major long-term growth markets likely to grow double-digit percentage points (>>10%) annually for a decade or more.</p>\n\n<p>The underlying growth engine of these markets is not marketing or business savvy but <strong><em>efficiencies of scale</em></strong>, <em><strong>network effects</strong></em>, and <em><strong>technological advancements</strong></em> and breakthroughs.</p>\n\n<p>Adoption tends to happen gradually, then suddenly.</p>\n\n<p>Primary examples of these booming long-term growth markets are <a href=\"{Link}\">alien technology</a> (ChatGPT), AI training (NVidia, Tesla), Bitcoin, and freelance/remote work.</p>\n\n<p>Simple insights like these will be the source of much of the newly-created wealth:</p>\n\n<ul>\n\t<li>Will there be more or less AI in our everyday lives in 2030? More!</li>\n\t<li>Will the demand/supply ratio be higher or lower in Bitcoin? Much higher!</li>\n\t<li>Will there be more or less freelancing and remote work? More!</li>\n</ul>\n\n<p>So, as many Finxters clicked on yesterday's article on the salary expectations of prompt engineers, I thought I'd follow up with a special freebie, i.e., what I believe is the most important lesson in our most popular product (the <a href=\"{Link}\">Finxter Freelancer Course</a>).</p>\n\n<p>Watch the lesson for free here:</p>\n\n<p><a href=\"{Link}\">[Free Academy Lesson] The Mathematics of Wealth</a></p>\n\n<p>As a small bonus, I also included the PDF slides for download.</p>\n\n<p>Here's the elevator pitch in case you don't want to watch the video:</p>\n\n<p><em>This strategic plan offers a roadmap to financial freedom for online coding entrepreneurs, emphasizing the need to scale active income (e.g., as a freelance developer) and gradually add scalable income, adhering to the timeless principles of wealth: increase units sold and profit per unit. The lesson further explains how to combine high-income skills, scalable business models, and boring investing principles to maximize net worth over time. The approach focuses on overcoming common barriers like limited control and scalability, guiding towards a lifestyle of comfort, autonomy, and personal fulfillment.</em></p>\n\n<p>These are not my own principles but a shameless mix of principles and mental models from people more intelligent and successful than me. I am grateful to have discovered them relatively early because they helped me channel my tech skills into more profitable endeavors over time and break free from what I perceived as the \"rat race\". \ud83d\udc00</p>\n\n<p>Check out the lesson for more!</p>\n\n<p>And let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Big Work Migration Has Begun (Billions Leave Their Jobs)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In 2016, I started my online business selling time for money on the free market as a freelance developer.</p>\n\n<p>Back then, all of my colleagues planned to work in the automotive industry: seemingly a bright and cozy, 35h/week, $90k/y salary+benefits opportunity in Germany.\u00a0</p>\n\n<p>But, I dreamed of what were then considered alien concepts: working from home, freedom from commuting, and spending more quality time with my loved ones. I wanted to break free, and become my own boss coming from a tightly managed employment environment as an academic researcher.</p>\n\n<p>Few people agreed with my view that freelancing would eventually become mainstream, overtaking employment in population size because of its more flexible and adaptable work model.</p>\n\n<p>Yet, I didn't expect the snowballing speed with which the freelancing industry would grow.</p>\n\n<p>In the last seven years, we've seen a growth rate north of 15% per year. Statistics show that there are already 1.5 billion (!) freelancers. And the number of freelancers keeps growing relative to the 3.3 billion employed people.</p>\n\n<p>So, long story short, if you want to stay on the right side of change, the data-driven decision would be to consider adding freelancing to your income stream. Even if freelancing represents only an additional means to make money that you can then reinvest to become an owner of scarce and desirable assets.</p>\n\n<p>Freelancing is here to stay. What's the best way to start freelancing? Here's a quick guide on the Finxter blog that's still relevant:</p>\n\n<p><a href=\"{Link}\">[Blog] The Complete Guide to Freelance Developing</a></p>\n\n<p>Also, freelancing combines beautifully with exponential growth industries like AI and Bitcoin. Here's an article that can help you stay ahead of the curve - most coders haven't yet tried Langchain nor Auto-GPT:</p>\n\n<p><a href=\"{Link}\">[Blog] Auto-GPT vs Langchain \u2013 What\u2019s The Difference?</a></p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: If you're not interested in our daily learning material, feel free to unsubscribe by clicking <a href=\"{Link}\" >this link</a>. Although I'm sad to see people go, I believe it's important to focus this email newsletter to motivated coders and tech enthusiasts who want to continuously improve their skills on a daily basis.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Play Rock Paper Scissors in Your Browser",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>For fun I created a small browser game using HTML, JavaScript, and CSS - of course iterating with ChatGPT.</p>\n\n<p>Feel free to play: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Game] Play Rock Paper Scissors in Your Browser</a></p>\n\n<p>Can you beat the computer three times in a row? \ud83d\ude05 And, please, don't tell your boss...</p>\n\n<p>Enjoy your break! \ud83c\udfae<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Last Week's Top 9 Finxter Articles (+ On Munger)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>First, allow me to express my respect and gratitude to Charlie Munger, who died today at age 99.</p>\n\n<p>His 100th birthday would have been on New Year's Eve.</p>\n\n<p>I watched all of Berkshire's shareholder meetings multiple times on YouTube; Buffett and Munger taught me a lot about business and the art of living with a long-term mindset. Most importantly, they taught me that everybody eventually gets the reputation they deserve:</p>\n\n<p><em>\"Remember that reputation and integrity are your most valuable assets\u2014and can be lost in a heartbeat.\"</em> -- Charly Munger</p>\n\n<p>I'll append a few Munger quotes to the end of this email.</p>\n\n<p>But first, let's recap the nine most popular new Finxter articles published last week:</p>\n\n<ol>\n\t<li><a href=\"{Link}\">GPT-5? OpenAi\u2019s New Q* (Q-Star) Explained For Beginners</a></li>\n\t<li><a href=\"{Link}\">The Return of Mass Unemployment \u2013 Intelligent AI Bots, Expensive Capital, and Recession</a></li>\n\t<li><a href=\"{Link}\">Tech Investors Arbitrage Negativity Bias</a></li>\n\t<li><a href=\"{Link}\">Finance Gurus: Be Average, Ignore Your Tech Insights, and Buy ETFs \u2013 Is This How You Get Wealthy?</a></li>\n\t<li><a href=\"{Link}\">OpenAI JSON Mode & DALL\u00b7E 3 Seeds (Examples)</a></li>\n\t<li><a href=\"{Link}\">OpenAI Parallel Function Calling (WeatherGPT Example)</a></li>\n\t<li><a href=\"{Link}\">BlockAGI \u2013 Getting Started</a></li>\n\t<li><a href=\"{Link}\">Midjourney vs ChatGPT: Reverse Engineering Sam Altman\u2019s $27-Million Mansion in San Francisco</a></li>\n\t<li><a href=\"{Link}\">Introducing FinxterGPT \u2014 Your State-of-the-Art Learning Experience at Finxter Academy</a></li>\n</ol>\n\n<p>Feel free to read the 2-3 articles that interest you most!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p><strong>\ud83d\udc74 Charlie Munger Quotes</strong></p>\n\n<p><em>\"Another thing, of course, is life will have terrible blows, horrible blows, unfair blows. Doesn\u2019t matter. And some people recover and others don\u2019t. And there I think the attitude of Epictetus is the best. He thought that every mischance in life was an opportunity to behave well. Every mischance in life was an opportunity to learn something and your duty was not to be submerged in self-pity, but to utilize the terrible blow in a constructive fashion. That is a very good idea.\"</em> \u2014 <strong>2007 USC Law School</strong></p>\n\n<p><em>\"You don\u2019t have a lot of envy, you don\u2019t have a lot of resentment, you don\u2019t overspend your income, you stay cheerful in spite of your troubles, you deal with reliable people and you do what you\u2019re supposed to do. All these simple rules work so well to make your life better.\"</em> \u2014 <strong>2019 CNBC interview</strong></p>\n\n<p><em>\"I think that a life properly lived is just learn, learn, learn all the time.\"</em> \u2014 <strong>2017 Berkshire Hathaway Annual Meeting</strong></p>\n\n<p><em>\"I have a friend who\u2019s a fisherman. He says, \u2018I have a simple rule for success in fishing. Fish where the fish are.\u2019 You want to fish where the bargains are. That simple. If the fishing is really lousy where you are you should probably look for another place to fish.\"</em>\u2014 <strong>2020 Daily Journal Annual Meeting </strong></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Tesla Bot - Optimus (Gen 2)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Did you watch the new Tesla Bot demo today? \ud83e\udd2f</p>\n\n<p>I was impressed. Unlike most Tesla shareholders and people with opinions on TSLA, I don't care much about Tesla's car business. I love the cars, but I'm invested because of the bot.</p>\n\n<p>Here's my valuation and investment thesis:</p>\n\n<p>\ud83d\udd17 [Article] <a href=\"{Link}\">Tesla Bot Optimus: Is $5,000 per Share (TSLA) Realistic?</a></p>\n\n<p>Feel free to check it out.</p>\n\n<p>You can also watch the new 2-minute Tesla bot demo video in the article.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "If OpenAI is Apple this is Android",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Many have compared the new GPT Store with the Apple App Store. A powerful thought, but I haven't seen anybody think this one step further.</p>\n\n<p>Let's recap - OpenAI opens up the creation of GPT-based agents on top of a closed-source foundational model that exponentially increases its capabilities using external data and third-party APIs.</p>\n\n<p>Sounds like the Apple ecosystem with apps to me. Yes, OpenAI is in an excellent position to become tomorrow's biggest company in the world based on scaling intelligent labor. So far, so good.</p>\n\n<p>But there's a gap that will eventually get filled: a strong contender committed to building an open app store on a more open-source infrastructure.</p>\n\n<p>Think Google building Android.</p>\n\n<p>Who will be the next Google building the Android of GPT stores?</p>\n\n<p>I believe Meta has a unique opportunity in time to build its own GPT store based on its more open foundational model Llama 2. Read the article for more! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] GPT Store Disruption \u2013 The Next Foundational Platform Will Dwarf Today\u2019s Big Tech Monopolies</a></p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <strong>TLDR</strong>: The next wave of technological disruption will likely happen on top of one or two large GPT stores. Builders will have significant revenue opportunities on top of these foundation models. Investors who spot these trends early will get very rich. Think Google and Apple in the early days!</p>\n\n<p>Build valuable applications using GPT \ud83d\udd25, keep reading Finxter, buy scarce assets like Bitcoin, invest in AI tech winners. No financial advice. \ud83d\ude09</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Bitcoin: Orange Power, Green Transformation",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Bitcoin not only solves the\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Byzantine Generals Problem</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0but also injects some interesting incentives into our economy and ecology.\u00a0</span></p>\n\n<p>During the last couple of days, I compressed my arguments in the following article that debunks six myths around Bitcoin's harmful energy hunger: \ud83d\udc47</p>\n\n<p>\ud83d\udfe0 <a href=\"{Link}\">[Blog] Bitcoin Is Not Bad For the Environment</a> \ud83d\udfe0</p>\n\n<p>The article discusses how Bitcoin leads to a more robust, sustainable, green economy. It <span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">aims to help you persuade superficial Bitcoin doubters who throw\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\"Bitcoin is bad for the environment\"</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0arguments your way.</span></p>\n\n<p>Check it out!</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (4/10) - 17 Principles",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In today's email, you'll learn the seventeen principles of writing cleaner code.</p>\n\n<p>If you are a developer and you're working on an app, AI project, or website, these principles can help you double your productivity:</p>\n\n<p><em>\"Two recent studies found that developers spend, on average, <span style=\"background-color:#ffff00;\">58% and 70% of their time trying to comprehend code</span> but only 5% of their time editing it.\"</em> \u2013 <strong>ACM</strong></p>\n\n<p>\ud83d\udc49 <strong>Lesson 4</strong>: <a href=\"{Link}\">The Art of Clean Code \u2013 17 Principles</a></p>\n\n<p>Here's a high-level overview:</p>\n\n<p>1. Think in Big Pictures<br />\n2. Stand on the Shoulders of Giants<br />\n3. Code For People, Not Machines<br />\n4. Use the Right Names<br />\n5. Adhere to Standards and Be Consistent<br />\n6. Use Comments Wisely<br />\n7. Avoid Unnecessary Comments<br />\n8. The Principle of Least Surprise<br />\n9. Don't Repeat Yourself (DRY)<br />\n10. Single Responsibility Principle (SRP)<br />\n11. Test Rigorously<br />\n12. Small Is Beautiful<br />\n13. The Law of Demeter<br />\n14. You Ain't Gonna Need It (YAGNI)<br />\n15. Don't Use Too Many Levels of Indentation<br />\n16. Use Metrics to Measure Code Quality<br />\n17. Boy Scout Rule and Refactoring</p>\n\n<p>The article lesson above shows many examples. Check it out!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "10 Tips to Full-Time Prompt Engineering",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>After yesterday's two articles for the Sunday, let's keep it short and punchy today:</p>\n\n<p><a href=\"{Link}\">[Blog] 10 Tips to Make Full-Time Income as Prompt Engineer</a></p>\n\n<p>Check it out if you're not already happy with your job or income level. A few trends are undeniably massive and will happen:</p>\n\n<ul>\n\t<li><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">A person technically capable of telling AIs what to do (=</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">prompt engineering</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">) will thrive in the upcoming decades.</span></li>\n\t<li>Bitcoin's network effects will keep snowballing - the Lightning API will inject \"life\" into bots so they can act fully autonomously, even paying for their own infrastructure. Bitcoin is cyberspace-native permissionless money-over-IP without loss in time and space.</li>\n</ul>\n\n<p>There are more trends of course: keep reading the Finxter newsletter...</p>\n\n<p>... to stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "More Prompts Than Atoms in the Universe",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Nobody fully understands why LLMs work.</p>\n\n<p>The best analogy comes from Simon Willison, aka. <a href=\"{Link}\"><em>LLM = alien technology</em></a>.</p>\n\n<p>We don't know why a huge CSV file of numbers generates intelligent and useful responses, so we don't know the limit of the model's usefulness and intelligence.</p>\n\n<p>Say you ask Midjourney to draw an image, but the result is garbage. You conclude that the LLM is garbage.</p>\n\n<p>Yet, somebody else may be able to produce a fantastic image using the same model but with a slight variation of your prompt.</p>\n\n<p>The model wasn't garbage after all - your prehistorian brain's ability to communicate with <em>alien tech</em> was!</p>\n\n<p>One single word may completely change the output.</p>\n\n<p>One word to go from garbage to world-class.</p>\n\n<p>To prove this point, let's examine my daughter's most recent Midjourney article:</p>\n\n<p>\ud83d\udc49 [<strong>Blog</strong>] <a href=\"{Link}\">50 Best Midjourney Style Prompts (New Version 6)</a></p>\n\n<p>Here's how the character of the generated image changed by altering only one word in a 32-word prompt (Midjourney's new version 6):</p>\n\n<p><strong>REALISM:</strong></p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/Untitled-12.jpg\" style=\"width: 400px; height: 400px;\" /></p>\n\n<p><strong>PICASSO:</strong></p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/finxter.com_A_young_woman_with_straight_dark-blonde_hair_and_mo_7ee65f72-5feb-497a-8d83-ce3b13f285d3-768x768.webp\" style=\"width: 400px; height: 400px;\" /></p>\n\n<p>One word difference in a 30 word prompt!</p>\n\n<p>Imagine what these models are already capable of - we haven't even scratched the surface yet!</p>\n\n<p>Even if we restricted our prompts to 100 words of English, there are\u00a0</p>\n\n<p><span class=\"ILfuVd\" lang=\"en\"><span class=\"hgKElc\"><b>30000<sup>100</sup></b></span></span></p>\n\n<p><span class=\"math math-inline\"><span class=\"katex\"><span aria-hidden=\"true\" class=\"katex-html\"><span class=\"base\"><span class=\"mord\"><span class=\"mord\">valid prompt variations</span></span></span></span></span></span> given that many highly effective prompts are just bag of words.</p>\n\n<p>It is estimated that there are only</p>\n\n<p><span class=\"ILfuVd\" lang=\"en\"><span class=\"hgKElc\"><b>10<sup>82</sup></b></span></span></p>\n\n<p>atoms in the universe!</p>\n\n<p>Tell that to the many non-believers arguing <a href=\"{Link}\">prompt engineering</a> is BS.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "this is beautiful",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Yesterday, we published seven new practical web projects on the Finxter blog. All of them contributed by Finxter Jonathan. \u2665\ufe0f</p>\n\n<p>Here's the one I enjoyed most:</p>\n\n<p>\ud83c\udfa7 <a href=\"{Link}\">[Blog] How I Created an Audiobook App with Streamlit</a></p>\n\n<p>You can upload a text file or PDF, and the app automatically converts it to an audiobook - in seconds.</p>\n\n<p>The code works beautifully. You can even try the web app online.</p>\n\n<p>For example, I uploaded the Bitcoin whitepaper (PDF), and a few seconds later it gave me a ~30-minute audio version (MP3).</p>\n\n<p>All of this in a few lines of code with Streamlit!</p>\n\n<p>I can now listen to the whitepaper on one of my three daily walks.</p>\n\n<p>\ud83c\udf32\ud83c\udf32\ud83c\udf32</p>\n\n<p>This coding newsletter aims to help you create helpful apps for the world.</p>\n\n<p>You could take this tutorial, copy the code from GitHub and replace a few lines in the backend Streamlit code to integrate even better speech generation services based on generative AI that are now popping up anywhere:</p>\n\n<p>\ud83d\udca1 <a href=\"{Link}\">[Blog] I Read Google's Sandstorm Paper</a></p>\n\n<p>If you combine both concepts, you'll get a glimpse of the very near future where all human textual knowledge will be accessible in high-quality audio form read by professional speaker bots that pass the audio version of the Turing test. I won't be surprised if this becomes a reality within the next year or two.</p>\n\n<p>It's a beautiful world we're living in! \ud83d\udc47\ud83d\udc47</p>\n\n<p>The future is bright - let's stay on the right side of change! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: My wife rightly noted, <em>\"Audiobook narrators ... puff \u2601\ufe0f\"</em>.</p>\n\n<p>Yeah, we all must continue to reinvent ourselves in these crazy times. Keep reading this newsletter to stay informed on the latest developments. \ud83e\uddd1\u200d\ud83d\udcbb</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "We are still early",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>I bet you won&#39;t be surprised to hear the most frequently posed question from Finxters worldwide:</p>\n\n<p><em><strong>Is coding dead?</strong><br />\n(Read: Can I still make money with coding?)</em></p>\n\n<p>The answer is, of course, <strong><em>not at all</em></strong><em>.<br />\n(Read: Yes, you can make shitloads of money.</em></p>\n\n<p>If coding were a human, it would be a toddler (1-3y) just entering early childhood (3-6y). Four-year-old children have different abilities and challenges than toddlers.</p>\n\n<p>For instance, natural language becomes a more and more powerful tool in both early childhood and coding today - using tools like Amazon Q (see yesterday&#39;s article), GitHub Copilot, and just plain old ChatGPT.</p>\n\n<p>\ud83e\uddd1&zwj;\ud83d\udcbb <strong>Tutorial: </strong><a href=\"{Link}\">Amazon Q and CodeWhisperer in PyCharm - A Visual Installation Guide with Examples</a></p>\n\n<p>To stretch the metaphor a bit, an early child can get 10x more done than a toddler. Same for generative AI and AI-assisted coding.</p>\n\n<p>You can talk to them, and they can reasonably interpret the deeper meaning of your words!</p>\n\n<p>Some will proclaim that coding is dead because they don&#39;t use the powerful tools at their disposal.</p>\n\n<p>Others will just use these tools to get 10x more done, make 10x more income, and create 10x more value for society.</p>\n\n<p>\ud83e\uddd1&zwj;\ud83d\udcbb <strong>Tutorial</strong>: <a href=\"{Link}\">55 Best Ideas to Make Money with Python</a></p>\n\n<p>The next paradigm shift, however, is just around the corner, so stay tuned. Finxter will be here to help you...</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p>PS: Feel free to add <em>chris@finxter.com</em> to your address book to make sure you&#39;ll get all our newsletters.</p>\n\n<ul>\n\t<li>In Chrome, double-click the Finxter logo and hit the &quot;Add to Contacts&quot; emoji.</li>\n\t<li>In Apple Mail, simply click on my email address at the top of this message and select &#39;Add to Contacts&#39;.</li>\n</ul>\n\n<p>\u2705\ud83e\uddd1&zwj;\ud83d\udcbb</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "5 Top Bitcoin Articles in 2023",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><em>\"Chris - where should I start learning about X?\"</em></p>\n\n<p>If I were a large language model, I'd have a lot of fine-tuning on this prompt. Let's go with the flow and try a new email format today:</p>\n\n<p><strong>List the most popular Finxter tech articles by category X.</strong></p>\n\n<p>I'll start with a groundbreaking tech disruption that is so boring and obvious, that most people miss it: <em>X = Bitcoin</em>.</p>\n\n<p>Here are our top 5 Finxter articles in 2023 that talk about Bitcoin, sorted by popularity:</p>\n\n<ol>\n\t<li><a href=\"{Link}\">Bitcoin Whitepaper Cheat Sheet (PDF Download)</a></li>\n\t<li><a href=\"{Link}\">I Used These 3 Easy Steps to Create a Bitcoin Wallet in Python (Public/Private)</a></li>\n\t<li><a href=\"{Link}\">Bitcoin Whitepaper Poster (Printable PDF)</a></li>\n\t<li><a href=\"{Link}\">Softwar: Why Jason Lowery Says Bitcoin Is a Strategic Military Asset</a></li>\n\t<li><a href=\"{Link}\">11 Best Bitcoin Books: Your Ultimate Guide for 2023</a></li>\n</ol>\n\n<p>Regarding the best Bitcoin books, these two I found exceptional:</p>\n\n<p><em>(1) The Bitcoin Standard</em><br />\n<em>(2) Bitcoin: Hard Money You Can\u2019t F*ck With</em></p>\n\n<p>I believe spending a few hours learning about this \"boomer technology\" with explosive network effects and proliferating infrastructure helps us stay relevant.</p>\n\n<p>In fact, I have written an article specifically on <a href=\"{Link}\">Bitcoin network effects and Metcalfe's Law</a>.</p>\n\n<p>Because no matter our biases as human NPCs, Auto-GPT and other LLM-based agents will definitely adopt permissionless \"Money-over-IP\" technology!</p>\n\n<p>The Internet -- Text-over-IP, Voice-over-IP, Netflix-over-IP -- was built on top of the leading permissionless, decentralized TCP/IP protocol.</p>\n\n<p>Similarly, the digital financial system of our cyber-biological meta organism will be built on top of the leading permissionless, decentralized value-over-IP protocol, named <em>Bitcoin</em>.</p>\n\n<p>Don't let the protocol's playful and harmless name fool you into thinking it's just a fad. Protocols with large network effects can survive centuries. TCP/IP was invented in ~1974 and it still powers the Internet 50 years later!</p>\n\n<p>Imagine how much opportunity a person would have had who understood TCP/IP in 1988.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Code Llama 2: Examples and Playground (Try It Yourself)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Have you already tried Meta&#39;s Code Llama 2 model that&#39;s fine-tuned on programming tasks?</p>\n\n<p>Today&#39;s Finxter article shows you this fantastic tool for coders:</p>\n\n<p><a href=\"{Link}\">[Try It Yourself] Code Llama 2: Examples and Playground</a></p>\n\n<p>I&#39;ve embedded the Code Llama 2 autocompletion model in the article, so you don&#39;t even have to leave the Finxter website to try it!</p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>PS: Greetings from our 1-day trip to Lake Constance. We can even see the Alps at the other end of the lake! \u26f0\ufe0f</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Meritocracy",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, a long-term Finxter reader asked me for tips about hiring freelancers.</p>\n\n<p><strong><em>\"How to find great freelancers?\"</em></strong></p>\n\n<p>At Finxter, we're fortunate enough to have found a few <a href=\"{Link}\">exceptional freelancers</a>. How? I only really thought about it deeply after getting asked this question.</p>\n\n<p>It could be luck. But it could be something else because, as it turns out, we'll do a few things differently.</p>\n\n<p>To share my perspective, I formalized my intuitive \"let it go\" strategy - and called it <em>MBIT</em>: \ud83d\ude04</p>\n\n<p><strong>\ud83e\uddda\ud83c\udffb\u200d\u2640\ufe0f </strong><a href=\"{Link}\"><strong>Merit-Based Iterative Testing (MBIT)</strong> \u2013 A Modern Business Strategy to Building a Meritocracy with Freelancers</a></p>\n\n<p>The idea is simple:</p>\n\n<p>Rather than trying to control everything, micro-manage, and allow subconscious biases to reduce our decision quality, MBIT suggests letting freelancers self-select over time based on merit rather than academic degrees, impressive CVs, or other faulty proxies for job performance.</p>\n\n<p>Check it out if you're interested in scaling your own online business. We all need freelancers to help us out occasionally because we cannot do everything ourselves.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (10/10) - Closing Thoughts",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>As generative AI increases automation, we must focus our effort, brand, app, career, money, and energy to stay relevant.</p>\n\n<p>Every fool can generate more code, content, or services with AI and robotics.</p>\n\n<p>And many do.</p>\n\n<p>But if you want to <em>thrive</em> in a post-GPT world, the wise path is to focus your effort on a few high-value bets. The bolder your focus, the higher your value proposition.</p>\n\n<p>In a world of abundance, <em>scarcity</em> becomes exponentially more valuable.</p>\n\n<p>Less is more.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p>PS: Thanks for reading our 10-part series. &hearts;\ufe0f</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Can you solve this puzzle?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>Can you solve the following Python puzzle?</p>\n\n<p><span style=\"font-family:Courier New;\">fruits = [&quot;Orange&quot;, &quot;Strawberry&quot;, &quot;Kiwi&quot;, &quot;Pineapple&quot;, &quot;Mango&quot;]<br />\nvitamin_c = [43.2, 58.8, 92.7, 47.8, 36.4]</span></p>\n\n<p><span style=\"font-family:Courier New;\">max_vitamin_c = 0<br />\nmax_fruit = None<br />\nmax_index = None</span></p>\n\n<p><span style=\"font-family:Courier New;\">for index, (fruit, vitamin_c) in enumerate(zip(fruits, vitamin_c)):<br />\n&nbsp;&nbsp;&nbsp; if vitamin_c &gt; max_vitamin_c:<br />\n&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; max_vitamin_c = vitamin_c<br />\n&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; max_fruit = fruit<br />\n&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; max_index = index</span></p>\n\n<p><span style=\"font-family:Courier New;\"># Fruit with highest vitamin C with index<br />\nprint(max_index, max_fruit, max_vitamin_c)</span></p>\n\n<p>You can solve the puzzle online to track your skills and check if you guessed the output correctly:</p>\n\n<p>\ud83d\udc0d <a href=\"{Link}\">Solve this puzzle on the Finxter puzzle website for fun and learning</a></p>\n\n<p>To improve your Python skills first, feel free to study our in-depth blog tutorials:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">Python zip(): Get Elements from Multiple Lists</a></li>\n\t<li><a href=\"{Link}\">Python enumerate(): Efficiently Retrieve List Elements with Index</a></li>\n</ul>\n\n<p>Thanks for all the emails on yesterday&#39;s <a href=\"{Link}\">Bitcoin is good for the environment</a> email, I&#39;ll eventually reply to all emails. &hearts;\ufe0f</p>\n\n<p>Let&#39;s stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n<grammarly-desktop-integration data-grammarly-shadow-root=\"true\"></grammarly-desktop-integration></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Two Most Popular Finxter Articles (August 2023)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>In today's brief email, allow me to present the two most successful articles on the Finxter blog published within the last 30 days:</p>\n\n<p>\ud83e\udd41</p>\n\n<p><strong>Article 1</strong>: <a href=\"{Link}\">8 Millionaire Tips to Reach Financial Freedom as a Coder</a></p>\n\n<p><strong>Article 2</strong>: <a href=\"{Link}\">Best Ultra-Wide Monitors for Programming: Top Picks for 2023</a></p>\n\n<p>Do you find articles like those valuable, or would you rather keep our focus on Python and AI (LLMs, Prompting, ...)?</p>\n\n<p>Feel free to share any feedback with me by replying to this email!</p>\n\n<p>Or even better, share the article and your opinion (killer, good, bad, garbage) publicly on Twitter/X or your preferred social media platform to support Finxter and spread the word! \ud83e\uddd1\u200d\ud83d\udcbb</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "LlamaIndex Getting Started - Your First Example",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today's topic will be practical and fun:</p>\n\n<p>\ud83e\udd99 <a href=\"{Link}\">[Blog] LlamaIndex Getting Started - Your First Example in Python</a></p>\n\n<p>The article shows in an easy-to-follow, step-by-step way how you can create a tiny Python program in only 10 lines of code to not only call LLMs in your apps but also feed it any information from any URL using a vector store.</p>\n\n<p>This is serious power for a single Python dev - use it wisely. \ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc0d</p>\n\n<p>In case you missed yesterday's email or you still don't get what LlamaIndex is about, check out our high-level conceptual article here:</p>\n\n<p>\ud83e\udd99 <a href=\"{Link}\">[Blog] LlamaIndex \u2013 What the Fuzz?</a></p>\n\n<p>Thanks for reading our daily emails and being a loyal Finxter. I appreciate having you, and we're committed to making this worthwhile. \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Transformers vs RNNs",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today we'll delve into a highly relevant area of state-of-the-art AI you may find enjoyable, i.e., recurrent neural nets, transformers, and the attention mechanism.</p>\n\n<p>Read Emily's blog here:</p>\n\n<p>\ud83d\udc83 <a href=\"{Link}\">[Blog] Transformer vs RNN: Women in Red Dresses (Attention Is All They Need?)</a></p>\n\n<p>On the same overall topic but with a more practical focus, feel free to complete lessons 4 and 5 of our fascinating and free OpenAI course on the Finxter blog by Dirk:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">OpenAI API Functions & Embeddings Course (4/7): Database Querying using ChatGPT</a></li>\n\t<li><a href=\"{Link}\">OpenAI API Functions & Embeddings Course (5/7): Calling Functions That Do Not Exist to Extract Structured Data</a></li>\n</ul>\n\n<p>Don't fret if some advanced concepts in today's email seem challenging. Just aim to pick up one or two new ideas from a quick read.</p>\n\n<p>This way, you'll continue to compound your knowledge of exponential technologies with the Finxter newsletter.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Today I watched a YouTube video where the interviewer talked with 50 random people walking through Munich.</p>\n\n<p>It occurred to me that if you're reading this newsletter, you're already belonging to the top 10% of tech enthusiasts and curious individuals.</p>\n\n<p>Not many choose to engage with content on disruptive technologies, coding, and the latest research as you do.</p>\n\n<p>You're at the pinnacle of human development and a standout coder. I'm genuinely proud of you. Keep up learning and improving your skills in these exciting times! \u2665\ufe0f</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "800 Years of Human Experimentation",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>A few days ago, Google Brain published a Nature paper that got some attention:</p>\n\n<p><a href=\"{Link}\">[Blog] Google Deep Learning \u2013 800 Years of Human Experimentation in One Discovery</a></p>\n\n<p>Google DeepMind\u2019s AI system, GNoME, has discovered over 2.2 million new crystal materials, including 380,000 that are considered stable and potentially useful for future technologies.</p>\n\n<p>In other words, <em><strong>AI researchers are already pushing the boundaries of human knowledge</strong></em> at a dazzling speed.</p>\n\n<p>But is the progress in AI-enabled research sustainable?</p>\n\n<p>Few have actually read the paper because there was an interesting nugget in the conclusion that I just couldn't let go:</p>\n\n<p><em>\"The test loss performance of GNoME models exhibit improvement as a power law with further data. These results are in line with neural scaling laws in deep learning and suggest that further discovery efforts could continue to improve generalization.\"</em></p>\n\n<p>So it's not just me obsessed with AI Scaling Laws...</p>\n\n<p>From an article on <a href=\"{Link}\">AI Scaling Laws</a> that I am not getting tired of sharing with you:</p>\n\n<p><em><strong>The AI Scaling Laws could be the most significant finding in computer science since Moore\u2019s Law.</strong></em></p>\n\n<p>As a programmer, business owner, researcher, or engineer - keep asking the one question: how to integrate LLMs into your value pipeline?</p>\n\n<p>Because one prompt could put you 800 years ahead of your competition!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "[Calculator] Income Percentile by Age Group (US)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, I have two fun exercises for you. \ud83d\udc47</p>\n\n<p>(1) The first one is a little calculator tool I just made to calculate your income bracket:</p>\n\n<p><strong>\ud83d\udcf2 [Income Calculator]</strong> <a href=\"{Link}\">Your Earnings Percentile in Your Age Group</a></p>\n\n<p>If you're not in the US, you can still use the calculator to see how much US-based workers make.</p>\n\n<p><em>Are you a top earner? ;)</em></p>\n\n<p><em>~~~</em></p>\n\n<p>(2) My data shows that income is Pareto Distributed. I wrote about this in <em>\"The Art of Clean Code\"</em>, so I decided to attach the relevant book chapter (PDF) for free here:</p>\n\n<p><strong>\ud83c\udf81 [Free Book Chapter]</strong> <a href=\"{Link}\">The Art of Clean Code - The 80/20 Principle in Programming</a></p>\n\n<p>This is the direct PDF download link, so no paywall.</p>\n\n<p>The book chapter will help you move up the Pareto curve using linear steps to increase your earnings exponentially.</p>\n\n<p>Have fun boosting your income ($$$)!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "On Ivory Towers & Language Model Chains \ud83e\udd9c\ud83d\udd17",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Sunday \u2600\ufe0f Perfect time to look at some DALL\u00b7E 3 generated art pics:</p>\n\n<p><a href=\"{Link}\">[Blog] DALL\u00b7E 3: Art Professors, Can Machines Truly Not Create Art?</a></p>\n\n<p>If you're really motivated today and you want to watch some exciting learning content instead of Netflix, feel free to check out <a href=\"{Link}\">our tutorial on Langchain</a> on the Finxter blog.</p>\n\n<p>I genuinely loved Dirk's style and approach to explaining this powerful Python library!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT-4V is out! 32 Fun Examples",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Have you already tried out GPT-4V? It's nothing short of revolutionary:</p>\n\n<p><a href=\"{Link}\">[Blog] GPT-4 with Vision (GPT-4V) Is Out! 32 Fun Examples with Screenshots</a></p>\n\n<p>THE bottleneck today is so simple you'll risk rejecting it. But it represents an enormous opportunity for ordinary people to stay on the right side of chance.</p>\n\n<p>Here it is:</p>\n\n<p>Take the existing LLM tech and implement it in a real business.</p>\n\n<p>As we are in year 0, no one has had enough time to harvest the low-hanging fruits. Moreover, new technologies such as GPT-4V are emerging every week, which is expanding the opportunity space at a faster rate than coders are able to fill it. This is great news for us!</p>\n\n<p>Where are these low-hanging fruits? Everywhere. Billions of simple ways to create a multi-million dollar 1-person coding startup by plugging LLM tech into reality. It's not rocket science.</p>\n\n<p><em>(See the <a href=\"{Link}\">blog post</a> for a couple of dozen easy but extremely potent ideas.)</em></p>\n\n<p>Because a single LLM intelligently deployed in a business process can free up millions of dollars worth of human labor in an instant. We just need to go out there and harvest those ripe and delicious fruits!</p>\n\n<p>Again, the value creation opportunity for coders like you and me is insane. A business consultant or startup doing nothing else but applying and integrating the tech that's already there and easily accessible can save a business millions each year!</p>\n\n<p>Why do I keep repeating these obvious things? Because nine out of ten persons still behave like the revolution is not happening right under there noses. It is unfortunate that it needs to be said, but it does:</p>\n\n<p>AI is not another fad. LLMs are real. They are the dumbest now and get smarter by the day. Deploying them creates unseen amounts of genuine value. We are at the cusp of the fastest growth in human flourishment and economic power in history.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Beep Sounds in Python",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, for the weekend, let's have some fun with this article I wrote more than a year ago:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] How to Make a Beep Sound in Python? [Linux/macOS/Win]</a></p>\n\n<p>I wonder if you could use ChatGPT to create some nice melodies for you using Python beep sounds. \ud83c\udfb6</p>\n\n<p>If you're more into something serious on the weekend, why not check out our recent and wildly popular article by Emily?</p>\n\n<p>\ud83d\udcc8 <a href=\"{Link}\">[Blog] 8 Millionaire Tips to Reach Financial Freedom as a Coder</a></p>\n\n<p>I also helped edit the article, and the tips are great, especially tip #6, which is easier than ever with LLM tech and OpenAI API (as a Python coder).</p>\n\n<p>Enjoy the remaining WE - it's great to have you on board! \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Speaking of <em>\"the right side of change\"</em>, I found this gem on Reddit today. \ud83d\udc47</p>\n\n<p><br />\n<strong><span style=\"font-family:Courier New;\">AI will never take away my job.<br />\nOnly an idiot would do it.</span></strong></p>\n\n<p>\u00a0</p>\n\n<p>So I guess some of us are safe after all... \ud83d\ude05</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "This article on Transformers gets a lot of attention",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I realized that a recent Finxter article is getting a lot of attention (<em>\"Attention Is All You Need\"</em> \ud83d\ude05), so I thought I'll share it as today's tutorial to help you stay ahead of the curve: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Transformer vs LSTM: A Helpful Illustrated Guide</a></p>\n\n<p><strong>TLDR</strong>? Both are artificial neural network architectures to capture the essence of the training data.</p>\n\n<p><meta charset='utf-8'><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">LSTM networks</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0are recurrent neural networks (RNNs) specifically designed to address the vanishing gradient problem found in standard RNNs. They can learn and retain long-range dependencies and are often used for sequence-to-sequence (seq2seq) tasks, such as language translation or text generation.\u00a0</span></p>\n\n<p><strong>Transformers</strong> have gained popularity with the rise of generative AI (e.g., ChatGPT) due to their parallelization capabilities and the introduction of the attention mechanism, which allows them to effectively process large, complex sequences without getting bogged down in sequential data processing.</p>\n\n<p>More in the <a href=\"{Link}\">blog</a>! \ud83e\udde0</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Why I Hold TSLA",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Let's zoom ahead 3-5 years into the future.</p>\n\n<p>The recession is over, ChatGPT has launched version GPT-8 (manages your health better than your doctor), and Tesla has launched full self-driving (FSD) and is about to launch the Optimus humanoid bot.</p>\n\n<p>AI training costs persist in declining 70% per year and the promised transformation into a new economy enabled by AI is in full force.</p>\n\n<p>What does this mean for one of the world's AI leaders, Tesla?</p>\n\n<p>I just completed a fun blog article on what I believe could be a possible per-share valuation of the Tesla company assuming the humanoid bot story plays out over a decade or so:</p>\n\n<p><a href=\"{Link}\">[Blog Valuation] Tesla Bot Valuation: $15,625 per Share Possible?</a></p>\n\n<p>Here's the TLDR:</p>\n\n<ul>\n\t<li>The Total Addressable Market (TAM) for functioning humanoid bots could reach $10 trillion per year, with billions of units deployed worldwide.</li>\n\t<li>Tesla's strengths in battery technology, FSD, AI, large-scale production, and visionary leadership position it to capture a substantial share of the humanoid bot market.</li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">If Tesla captures 25% of the market, this equates to roughly $2.5 trillion in annual profit due to the high software profit margins north of 50%.\u00a0</span></li>\n\t<li>At a Price/Earnings (P/E) ratio of 20, conservative compared to some high-growth tech companies, this would give a market capitalization of $50 trillion.</li>\n\t<li>With approximately 3.2 billion shares outstanding, this would equate to a share price of $15,625. Currently, it's at $280 so this would represent a 55x.</li>\n</ul>\n\n<p>Crazy numbers, right?</p>\n\n<p>Yes, this valuation represents just one potential path based on the success of Tesla's humanoid bot program and the broader acceptance of humanoid bots in society.</p>\n\n<p>And you'd have to perform a probability-weighted expected value calculation. However, I believe the fact that this scenario is not too unlikely should make us stop and think.</p>\n\n<p>To position ourselves on the right side of change, sometimes we need to <strong>become owners rather than stay busy workers</strong> forever. I don't say you should buy Tesla stock like me.</p>\n\n<p>I'm not an investment advisor and you shouldn't consider this investment advice obviously. <s>I'm just a random guy from the Internet after all.</s></p>\n\n<p>But I'm convinced that many of the benefits of automation will accrue to the owners of the few companies that'll win the AI race.</p>\n\n<p>Ownership is important. Yet, statistically, only 20 to 25% of Finxters own stocks. Three out of four Finxters won't benefit from the appreciation of the stock market due to wild efficiency gains.</p>\n\n<p>I want all Finxters to succeed - so if you're one of 75%, this may serve as a slight nudge to consider.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "6 Easy Ways to Try Llama 2",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Have you already tried Llama 2?</p>\n\n<p>You can now freely download, fine-tune, and interact with Meta's new open-source large language model: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] 6 Easiest Ways to Get Started with Llama2: Meta's Open AI Model</a></p>\n\n<p>The best thing: You can even integrate Llama 2 into your commercial apps. This opens up infinite possibilities for coders and AI enthusiasts like us.</p>\n\n<p>Over the past few months, I've sent you many suggestions on how to integrate <a href=\"{Link}\">OpenAI API</a> into your apps to automate and disrupt existing paid services (e.g., <a href=\"{Link}\">logo design</a>, <a href=\"{Link}\">blog writing</a>, ...) with your 1-person AI startup.</p>\n\n<p><a href=\"{Link}\">[Blog] Startup.ai \u2013 Eight Steps to Start an AI Subscription Biz</a></p>\n\n<p>The problem with OpenAI is you need to pay for it.</p>\n\n<p>Llama 2, though, is 100% free and open-source.</p>\n\n<p>A new wave of free, open-source, and commercial LLM tools is coming towards us!</p>\n\n<p>Recall the applications that emerged when Llama 1 was introduced, including <a href=\"{Link}\">BabyAGI, Auto-GPT</a>, and <a href=\"{Link}\">AgentGPT</a>. With the superior features of Llama 2, we can anticipate a further push towards the free, open-source, and commercial use of large language models, injecting intelligence into the world around us.</p>\n\n<p>Check out 2-3 articles I've linked in this email to expand your knowledge on what interests you most!</p>\n\n<p>The future is bright - let's stay on the right side of change! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (7/10) - The Unix Philosophy",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>The Unix ecosystem is one of the most beautiful collective achievements in the history of human collaboration.</p>\n\n<p>In today's email, I've compiled the 15 most insightful Unix principles we can use to become better coders, AI developers, or prompt engineers:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">The Art of Clean Code \u2013 15 Unix Principles</a></p>\n\n<ol>\n\t<li>Make each program do one thing well</li>\n\t<li>Simple is better than complex</li>\n\t<li>Small is beautiful</li>\n\t<li>Build a prototype as soon as possible</li>\n\t<li>Choose portability over efficiency</li>\n\t<li>Store data in flat text files</li>\n\t<li>Use software leverage to your advantage</li>\n\t<li>Avoid captive user interfaces</li>\n\t<li>Make every program a filter</li>\n\t<li>Worse is better</li>\n\t<li>Clean code is better than clever code</li>\n\t<li>Design programs to be connected with other programs</li>\n\t<li>Make your code robust</li>\n\t<li>Repair what you can\u2014but fail early and noisily</li>\n\t<li>Write programs to write programs</li>\n</ol>\n\n<p>They are as relevant today as ever!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "\ud83e\uddda\u200d\u2642\ufe0f New OpenAI API Mastery Course",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'm excited to announce our <strong>brand-new AI course</strong> at the Finxter Academy that teaches you the power of <em>OpenAI function calls </em>and <em>embeddings</em> as a coder.</p>\n\n<p>Check out the intro video: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Course] OpenAI API Mastery: Function Calls and Embeddings for AI Coders</a> (Beginner, Intermediate)</p>\n\n<p>If you're a <a href=\"{Link}\">Finxter member</a>, you can freely access the course, download your personalized course certificate (PDF) on completion to showcase your prompting skills, and future-proof your career as a next-level coder.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Wow - the demand for FinxterGPT on the blog announced yesterday (free GPT-4) has been insane. Our OpenAI bill went through the roof. \ud83d\ude05\ud83d\udcc8</p>\n\n<p>Keep up the great work learning and improving your tech skills!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Ten Career Paths Post-GPT",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Today I thought it'll be fun to dive into ten career paths that are likely to work post AI, these are aggregated by Finxter <strong>Emily</strong>.</p>\n\n<p>TLDR - Here's a short-form version of the article:</p>\n\n<ul>\n\t<li><strong>AI Ethics Officer</strong>: Ensures AI doesn't discriminate or harm, like preventing an AI system from rejecting job applications based on gender; $80,000 \u2013 $200,000. I bet this one will be massive based on today's \"woke\" society.</li>\n\t<li><strong>AI Trainer</strong>: Like a coach for AI, corrects its mistakes and teaches it to understand human speech or recognize images; $75,000 \u2013 $150,000. Autolabeling may be a threat though.</li>\n\t<li><strong>Mental Health Professional</strong>: Helps people through tough times, like a therapist listening to someone dealing with grief; $45,000 \u2013 $130,000. Mental health will be disrupted by AI eventually but most of it will be additional demand by \"normal people\" needing professional coaching and seeking personal development, IMO.</li>\n\t<li><strong>Environmental Engineer</strong>: Designs ways to install solar energy (booming!), clean oceans, or reduce pollution, such as creating sustainable waste management systems; $60,000 \u2013 $120,000.</li>\n\t<li><strong>Special Education Teacher</strong>: Tailors lessons for children with disabilities, such as using visual aids for a child with hearing impairment; $40,000 \u2013 $80,000.</li>\n\t<li><strong>Healthcare Provider</strong>: Takes care of patients, like a nurse assisting in surgery or a doctor using AI for early cancer detection; $80,000 \u2013 $300,000+.</li>\n\t<li><strong>Social Worker</strong>: Acts like a guiding friend, helping a struggling family find housing or a job; $40,000 \u2013 $80,000.</li>\n\t<li><strong>Research Scientist</strong>: Explores new frontiers, like discovering a new material that makes solar panels more efficient; $70,000 \u2013 $160,000.</li>\n\t<li><strong>Creative Artist</strong>: Paints, sculpts, or writes to express emotions or ideas, like an artist painting a mural that brings a community together; $20,000 \u2013 $100,000+.</li>\n\t<li><strong>Human Resources Manager</strong>: Like a matchmaker for companies and employees, finds the right people for the right jobs and helps them settle in; $65,000 \u2013 $200,000.</li>\n</ul>\n\n<p>Personally, I'd add coding work that builds on and leverages LLM APIs and LLM-based meta tools such as auto GPTs and simply prompt engineering, as well as Bitcoin development on L2 (e.g., Lightning). Both are six-figure opportunities for sure.</p>\n\n<p>You can read the full blog guide with beautiful visuals here:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">[Blog] Ten Sustainable Career Paths in the Post-AI Economy</a></p>\n\n<p><em>Greetings from Hamburg, Germany. \ud83d\udea2</em></p>\n\n<p>\u00a0\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "How an Unassuming Millionaire Created a SaaS All By Himself",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I have just read the story on Ivan Kutskir, the founder of a photo editing website, Photopea, that's similar to Photoshop but free and web-based.</p>\n\n<p>Ivan makes over a million bucks a year from ads and built and runs the whole thing himself!</p>\n\n<p>It\u2019s a crazy story but not uncommon in cyberspace, where everyday people can carve out a small niche, create a new angle on something, and build a profitable business starting from zero with just an idea and a lot of passion and perseverance.</p>\n\n<p>We'll see more and more such stories now that LLMs have once again flipped the script on how things are done in all major industries.</p>\n\n<p>Read the whole story on the Finxter blog! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Story] Making $1M Every Year with 0 Employees: How an Unassuming Millionaire Coded Photopea All By Himself</a></p>\n\n<p>I hope you enjoy our daily updates on tech, coding, and business - feel free to give me some public or private feedback or share this newsletter with a friend! \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Worldcoin \u2013 Follow the Money",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p><em>\"I\u2019m really disappointed to see you so gleefully promote putting people out of work. It\u2019s not what I\u2019m interested in using AI for.\"</em></p>\n\n<p>Lately, I've been receiving feedback by some Finxter readers similar to this.</p>\n\n<p>I deserve it, too, because I continue to be highly excited about the upcoming disruptions brought about by two significant forces: AI and Bitcoin.</p>\n\n<p><strong>(1) Artificial intelligence</strong></p>\n\n<p>LLMs like ChatGPT will put legions of knowledge workers out of work. The world is awakening as we continue to put pretrained brains serialized into highly compressed files in the form of LLMs into every imaginable object.</p>\n\n<p>Intelligence is no longer a scarcity.</p>\n\n<p>This is a transformational change as all things become aware and intelligent - all products must be rethought. Opportunities to create value and ripe low-hanging fruits by integrating LLMs into X are endless.</p>\n\n<p>We are already on an exponential curve in AI training cost efficiency, the number of robots deployed, and other metrics measuring rapid change.</p>\n\n<p>Never underestimate the disruptive power of exponential change.</p>\n\n<p><strong>(2) Bitcoin</strong></p>\n\n<p>Bitcoin stands to mitigate the limitations introduced by large banking institutions and corporate finance. It represents freedom money, retaining its value while being transferred across distances and time.</p>\n\n<p>Considering traditional finance systems like VISA levy a fee on every transaction, traditional financial systems can be likened to sucking out our life energy, if I may borrow Saylor's metaphor.</p>\n\n<p>I think if you focus on these two technology disruptions, i.e., AI and Bitcoin, you're well-equipped to stay on the right side of change.</p>\n\n<p>Now, focusing is easier said than done, especially in our world of distractions.</p>\n\n<p>For instance, many Finxters these days send me questions on the following new centralized technology startup.</p>\n\n<p>\ud83d\udc41\ufe0f <a href=\"{Link}\">[Blog] Worldcoin \u2013 Who Pays for Universal Basic Income (UBI)?</a></p>\n\n<p>The premise of the project, cofounded by ChatGPT founder Sam Altman, is that humanity will eventually need universal basic income to fairly distribute the efficiency gains of \"putting people out of work\" (see the first sentence of this email).</p>\n\n<p>While I believe the idea of UBI is sound, I'm not a fan of the token or centralized crypto projects like this one (no matter how often they use the term \"decentralization\" to distract our focus.</p>\n\n<p>But <a href=\"{Link}\">read for yourself</a> - where does the money come from?</p>\n\n<p>The future is bright - let's stay on the right side of change! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">PS: Welcome to our new\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Finxter Premium Members</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">! Please give me a few days to reply - I have been swamped with emails, but I'll eventually reply.</span></p>\n\n<p>You can view my slow response time as \"proof of humanity\". \ud83d\ude05</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (8/10) - Less Is More in Design",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Wow, we reached lesson eight in our 10-part tutorial series on simplicity, focus, and hyper productivity as a developer!</p>\n\n<p>Today's lesson is vitally important - even more so in a post-ChatGPT world where much of the backend functionality is directly or indirectly implemented using LLMs.</p>\n\n<p>Minimalistic design, however, is one of the most powerful ways to differentiate your AI application as core functionality becomes a commodity:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">The Art of Clean Code - Less Is More In Design</a></p>\n\n<p>The article summarizes useful principles and tricks to make more of your apps. Designer or not - this is important for every prompt engineer.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (0/10) - Overview",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>As introduced in yesterday's newsletter, we'll discuss the Art of Clean Code in the following 10 daily Finxter newsletters (=here). Let's start with the first chapter:</p>\n\n<ul>\n\t<li><span style=\"background-color:#ffff00;\">\ud83d\udca1 <a href=\"{Link}\"><strong>Lesson 0</strong>: Overview</a></span></li>\n\t<li><strong>\u269b\ufe0f Lesson 1</strong>: How Complexity Harms Your Productivity</li>\n\t<li><strong>\ud83d\udcc8 Lesson 2</strong>: The 80/20 Principle</li>\n\t<li><strong>\ud83d\udd28 Lesson 3</strong>: Build a Minimum Viable Product</li>\n\t<li><strong>\ud83e\uddd1\u200d\ud83d\udcbb Lesson 4</strong>: Write Clean and Simple Code</li>\n\t<li><strong>\ud83d\ude08 Lesson 5</strong>: Premature Optimization Is the Root of All Evil</li>\n\t<li><strong>\ud83c\udfc4 Lesson 6</strong>: Flow</li>\n\t<li><strong>\u2705 Lesson 7</strong>: Do One Thing Well and Other Unix Principles</li>\n\t<li><strong>\ud83d\udcf1 Lesson 8</strong>: Less Is More in Design</li>\n\t<li><strong>\ud83d\udd0d Lesson 9</strong>: Focus</li>\n\t<li>\ud83d\ude80 <strong>Lesson 10</strong>: Author's note</li>\n</ul>\n\n<p>You can read the first book chapter lesson on the Finxter blog <a href=\"{Link}\">here</a>.</p>\n\n<p>I don't want to spoil the blog too much, but here's a screenshot of the first few (book) paragraphs:</p>\n\n<p><img alt=\"\" src=\"{Link}\" style=\"width: 400px; height: 609px;\" /></p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "I passed the inverse Turing test",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p><strong><em>\"Are you actually Chris or are you an AI?\"</em></strong></p>\n\n<p>I found this and similar questions in my INBOX a lot these days, so I wanted to address it quickly:</p>\n\n<p>The Finxter emails you're currently reading are always written personally by me, Chris, human intelligence (HI), that's on an organically declining IQ curve due to biological decay and entropy.</p>\n\n<p>I write these emails to share my learnings on tech and coding and the latest interesting news and articles on the Finxter blog. My main goal is to help you remain on the right side of rapid change.</p>\n\n<p>\u00a0</p>\n\n<p><strong><em>\"I unsubscribed because of your obsession with GPT and LLMs\"</em></strong></p>\n\n<p>Another email reply I received today. It's true - I'm obsessed with these technologies. Full disclosure, here are my obsessions:</p>\n\n<ul>\n\t<li>Artificial intelligence (self-driving, autonomous bots, Tesla, LLMs, ...)</li>\n\t<li>Open source projects and decentralized infrastructure (open social nets, Bitcoin, ...)</li>\n\t<li>Coding projects (Python, web apps, ...)</li>\n\t<li>Finance and business (Investments, analysis, personal productivity, ...)</li>\n\t<li>Research and technology disruptions (mainly in the above areas)</li>\n</ul>\n\n<p>If you're not interested in any of these areas, this email series will have little value for you so you may want to unsubscribe as well.</p>\n\n<p>\u00a0</p>\n\n<p><strong><em>\"Thanks for all the tech content on many platforms\"</em></strong></p>\n\n<p>I'll send you almost daily email updates that you're currently reading. You can also check out the <a href=\"{Link}\">Finxter Twitter account</a>, the <a href=\"{Link}\">Finxter Facebook account</a>, and the <a href=\"{Link}\">Finxter Mastermind Discord Group</a>.</p>\n\n<p>\u00a0</p>\n\n<p>Finally, if you were looking for some more technical content in today's email, here's an interesting project from Finxter Jonathan:</p>\n\n<p><a href=\"{Link}\">[Project] How I Created a Sketch-and-Cartoon-Making App Using Flask</a></p>\n\n<p>Talk again tomorrow - to your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "OpenAI's $370k Salary",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Roughly 50% of all Finxter readers are currently employed in a software-related job. The other half is divided equally into three groups: (1) tech enthusiasts, (2) University students, and (3) retired hobby coders.</p>\n\n<p>This article is mainly for the first half - and (2) the students about to enter their jobs.</p>\n\n<p>I want you to be on the right side of change. But being on the right side of change is much easier if you reach a high-income level to reinvest into exponential technology companies and scarce, desirable assets.</p>\n\n<p>The income levels for skilled AI developers and prompt engineers are significant. For example, OpenAI software engineers earn between $200k and $370k base salaries.</p>\n\n<p>As the competition for generative AI is heating up, let&#39;s explore the landscape of attractive employers today.</p>\n\n<p><em><strong>What are the top OpenAI competitors?</strong></em></p>\n\n<p>Check out these seven if you&#39;re interested in fast-growth startup culture: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Top 7 OpenAI Competitors That Pay Multiple Six Figures</a></p>\n\n<p>The average salary of a software engineer working for these companies is between $100k to $200k, plus stock options.</p>\n\n<p>Now, I&#39;m sure I&#39;ll get a lot of replies to this email with warm and fuzzy <em>&quot;money is not everything&quot;</em> quotes. Here&#39;s the truth:</p>\n\n<p><em>Money is like oxygen, it doesn&#39;t matter unless you don&#39;t have any.</em></p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Scarcest Resource on Earth",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>What is the scarcest desirable resource on Earth?</p>\n\n<p>Before you read on, I want you to commit to an answer.</p>\n\n<p><strong>Is human time the scarcest resource?</strong></p>\n\n<p>No. You can always produce more humans. Your human time might be limited but human time in general is a renewable resource.</p>\n\n<p><strong>Is energy the scarcest resource? </strong></p>\n\n<p>Well, no. Energy is infinite, and it is all around us. The sun is a giant fusion reactor in the sky, and only a tiny portion of its emitted energy arrives on Earth.</p>\n\n<p>Think of the sun's energy as Niagara Falls, but trillions of times larger, pouring out light instead of water. The tiny fraction that reaches Earth is over 10,000 times our total energy use.</p>\n\n<p>If harnessed effectively, it could power our world many times over.</p>\n\n<p><strong>Is USD the scarcest resource?</strong></p>\n\n<p>You are on the right track, but no. They wouldn't print it in the trillions if fiat money were scarce. Look at any chart of the money supply growth (M1, M2, M3) - they are all up to the right exponentially. \ud83d\udcc8</p>\n\n<p>Not how the supply of a scarce resource looks like.</p>\n\n<p><strong>What about gold or diamonds?</strong></p>\n\n<p>Gold is one of the scarcest resources on Earth. Yet it has an annual supply growth of 2% per year. We mine more and more gold without an upper limit.</p>\n\n<p>If the price of gold were to go ballistic (e.g., 10x), gold miners would profitably mine much more gold. With increasing gold supply, the prices would start to go down again.</p>\n\n<p>The world economy is a self-regulating organism.</p>\n\n<p>As for diamonds, despite their reputation for rarity, they are actually more common than gold when you look deep within Earth. You can even synthetically produce diamonds, so if the price rises, you'd mass-produce them, and the price would drop again.</p>\n\n<p>Neither gold nor diamonds are the scarcest resources on Earth.</p>\n\n<p><strong>What about scarce and desirable real estate? </strong></p>\n\n<p>Think of rare, prime real estate as the 'Picassos' of the property world. Like original works of art from a master painter, there's a finite amount of this prime property, especially in desirable areas like beachfronts or city centers.</p>\n\n<p>To illustrate, imagine the Manhattan skyline as a limited-edition collection of sculptures. Once they're all taken, there's no more space for new ones - the only way to get one is if someone decides to sell theirs. This is why Manhattan real estate is among the most expensive globally; there's high demand, but the supply is fundamentally limited.</p>\n\n<p>In this sense, rare real estate can be as scarce as a precious gem.</p>\n\n<p>Yet - there's always more land. Earth is big. There are 695,000 miles of coastline, 29 times the Earth's circumference.</p>\n\n<p>We could build more real estate in the desert, under the sea or floating on it, on Mars, or just into the sky.</p>\n\n<p>If you think about it, we'll even build more real estate in digital worlds as more and more of our lives move into cyberspace. That's one of the reasons Apple and Meta, two of the most profitable companies, focus on building virtual reality devices.</p>\n\n<p><strong>Is it intelligence?</strong></p>\n\n<p>Not with the recent intelligence explosion we've been witnessing. During the last few months, I've written extensively about LLM technology, AI, and ChatGPT.</p>\n\n<p>Our collective intelligence will go 1,000x over the next couple of decades.</p>\n\n<p><strong>So what is the most scarce resource on Earth?</strong></p>\n\n<p>The answer is ... Bitcoin!</p>\n\n<p>Plain and simple.</p>\n\n<p>Bitcoin is a monetary good with a fixed supply schedule. There will always only be 21,000,000 BTC units. Each is infinitely divisible but there cannot be more BTC without changing the protocol.</p>\n\n<p>Unlike gold, diamonds, real estate, human time, intelligence, and any other good on Earth, you cannot produce more of it when the price increases.</p>\n\n<p>When more miners try to generate more BTC, the difficulty adjustment will make it harder to produce it. This protects the cap of 21 million monetary units from being hacked by higher energy expenditure and increasing human ingenuity.</p>\n\n<p>It is desirable. You can use it as the official payment instrument in a handful of countries already (like El Salvador).</p>\n\n<p>There are an estimated 56 million millionaires in the world as of 2023. This number is expected to grow to 87.5 million by 2026. Fiat inflation will continue to produce more and more millionaires forever.</p>\n\n<p>So not every USD millionaire can have a single Bitcoin, even though every USD millionaire will want one to diversify and protect their net worth.</p>\n\n<p>The only reason this scarce monetary protocol works is decentralization (otherwise, it would become a fiat currency controlled by a single party). That's also why the 20k+ other cryptos are inferior: they are less decentralized.</p>\n\n<p>Soon an infinite number of intelligent agents based on LLMs and other AI technologies will start to acquire the scarcest good on Earth, which makes it even more scarce for ordinary people like you and me.</p>\n\n<p>US presidential candidates now propose to buy BTC to stabilize the US balance sheets.</p>\n\n<p>The biggest asset managers in the world -- Blackrock, Fidelity, BNY Mellon, Vanguard -- have already started to accumulate BTC and will keep doing so.</p>\n\n<p>The US will soon see a Bitcoin ETF, and a tsunami of new retail capital will compete for the scarcest resource on Earth.</p>\n\n<p>Nothing is inevitable, but objectively, Bitcoin is and is likely to remain the scarcest resource on Earth.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "they don't want you to read this",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I always find it fun to explore unconventional thinking. So, I was excited to see today's brand-new polarizing article on the Finxter blog:</p>\n\n<p><a href=\"{Link}\">[Blog] Softwar: Why Jason Lowery Says Bitcoin Is a Strategic Military Asset</a></p>\n\n<p>Jason Lowery, the author of this groundbreaking thesis, works for the US military (US Space Force). His bosses in the Pentagon asked him to shut up - I suppose they didn't want him giving out US military strategy secrets, understandably.</p>\n\n<p>Even though he has north of 100,000 Twitter/X followers and the book has been the best-selling, 5-star rated book in the Bitcoin industry, it's not available to purchase anymore, and Jason's account has gone silent. These two facts have caused a surge of new global interest in the book.</p>\n\n<p>You can get a TLDR on the basic ideas from the book in the blog post - check it out!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT Builder Store (Rev Share)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Saturday - let's keep today's newsletter short and sweet:</p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI\u2019s GPT Builder: A Game Changer for Exponential Entrepreneurs</a></p>\n\n<p>Chances are OpenAI's upcoming <em>GPT Builder Store</em> will be the next <em>App Store</em> - on steroids.</p>\n\n<p>Why?</p>\n\n<p>GPTs integrate nicely into every third-party API that uses a REST API. So basically anything.</p>\n\n<p>Building GPTs is MUCH simpler than building iPhone apps, so we'll see one or two orders of magnitude more GPTs than iPhone apps.</p>\n\n<p>The potential of GPTs is insane - we're talking about every service that requires intelligence.</p>\n\n<p>Every prompt engineer can now release GPTs with natural language \"programming\". The network effects of value will be an insane productivity boost for humanity.</p>\n\n<p>And the best thing is that OpenAI is committed to sharing revenue with GPT builders like you and me! Here's my prediction:</p>\n\n<p>The wave of App Store millionaires will be overturned by a tsunami of GPT Builder Store millionaires in the making.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Let's double your coding productivity",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>My mission is to help you stay on the right side of change.</p>\n\n<p>Let's do that and install CodeWhisperer on PyCharm:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <strong>Tutorial: </strong><a href=\"{Link}\">Amazon Q and CodeWhisperer in PyCharm - A Visual Installation Guide with Examples</a></p>\n\n<p>I especially enjoyed chatting with Q. \ud83e\uddd1\u200d\ud83d\udd2c</p>\n\n<p><em>***Note that Finxter is <strong>not</strong> affiliated with Amazon or any other tool I show you in this newsletter.***</em></p>\n\n<p>For example, I started typing the following function in PyCharm:</p>\n\n<p><span style=\"font-family:Courier New;\"><strong>def download_video_from_url(url):</strong></span></p>\n\n<p>Automagically, CodeWhisperer completed the whole function for me in a second!</p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/AmazonCodeWhisperer_download_video.gif\" style=\"width: 500px; height: 346px;\" /></p>\n\n<p>Getting used to tools like this will significantly boost your productivity, especially if you're not a pro developer yet.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "LLM Battle - Should AI Govern Society?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Yesterday, on a walk, I wondered how a system of two different LLM instances would perform in contrast to a single LLM instance playing the role of both.</p>\n\n<p>So I spent most of the day developing a solution using OpenAI's API, creating two distinct models to discuss an interesting philosophical question:</p>\n\n<p><a href=\"{Link}\">[Blog+Video] Should AI Govern Large Societies? A Heated Debate by AI Professors</a></p>\n\n<p>I couldn't resist giving the AI professors a voice, so I used Google's speech synthesis API to give \"Alice\" and \"Bob\" human voices.</p>\n\n<p>Finally, my daughter used her Midjourney prompting skills to create faces for the AI professors.</p>\n\n<p>Feel free to check out the blog and watch the embedded YouTube video - a heated debate between the two AI philosophers. It's really fun!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "I Made a Grok Clone (Sorry Elon)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I cannot stop building GPTs - it's so much fun!</p>\n\n<p>Here's my \"creation\" (aka. shameless copy) today:</p>\n\n<p>\ud83d\udc7d <a href=\"{Link}\">[Blog] I Made a Shameless Grok Clone on OpenAI\u2019s GPTs to Create Urgency for xAI</a></p>\n\n<p>From building a business that reaches roughly a million tech enthusiasts each month, I've learned that tech proficiency is less about pushing through mental resistance to \"get things done\", and more about prioritizing one's natural childish curiosity.</p>\n\n<p>The Finxter community's purpose is to be a helpful microorganism that increases its relevancy amidst rapid societal changes. I want all of us to stay on the right side of change.</p>\n\n<p>So, if you want me to share your GPT with the community, hit reply and send me your GPT creation. I'll share it with 160k Finxters in one of my upcoming emails if it is good.</p>\n\n<p>I'd love to publish a \"Top 10 GPTs from the Finxter Community\" article soon!</p>\n\n<p>Happy Sunday - and let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: If you decide to send in your creation, please give me a couple of days to reply - I'm swamped with emails right now.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Here's to the misfits.",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><em>\"Here's to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently.\" </em><strong>- Steve Jobs</strong></p>\n\n<p>I hate Instagram - it's all posing, testosterone, and the embodiment of the shiny object syndrome. It's wasted time and life energy, so I've learned to avoid it like the plague.</p>\n\n<p>But here's something I love: <em>Midjourney</em>.</p>\n\n<p>Even though it's often misused to create fake Instagram models of perfect people and places.</p>\n\n<p>They are all so perfect! \ud83e\udd8b\ud83d\ude44</p>\n\n<p><strong>But what about the misfits?</strong> What about boring everyday persons and situations - workers shuffling dirt, people in the subway, everyday dishes that don't get millions of views on Instagram with their perfect presentation?</p>\n\n<p>Can we create those images with Midjourney, even though it (superficially) seems to be trained with a bias toward perfect, beautiful people?</p>\n\n<p>The answer is a resounding yes!</p>\n\n<p>\ud83d\udc47\ud83d\udc47\ud83d\udc47</p>\n\n<p>You can -- if you use what you may call the <em><strong>Boring Prompt</strong></em>:</p>\n\n<p>\ud83e\udd71 [<strong>Images</strong>] <a href=\"{Link}\">The Boring Midjourney Prompt: Create Random Boring Photos of Everyday Situations</a></p>\n\n<p>I discovered it when researching ways to create images of normal everyday people and situations.</p>\n\n<p>Here are two examples:</p>\n\n<p><strong>\u274c What We Don't Want: </strong></p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/Untitled-1.jpg\" style=\"width: 300px; height: 300px;\" /></p>\n\n<p><strong>\u2705 What We Want:</strong></p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2024/01/finxter.com_phone_photo_of_school_girl_taking_snapchat_selfie_d_76eefa47-550e-4ead-9ea0-e0530b4afae0.webp\" style=\"width: 300px; height: 535px;\" /></p>\n\n<p>Check out <a href=\"{Link}\">the article</a> if you're interested in the prompt - it can be super useful for many situations and apps.</p>\n\n<p>For example, this prompt could be the bread and butter of your disruptive visual Character AI clone combining AI characters with social networks?! \ud83d\ude09</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Many Finxters enjoyed our other two Midjourney V6 articles, check them out if you haven't already: <a href=\"{Link}\">MJ v6 image examples</a> and <a href=\"{Link}\">a prompting trick</a>.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "3 New Python Puzzles Inside",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Let's have some fun today. Can you solve all three Python puzzles (easy, intermediate, hard)?</p>\n\n<p>\ud83d\udc47\ud83d\udc47\ud83d\udc47</p>\n\n<p>\u00a0</p>\n\n<p><strong>\ud83e\udde9 Puzzle 1: What's the output of this code?</strong></p>\n\n<p><span style=\"font-family:Courier New;\">numbers = [1, 2, 3, 4, 5]<br />\nsquares = [n**2 for n in numbers if n % 2 == 1]<br />\nprint(squares)</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Interactive Puzzle + Solution + Explanation</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>\ud83e\udde9 Puzzle 2: What's the output of this code?</strong></p>\n\n<p><span style=\"font-family:Courier New;\">first_dict = {'a': 1, 'b': 2, 'c': 3}<br />\nsecond_dict = {'c': 4, 'd': 5}<br />\nthird_dict = {'a': 6, 'e': 7}</span></p>\n\n<p><span style=\"font-family:Courier New;\">combined_dict = {**first_dict, **second_dict, **third_dict}<br />\nprint(len(combined_dict))</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Interactive Puzzle + Solution + Explanation</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>\ud83e\udde9 Puzzle 3: What's the output of this code?</strong></p>\n\n<p><span style=\"font-family:Courier New;\">x = \"global\"</span></p>\n\n<p><span style=\"font-family:Courier New;\">def outer_function():<br />\n\u00a0\u00a0\u00a0 x = \"outer\"</span></p>\n\n<p><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 def inner_function():<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 nonlocal x<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 x = \"inner\"<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 print(x)</span></p>\n\n<p><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 inner_function()<br />\n\u00a0\u00a0\u00a0 print(x)</span></p>\n\n<p><span style=\"font-family:Courier New;\">outer_function()<br />\nprint(x)</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Interactive Puzzle + Solution + Explanation</a></p>\n\n<p>\u00a0</p>\n\n<p>Happy puzzling and to your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Asynchronous Python",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I don't see a lot of tutorials on asynchronous Python programming. \ud83d\udc0d\ud83e\uddd1\u200d\ud83d\udcbb</p>\n\n<p>Yet, parallel Python is a highly practical skill you can build your career on. For example, streaming GPT-4 or GPT-3.5 OpenAI API apps fit naturally into an asynchronous Python setup.</p>\n\n<p>If you want to get up to speed with asynchronous Python programming, check out the following fresh tutorial on the Finxter blog: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Python Async Await: Mastering Concurrent Programming</a></p>\n\n<p>Also, feel free to check out this popular Finxter tutorial that's a bit older but has recently attracted a lot of attention:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] 3 Easy Habits That Can Make You Rich as a Coder</a></p>\n\n<p>Keep up the great work learning, improving, and staying sharp in our rapidly changing world.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (6/10) - Flow \ud83c\udfc4",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In today's email lesson, you'll learn a bio hack relevant not only for coders and startup founders. It'll help boost your performance in any task involving intelligent labor.</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">The Art of Clean Code \u2013 Entering a State of Flow for Max Productivity</a></p>\n\n<p>Have fun with the last article of the week! In tomorrow's lesson, we'll learn about the Unix philosophy of <em>doing one thing well</em>.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Deep Learning - Free Resources",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, I looked up the concept of <em>Autoencoders</em>, the tech behind ChatGPT, in the seminal book \"Deep Learning\" by Ian Goodfellow.</p>\n\n<p>Many coders recognize the book title, but only few have read it. While I purchased the book a couple of years ago, I haven't read it cover to cover.</p>\n\n<p>I enjoy video lessons or audiobooks more. \ud83d\ude05 So I wondered:</p>\n\n<p><em><strong>Is there a free video course on the web that covers the book \"Deep Learning\"?</strong></em></p>\n\n<p>As it turns out, the authors have recorded some videos here and there but never actually aggregated and structured the videos by chapter.</p>\n\n<p>So to reduce entropy in the web and facilitate my own learning progress, I've done the exercise today:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Diving Deep into \u2018Deep Learning\u2019 \u2013 An 18-Video Guide by Ian Goodfellow and Experts</a></p>\n\n<p>Feel free to check out this free guide - and share it with your friends if you agree it's valuable. \ud83d\ude0a</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "ChatGPT Career Counselor Prompt",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Many Finxters struggle with their career choices. A typical question I have personally replied to <em>thousands</em> (!) of times:</p>\n\n<p><em>\"What's the best career path for me in XYZ situation?\"</em></p>\n\n<p>To this end, I just created a fun prompt (GPT) that can help you get some clarity:</p>\n\n<p>\ud83d\udc49 [<strong>Blog</strong>] <a href=\"{Link}\">The Career Counselor ChatGPT Prompt \u2013 Free Copy & Paste or Use My GPT</a></p>\n\n<p>The idea is simple:</p>\n\n<ol>\n\t<li>First, figure out your personality type.</li>\n\t<li>Second, figure out your goals and ambitions.</li>\n\t<li>Third, figure out your strengths and passions.</li>\n</ol>\n\n<p>Only then recommend some concrete paths that suit (1), (2), and (3).</p>\n\n<p><strong>The prompt is designed to guide you through these three steps. </strong></p>\n\n<p>You can copy and paste the prompt from <a href=\"{Link}\">the blog</a> into your normal ChatGPT or LLM of choice - or just use the direct GPT link if you have have access to OpenAI's GPT Store.</p>\n\n<p>Have fun!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Entrepreneur Habits",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I just designed this Python puzzle that also may give you some ideas on powerful daily habits you can start implementing today to compound your success. (Or you can just solve it for fun. \ud83e\uddd1\u200d\ud83d\udcbb)</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">*** Solve Python Puzzle Online (Interactive) ***</a></p>\n\n<p>\ud83d\udc0d\ud83d\udc0d\ud83d\udc0d</p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">class Entrepreneur:<br />\n\u00a0\u00a0\u00a0 def __init__(self):<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 self.habits = {<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"learning\": False,\u00a0\u00a0\u00a0 # Have you engaged in daily learning?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"tasks\": False,\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 # Are your top 3 tasks for the day completed?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"network\": False,\u00a0\u00a0\u00a0\u00a0 # Did you connect with someone in your network today?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"mindful\": True,\u00a0\u00a0\u00a0\u00a0\u00a0 # Are you practicing mindfulness or meditation?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"exercise\": True,\u00a0\u00a0\u00a0\u00a0 # Did you engage in physical activity?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"finance\": False,\u00a0\u00a0\u00a0\u00a0 # Was there a review of business finances today?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"feedback\": True,\u00a0\u00a0\u00a0\u00a0 # Did you seek feedback on something?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"focus\": False,\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 # Were there periods of focused, undistracted work?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"skills\": True,\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 # Was time spent on skill development?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \"gratitude\": True\u00a0\u00a0\u00a0\u00a0 # Did you reflect on things they're grateful for?<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 }</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 def __getitem__(self, habit):<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 return self.habits.get(habit, False)</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 def __setitem__(self, habit, value):<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 if habit in self.habits:<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 self.habits[habit] = value</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 def day_summary(self):<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 return sum(self.habits.values())</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">\u00a0\u00a0\u00a0 def toggle_habit(self, habit):<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 self[habit] = not self[habit]</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">person = Entrepreneur()<br />\nperson.toggle_habit(\"learning\")<br />\nperson.toggle_habit(\"mindful\")<br />\nperson[\"tasks\"] = True</span></span></p>\n\n<p><span style=\"font-size:12px;\"><span style=\"font-family:Courier New;\">print(person[\"learning\"], person.day_summary())</span></span></p>\n\n<p>\ud83d\udc0d\ud83d\udc0d\ud83d\udc0d</p>\n\n<p><strong>What's the output of this puzzle?</strong></p>\n\n<p>Take your time to solve it and strengthen your Python skill. You can also have an interactive and more readable puzzle version on the Finxter app and track your Python skills here:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">*** Solve Python Puzzle Online (Interactive) ***</a></p>\n\n<p>Have fun - enjoy the start of the week.</p>\n\n<p>Let's be on the right side of change - with the right habits! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Why did the habit go to school?</p>\n\n<p>\ud83e\udd14</p>\n\n<p>To become a routine<strong>!</strong></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Six Best Private & Secure LLMs in 2023",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>If you're using ChatGPT you're giving up your privacy and security.</p>\n\n<p>This even holds if you're using ChatGPT on a third-party website such as our own <strong><span style=\"font-family:Courier New;\">\"FinxterGPT (GPT-4)\"</span></strong> on any of the Finxter blogs.</p>\n\n<p>Now, I'm very privacy-sensitive as a German developer \ud83d\ude09 so I've put together this guide on six private and secure (and free) alternatives you could run on your own machine (offline, 100% private, secure): \ud83d\udd10</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Six Best Private & Secure LLMs in 2023</a></p>\n\n<p>Here are the six privacy-preserving LLMs I propose:</p>\n\n<ol>\n\t<li>Llama 2 (and descendants)</li>\n\t<li>MPT-7B and MPT-30B</li>\n\t<li>Alpaca.cpp</li>\n\t<li>Falcon-40B (not Falcon-180B)</li>\n\t<li>Vicuna</li>\n\t<li>h2oGPT (as a meta tool)</li>\n</ol>\n\n<p>Check out the article to learn more. \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change - with the right habits! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "TGIF \ud83d\udc6f\u200d\u2640\ufe0f",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Pheww... weekend. \ud83d\ude05</p>\n\n<p>Time to get ahead and learn new and exciting skills we'll need in the exponential age, yes? \ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc69\u200d\ud83d\udcbb\ud83d\ude80</p>\n\n<p>After learning about simple function calls in <a href=\"{Link}\">lesson 1</a> and function calls with parameters in yesterday's <a href=\"{Link}\">lesson 2,</a> check out the third lesson of our <strong>free OpenAI API Mastery course</strong>. You can find the text tutorial with an embedded YouTube video on the Finxter blog:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog+Video Lesson] OpenAI API Functions & Embeddings Course (3/7): Multiple Functions and Multiple Calls</a></p>\n\n<p>If you're a Finxter member, feel free to <a href=\"{Link}\">check out this third lesson on the academy</a> so you can work towards your PDF course certificate.</p>\n\n<p>In any case, I'll keep reminding you for the next 3-4 days to finish up one lesson per day so you stay sharp in these rapidly evolving times. \ud83d\udd2a</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "From AI Scaling to Mechanistic Interpretability",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>After the popularity of our <a href=\"{Link}\">recent article on AI scaling laws</a>, let's go one step deeper into the rabbit hole and learn about a brand-new concept that only advanced machine learning engineers know: <em>mechanistic interpretability</em>.</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\ud83d\udca1 <strong>Mechanistic interpretability</strong> is an important AI concept that takes neural net weights and basically reverse-engineers what algorithms they\u2019ve learned to perform well on a task.</p>\n\n<p>\ud83d\udc47\ud83d\udc47\ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] From AI Scaling to Mechanistic Interpretability</a></p>\n\n<p>\ud83d\udc46\ud83d\udc46\ud83d\udc46</p>\n\n<p>For example, if you reverse engineer code, you may try to guess Python code from binary (executable) code. In mechanistic interpretability, we go from parameters to knowledge (e.g., algorithms).</p>\n\n<p>This new computer science concept is definitely worth spending today's email on - because you'll probably hear it often in the future.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "McKinsey Report on Generative AI",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Discord group member Xris sent me an interesting recent (June 2023) McKinsey report on the impact of <strong>generative AI</strong> on the global economy. \ud83d\ude4f</p>\n\n<p><em>TLDR: Generative AI alone is a trillion USD industry!</em></p>\n\n<p>If you want to learn more about the specific opportunities and sub-industries, check out our new Finxter tutorial: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[McKinsey Report] 7 Key Insights on How Generative AI Will Change the Economy</a></p>\n\n<p>Also allow me to emphasize the trivial but profound information embedded in the TLDR above:</p>\n\n<p>$5 trillion annual value will be created with generative AI. \ud83e\udd2f</p>\n\n<p>That&#39;s $5,000 billion.</p>\n\n<p>That&#39;s $5,000,000 million.</p>\n\n<p>Per year.</p>\n\n<p>If you&#39;re smart about it (as a Python/OpenAI <a href=\"{Link}\">prompt engineer</a>) you can seize the opportunity and create a million-USD-per-year-revenue business carving out one out of the five million 1-million-dollars prices waiting for the most valuable solutions in the generative AI space.</p>\n\n<p>You only need one of those &quot;prices&quot; to set yourself up for life...</p>\n\n<p>Just saying.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p>PS: One of our <a href=\"{Link}\">Discord Mastermind Members</a> recently shared his success story: after watching the <a href=\"{Link}\">freelancer course videos</a> on the Finxter Academy, he quickly reached a 100% remote-based full-time income as a freelance developer on Upwork in his first 1-2 months.</p>\n\n<p>There are no guarantees in business but the emergence of ChatGPT seems to have accelerated the freelancing opportunity as reported by many Finxters. That&#39;s quite encouraging! \ud83c\udf1e&hearts;\ufe0f</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n<grammarly-desktop-integration data-grammarly-shadow-root=\"true\"></grammarly-desktop-integration></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Let it snow()",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's do something entirely useless today (although weirdly beautiful):</p>\n\n<p>Simulating snowfall in your Powershell or terminal using Python. \ud83d\udc47</p>\n\n<p>\u2744\ufe0f <a href=\"{Link}\">Blog: Let it snow()</a></p>\n\n<p><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/let_it_snow.gif\" style=\"width: 300px; height: 140px;\" /></a></p>\n\n<p>You can easily modify the script to include other Emojis - feel free to try it out.</p>\n\n<p>Merry Christmas! \u2603\ufe0f<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Alien Technology",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Nobody fully understands how and why the magical technology LLM works.</p>\n\n<p>The best mental model I've seen comes from Simon Willison, who calls LLMs \"Alien Technology\" that was handed to us a couple of months ago, and we're just starting to explore it. \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Alien Technology: Catching Up on LLMs, Prompting, ChatGPT Plugins & Embeddings</a></p>\n\n<p>What we know is the following:</p>\n\n<p>OpenAI, under the guidance of Sam Altman, recognized the immense potential in the transformer architecture proposed in the 2017 paper <em>\"Attention Is All You Need\". </em></p>\n\n<p><em>Interestingly, this was a Google and Google Brain Research paper, but Google's own researchers didn't understand the implications of their discovery themselves.</em></p>\n\n<p>In a Lex Friedman podcast, Sam Altman mentioned that the breakthrough happened when they decided to boldly push the scale of computing and data farther than anyone else.</p>\n\n<p>We\u2019re talking about millions of dollars spent on cutting-edge computing power and terabytes of textual data to train these models. From what we know, the training data seems to include massive amounts of pirated books and copyrighted content such as the Harry Potter series - only that the LLM obfuscates the copyright issues.</p>\n\n<p>It\u2019s a gargantuan effort that converges in a matrix of numbers \u2014 the model\u2019s parameters \u2014 that represent the learned patterns of human language.</p>\n\n<p>By using an unprecedented amount of computing on an unprecedented amount of data on a simple neural network architecture (transformers), intelligence seems to be an emergent phenomenon.</p>\n\n<p>I\u2019d go as far as to say that the age-old process of reproducing human intelligence has been transcended. Intelligence is solved. LLMs will only become smarter from now on. Like the Internet, LLMs will stay and proliferate and penetrate every single sector of our economy.</p>\n\n<p>LLMs are densely compressed human wisdom, knowledge, and intelligence. Now imagine having these files and being able to copy them millions of times, running them all at once.</p>\n\n<p>So picture this: Millions of intelligent student workers that are eager to work day and night on anything you want. How would you use them?</p>\n\n<p>In this email, I want to challenge you to think of novel use cases for millions of intelligent workers working virtually for free. Because the only limitation I see now and in the upcoming decades seems to be your imagination.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: I may be slow to respond to emails for the next few weeks as I'll be on a road trip to Denmark with limited Wifi access. Don't worry if I skip a daily email or two. I'll be back to my speedy self once I'm back online. Thanks for understanding!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Only for Tesla buyers",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'm in the process of exchanging my beloved Tesla Model 3 for a bigger Model Y (new family member \ud83d\udc76) and realized there's a $500 price reduction when using a referral link.</p>\n\n<p>If you're thinking about buying a Tesla, or want to take a free test drive, you can use my referral link to get $500 off:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">https://ts.la/christian876004</a></p>\n\n<p>This price reduction is on top of the thousands of USD incentives (e.g., $7,500 US Federal Tax Credit, 4500\u20ac Umweltbonus in Germany, ...)</p>\n\n<p>Note that I don't get money to promote this - Tesla didn't pay me, nor do I get monetary compensation for each sale. I only get some Tesla credits for hoodies, supercharging, and gimmicks I don't need.</p>\n\n<p>I decided to share this for two reasons. First, I love my Tesla more than any other product I have ever bought. \ud83e\uddd1\u200d\ud83d\udcbb Second, I figured that from the 150k tech enthusiasts reading this email, at least a couple of thousands will want to buy a Tesla and if they save $500 on their purchases, sending this email will save the Finxter community north $500,000 (!), collectively.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Yes, I'm a Tesla fanboy. Self-driving will launch soon, and I'm a proponent of the unpopular view that the launch will result in a massive asset value increase for each Tesla owner who has bought full self-driving (FSD).</p>\n\n<p>A self-driving Tesla car can operate as a robotaxi that may generate $20k per year (or more) in profits for its owners.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Riding the Change Tsunami",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>This year has made it clear that disruption is just around the corner.</p>\n\n<p>Every Finxter email ends with <em>\"Be on the right side of change\"</em>. Let's talk about that - how to be on the right side?</p>\n\n<p>Nobody knows for sure, but we can identify some behavioral patterns. For simplicity, I categorized three personas and how they position themselves in today's world:</p>\n\n<p>(1) <strong>Overt Deniers</strong> \ud83e\udd78 *minority*: <em>\"Why would anyone ever need an automobile when we have perfectly good horses?\"</em><br />\n(2) <strong>Passive Observers</strong> \ud83d\udc40 *majority*: <em>\"I read the Bitcoin whitepaper in 2015 and found it very interesting. But I found paying $300 per BTC too expensive, so I didn't buy any.\" </em><br />\n(3) <strong>Strategic Navigators</strong> \u26f5 *minority*: <em>\"I watched an interview with Elon Musk in 2013, believed in his ability to make things happen, and bought a modest 1000 shares equivalent for $3/share. Today, this TSLA position alone is worth $218,000.</em></p>\n\n<p>Only group (3) anticipates change, acts accordingly, and benefits massively from explosive, exponential disruptions.</p>\n\n<p>Check out today's Finxter article on the topic:</p>\n\n<p><a href=\"{Link}\">[Blog] Forecasting Isn\u2019t Enough: The Art of Riding the Change Tsunami</a></p>\n\n<p><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/10/image-186.png\" style=\"width: 400px; height: 296px;\" /></a></p>\n\n<p>Thanks for being an avid Finxter reader. It keeps humbling me to see 150k Finxters reading this daily email newsletter. \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT4all vs Alpaca",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>It's great to see that yesterday's <a href=\"{Link}\">article</a> on creating your own proprietary LLM with GPT-3.5-Turbo was well-received by the community.</p>\n\n<p>In today's email, let's have a look at some open-source alternatives, GPT4all (yes still relevant) and Standord's Alpaca: \ud83d\ude80</p>\n\n<p><a href=\"{Link}\">[Blog] GPT4all vs Alpaca: Comparing Open-Source LLMs</a></p>\n\n<p>I know firsthand how attractive free and open-source LLMs can be, given that our GPT-4 (!) based chatbot on the Finxter blog (FinxterGPT) has increased our AI costs by 30x during the last few days.</p>\n\n<p>Many Finxters use GPT-4 on our website daily, given that it's the only way (I know) to use GPT-4 for free.</p>\n\n<p>So, I'll keep the experiment running for now until open-source alternatives like Alpaca or GPT4all reach similar performance levels and utility.</p>\n\n<p>Keep up the great work exploring the disruptive technologies of our times. \ud83e\uddd1\u200d\ud83d\udcbb</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (9/10) - Focus",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's recap the eight core lessons and the unifying principle in <em>The Art of Clean Code</em>:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">The Art of Clean Code \u2013 Focus as the Ultimate Weapon to Fight Entropy</a></p>\n\n<p>If you take only one thing out of this 10-part tutorial series, it's that focus is everything.</p>\n\n<ul>\n\t<li>Unix lingo: <em><strong>Do One Thing Well</strong></em></li>\n\t<li>Bill Gates: <em><strong>Focus Is The Most Important Thing in Business</strong></em></li>\n\t<li>Elon Musk: <em><strong>Delete. Delete. Delete.</strong></em></li>\n</ul>\n\n<p><strong>TLDR</strong>: Complexity leads to deadly Entropy. Productivity is reducing Entropy. We reduce Entropy by using <em>focused effort</em>:</p>\n\n<p><meta charset='utf-8'></p>\n\n<ul style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\">\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Focus on the most productive 20% (80/20 Principle).</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Build and iterate on minimal viable products (MVP).</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Write concise code (17 Principles).</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Avoid premature optimization (Six Types).</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Foster a focused environment (Flow).</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Simplify code with Unix's approach of doing one thing well.</span></li>\n\t<li style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; list-style-type:disc\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Design with minimalism for clarity and effectiveness.</span></li>\n</ul>\n\n<p>Check out the blog above for a quick rush through the most important concepts addressed in the last eight lessons of the book!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Which topic do you like most?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Let's vote! \u2709\ufe0f</p>\n\n<p>Here are the consolidated course ideas from the Finxter community:</p>\n\n<ol>\n\t<li>\n\t<p><strong>Intro to Python Programming</strong>: Learn the basics of Python, including environment setup on Windows, using Visual Studio Code, and fundamental programming concepts. The course concludes with a project to create a simple Python app.</p>\n\t</li>\n\t<li>\n\t<p><strong>Fundamentals of AI and Machine Learning</strong>: Gain an understanding of AI and machine learning through a Python lens, with topics covering various machine learning models, model training and testing, and real-world applications.</p>\n\t</li>\n\t<li>\n\t<p><strong>WordPress Website Development</strong>: Take your digital skills further by learning how to set up, design, and manage a WordPress website. The course culminates in a project where you'll design your own WordPress site.</p>\n\t</li>\n\t<li>\n\t<p><strong>Balanced Living for Busy Individuals</strong>: Discover how to maintain a healthy lifestyle with a busy schedule. Learn about efficient workouts, creating healthy meal plans, stress management, and more, all culminating in a personal lifestyle plan project.</p>\n\t</li>\n\t<li>\n\t<p><strong>Personal Finance Management</strong>: Understand how to navigate the economic landscape, manage finances, and invest wisely, with a personal financial plan as your final project.</p>\n\t</li>\n\t<li>\n\t<p><strong>Healthy Lifestyle and Nutrition</strong>: Understand the principles of a balanced diet, portion control, and daily exercise routines to help you achieve health and fitness goals.</p>\n\t</li>\n\t<li>\n\t<p><strong>Financial Management for Future Success</strong>: Practical budgeting, saving, and investing strategies to help you achieve financial stability and long-term goals.</p>\n\t</li>\n\t<li>\n\t<p><strong>Fitness and Strength Training</strong>: Learn proper weightlifting techniques, training programs, and nutrition strategies for specific weightlifting goals.</p>\n\t</li>\n\t<li>\n\t<p><strong>Mindfulness and Stress Reduction</strong>: Discover mindfulness techniques, stress management strategies, and relaxation exercises to reduce anxiety and improve mental well-being.</p>\n\t</li>\n\t<li>\n\t<p><strong>Digital Skills for Everyday Life</strong>: Equip yourself with essential digital skills including website building, running Python on a Windows laptop, using Visual Studio Code, and understanding basic programming concepts.</p>\n\t</li>\n\t<li>\n\t<p><strong>Career Development and Job Readiness</strong>: Get guidance on job search strategies, resume building, interview skills, and professional networking to help you achieve stable careers or freelance opportunities.</p>\n\t</li>\n\t<li>\n\t<p><strong>Personal Growth and Motivation</strong>: Explore strategies for personal development, goal-setting, staying motivated, and overcoming obstacles for continuous learning, growth, and achievement.</p>\n\t</li>\n\t<li>\n\t<p><strong>Homeownership and Real Estate Basics</strong>: Understand the process of buying a home, understanding mortgages, evaluating real estate investments, and making informed financial decisions.</p>\n\t</li>\n\t<li>\n\t<p><strong>Building Strong and Healthy Relationships</strong>: Learn effective communication techniques, conflict resolution skills, and relationship-building strategies to enhance personal relationships.</p>\n\t</li>\n\t<li>\n\t<p><strong>Prompt Engineering with Llama 2</strong>: Develop practical skills in prompt engineering for language models, specifically focusing on the Llama 2 model.</p>\n\t</li>\n\t<li>\n\t<p><strong>Mastering Tech Networking with LinkedIn: </strong>Learn how to effectively utilize LinkedIn for networking in the tech industry covering profile optimization, strategic connection approaches, and effective communication skills on LinkedIn. By the end, you'll have a tailored LinkedIn networking strategy & will initiate connections with key industry professionals.</p>\n\t</li>\n\t<li>\n\t<p><strong>Debugging Your Social Life</strong>: Fix your social life as an introverted coder! Learn to identify and improve common social issues using techniques from software debugging. Boost communication, conflict resolution, and relationship building skills.</p>\n\t</li>\n\t<li>\n\t<p><strong>The Art of Becoming a Millionaire Coder</strong>: Master lucrative coding languages, explore high-paying tech industries, learn to negotiate effectively, and understand the essentials of personal finance and investment for tech professionals.</p>\n\t</li>\n\t<li>\n\t<p><strong>Coding with Purpose</strong>: Learn to use your coding skills for social good, discover methods for stress management in tech, and explore ways to contribute and give back to your community using technology.</p>\n\t</li>\n</ol>\n\n<p>Which courses interest you most?</p>\n\n<p>If you want to vote on the new August 2023 <a href=\"{Link}\">academy</a> course, feel free to hit reply and send me your top three choices.</p>\n\n<p>For example, send me \"(1, 2, 15)\" to vote for courses 1, 2, and 15, in that order.</p>\n\n<p>\ud83d\udca1 <strong>Note</strong>: Votes by <a href=\"{Link}\">premium members</a> have a 3x weight.</p>\n\n<p>Thank you for being an avid reader of the Finxter newsletter - I'll keep sending you daily updates.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: We're opening up opportunities for knowledgeable Finxter community members to contribute by creating the winning courses.</p>\n\n<p>If you're passionate and an expert in any of these course topics and have been there and done that, this is your chance to share your insights.</p>\n\n<p>You'll get a stipend through Upwork and massive exposure to our global network of 150k coders for your efforts.</p>\n\n<p>Most importantly, your contribution will foster learning and growth within our community.</p>\n\n<p>Feel free to reply with a few sentences about yourself to let me know if these apply to you.</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "LLM = Copyrighted Data Laundering?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Imagine your hacker friend Alice sends you three pirated coding ebooks.</p>\n\n<p>For example, let's make it <a href=\"{Link}\">Python One-Liners</a>, <a href=\"{Link}\">The Art of Clean Code</a>, and <a href=\"{Link}\">The Book of Dash</a>. \ud83d\ude09\ud83c\udff4\u200d\u2620\ufe0f</p>\n\n<p>You're a law-abiding citizen so you decide to remove Alice's pirated ebooks from your computer. But then a thought crosses your mind - before removing the books from your device, you could read them first.</p>\n\n<p>The books have been stored on your device anyway, so why not read them first and only then remove them? The outcome is the same.</p>\n\n<p>So you read the books, learn something new, and remove them from your device.</p>\n\n<p>Your biological neural net has become more competent because it now understands Python's ins and outs, the practicalities of creating successful code projects, and how to create beautiful dashboard applications.</p>\n\n<p>After deleting the copyrighted material from your computer, the only trace of the pirated books is in the form of newly created synapses in your brain.</p>\n\n<p>Your future output (e.g., speech or writing) may be partially based on the copyrighted material.</p>\n\n<p>But what actually comes out of your mouth is not a copyright violation only because you've consumed copyrighted material. Your output is a mix of everything you've ever consumed and, possibly, some of your own thoughts on top.</p>\n\n<p>That's roughly how ChatGPT and other LLMs did it: they learned from thousands of copyrighted ebooks like Harry Potter without actually violating copyright law. \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Top 10 LLM Training Datasets \u2013 It\u2019s Money Laundering for Copyrighted Data!</a></p>\n\n<p>Although I'm one of the authors whose material has been used without compensation, it doesn't bother me. Between you and me, I'm super happy and grateful that AI companies worldwide have had the guts to freely use the body of human knowledge to train their giga brains and launch the LLM revolution.</p>\n\n<p>Knowledge wants to be free.</p>\n\n<p>Also, after yesterday's lesson 1, make sure to check out lesson 2 of our free course on <em>OpenAI API Mastery - Function Calls and Embeddings</em>: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI API Functions & Embeddings Course (2/7): Function Calls with Parameters</a></p>\n\n<p>Tomorrow, I'll remind you to finish this course (lesson 3) as this is crucial knowledge in today's AI age. Stay tuned!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "New OpenAI API Update: GPT-4 Turbo, DALL\u00b7E 3, TTS",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Dirk has just finished our new academy course:</p>\n\n<p><strong>\ud83d\ude80 </strong><em><strong>OpenAI API Mastery: Innovating with GPT-4 Turbo, Text-to-Speech (TTS), and DALL\u00b7E 3</strong></em></p>\n\n<p>Feel free to scroll through the text lessons using these links to the blog tutorials:</p>\n\n<ul>\n\t<li>(Lesson 1/6) <a href=\"{Link}\">OpenAI Parallel Function Calling</a></li>\n\t<li>(Lesson 2/6) <a href=\"{Link}\">OpenAI JSON Mode and Seeds</a></li>\n\t<li>(Lesson 3/6) <a href=\"{Link}\">OpenAI GPT-4 Turbo and Vision</a></li>\n\t<li>(Lesson 4/6) <a href=\"{Link}\">OpenAI AI Image Edits and Variations</a></li>\n\t<li>(Lesson 5/6) <a href=\"{Link}\">OpenAI Text-to-Speech (TTS) and Streaming API</a> \ud83d\udcab</li>\n\t<li>(Lesson 6/6) <a href=\"{Link}\">OpenAI Assistants</a></li>\n</ul>\n\n<p>At least check out the TTS API\u00a0\ud83d\udcab which is really insane.</p>\n\n<p>Alternatively, you can also check out <a href=\"{Link}\">this Finxter blog tutorial</a> with speech samples that would pass the Turing Test for voices in my opinion.</p>\n\n<p>If you want to run the code samples on your own computer or Jupyter Notebook, check out the</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">GitHub Repository</a></p>\n\n<p>Finally, if you're a member, I'd recommend you follow the amazing video lessons recorded by Dirk <a href=\"{Link}\">via this link</a>.</p>\n\n<p>Have a great start to the week. \ud83d\udcaa\ud83c\udffd</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Puzzle (Intermediate)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>As promised, let's have a fun Python puzzle (TGIF):</p>\n\n<p><strong>\u2705 Can you solve this Python puzzle?</strong><br />\n(Difficulty: Intermediate)</p>\n\n<p><a href=\"{Link}\"><img alt=\"\" src=\"{Link}\" style=\"width: 400px; height: 155px;\" /></a></p>\n\n<p>For better visibility of the code, feel free to solve it on the Finxter website:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Solve this puzzle on Finxter</a></p>\n\n<p>\ud83e\udd2b <em>The puzzle output reveals today's LLM article URL on the Finxter blog. </em></p>\n\n<p>If you can solve it, you belong to the top 33% of Python coders based on the puzzle stats.</p>\n\n<p>If you cannot solve it yet, feel free to dive into these three concepts on the Finxter blog and try again:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">Python Slicing</a></li>\n\t<li><a href=\"{Link}\">Python String Methods</a></li>\n\t<li><a href=\"{Link}\">Python F-Strings</a></li>\n</ul>\n\n<p>Happy puzzling!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "ChatGPT vs Human Coder \u2694\ufe0f Who Wins Fixing GitHub PRs",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>It's easy to fall into the belief that human roles, e.g., in software engineering, are on the verge of being replaced.</p>\n\n<p>I'm guilty of prematurely announcing various job roles dead, even though they may survive another decade or so.</p>\n\n<p>In defense of the more traditionalist argument that ChatGPT is overhyped, a recent Princeton paper titled <em>\u201cSWE-bench: Can Language Models Resolve Real-World GitHub Issues?\u201d</em> sheds light on the limitations of even the most advanced language models in the field of software development. \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Human Software Developers vs ChatGPT \u2013 Who\u2019s Better in Fixing GitHub Pull Requests?</a></p>\n\n<p>As you'll learn in the blog, human developers are still superior in 96% of GitHub pull requests.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">For now, we haven't seen LLMs replacing traditional software developer roles. On the contrary, we have seen legions of new developer positions opening up in\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">prompt engineering</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">, e.g., using the Python OpenAI API.\u00a0</span></p>\n\n<p>Like in chess, the arrival of strong AI has led to a revival of popularity and interest in software engineering.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Best Programming Language for Bitcoin",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>At Finxter, we want to anticipate and position ourselves to benefit from change.</p>\n\n<p>We all have seen the emergence of LLMs this year - while still underrated, it's old news.</p>\n\n<p>The capabilities of LLMs will continue to explode with AI training costs being reduced by 70% per year, so in two years, we'll see 10x efficiency gains.</p>\n\n<p>What does that imply?</p>\n\n<p>Clearly, LLM-based AI agents (e.g., built with Python) will autonomously and independently move through cyberspace and participate in the cyberspace economy.</p>\n\n<p>But in order to become autonomous economic agents, they need to be able to send, receive, and hold money.</p>\n\n<p>They cannot easily hold USD in a bank account because they are not human.</p>\n\n<p>They cannot transact with VISA because they have no bank account and they wouldn't be able to afford the ~2% tax on each transaction. If these bots used VISA, only 35 transactions would halve their money!</p>\n\n<p>That's why we can see projects like LangChainBitcoin that empower LLM-based agents like Auto-GPT to participate in the economy via the Internet-native monetary system: Bitcoin.</p>\n\n<p><a href=\"{Link}\">[Blog] What is the Best Programming Language for Bitcoin?</a></p>\n\n<p>The tl;dr is that Python is the best programming language to develop apps and bots on top of Bitcoin. Nobody really uses C++ to create apps these days. However, if you want to become a protocol developer, you'd need to learn C++.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Three Python Puzzles to Test Your Skills",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Let's start the week with three Python puzzles for fun and learning. \ud83e\udde9<br />\n<em><strong>Can you solve all three?</strong></em></p>\n\n<p>\u00a0</p>\n\n<p><strong>(Puzzle 1) Easy</strong>: What is the output of this code?</p>\n\n<p><span style=\"font-family:Courier New;\">x = 0</span></p>\n\n<p><span style=\"font-family:Courier New;\">if False or [False] or (False):<br />\n\u00a0 x += 1</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(x)</span></p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Check your correct answer here.</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>(Puzzle 2) Intermediate</strong>: What's the output here?</p>\n\n<p><span style=\"font-family:Courier New;\">d = {0:'Peter', 1:'Tom', 2:'Mary'}<br />\nx = d.setdefault(2, 'John')</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(x)</span></p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Check your correct answer here.</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>(Puzzle 3) Hard</strong>: And what's the output of this tough one?</p>\n\n<p><span style=\"font-family:Courier New;\">class A:<br />\n\u00a0\u00a0\u00a0 var = 1</span></p>\n\n<p><span style=\"font-family:Courier New;\">class B(A):<br />\n\u00a0\u00a0\u00a0 pass</span></p>\n\n<p><span style=\"font-family:Courier New;\">class C:<br />\n\u00a0\u00a0\u00a0 var = 3</span></p>\n\n<p><span style=\"font-family:Courier New;\">class D(B, C):<br />\n\u00a0\u00a0\u00a0 pass</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(D.var)</span></p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Check your correct answer here.</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>News \ud83d\udd5b Research Paper</strong>: If you're still motivated to learn, check out our newest article on a recent Microsoft paper on using ChatGPT for robotics - fascinating! \ud83e\udd2f</p>\n\n<p><a href=\"{Link}\">[Blog] ChatGPT Breaks New Ground in Robotics! This New Microsoft Research Shows How</a></p>\n\n<p>Although I'm super bullish on Tesla's humanoid bot <em>Optimus</em>, ChatGPT could become a robotics competitor that shouldn't be underestimated...</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Stay tuned for next week, we've a lot of new exciting tutorials coming up! \ud83d\udcaa</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Making Money with Python",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>About 90% of the readers of the Finxter newsletter are Python developers who are interested in discussing financial matters. However, for some, this topic is considered taboo despite the amount of time they dedicate to earning money.</p>\n\n<p>Large Language Models (LLMs) like ChatGPT continue to automate large parts of our economy.</p>\n\n<p>To be on the right side of change, I believe, you must be an owner of scarce and desirable assets so you'll benefit from automation.</p>\n\n<p>You want to own, control, and leverage productive assets to your advantage.</p>\n\n<p>There are two paths to asset ownership:</p>\n\n<p>(1) Build the asset yourself (e.g., creating your own company), or</p>\n\n<p>(2) Acquire the asset (e.g., purchasing ownership interest in disruptive corporations like Facebook, Amazon, Tesla, Google, and Nvidia -- or buying a stake in a scarce monetary network like Bitcoin).</p>\n\n<p>In both cases, money is needed. So, let's make some money?</p>\n\n<p>In this article, I give you a broad overview of how to make money with Python, i.e., being in the automation industry where you are the disruptor rather than you getting disrupted:</p>\n\n<p><a href=\"{Link}\">[Blog] 55 Best Ideas to Make Money with Python</a></p>\n\n<p>Here are some example paths to make money with Python:</p>\n\n<ul>\n\t<li><strong>Junior Web Developer</strong>: Employed in tech startups, they build websites using Django or Flask, earning $40,000 - $60,000 annually.</li>\n\t<li><strong>Python Tutor</strong>: Offering tutoring sessions as self-employed educators, they earn between $25,000 - $60,000 annually.</li>\n\t<li><strong>Machine Learning Engineer</strong>: Working in tech or finance sectors, they design machine learning models, with salaries ranging from $80,000 - $150,000 yearly.</li>\n\t<li><strong>Python Blogger/Content Creator</strong>: Generating income from ads, sponsorships, and affiliate marketing, they earn $20,000 - $300,000 annually, depending on the size of the audience. Many make nothing. A few make much more.</li>\n\t<li><strong>Quant Developer in Finance</strong>: Working in finance or banking, they design algorithms for trading or analysis, earning $100,000 - $240,000 yearly.</li>\n\t<li><strong>Startup Founder</strong>: Launching tech startups, their income is variable, potentially reaching $40,000+ monthly if successful.</li>\n</ul>\n\n<p>There are many more career paths, some highly unconventional. <a href=\"{Link}\">Read today's Finxter article</a> if you want to learn more and also consider joining our best-selling <a href=\"{Link}\">Finxter Freelancer Course</a> for a detailed howto guide on building a six-figure skillset.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Disruptive Innovation for Small Business Owners",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Yesterday, I promised a guide on <em>disruptive innovation</em>, so here it is. Because I wanted to make it more relevant, I tailored it towards smaller startups in the tech/coding niche. Enjoy! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Disruptive Innovation - A Friendly Guide for Small Coding Startups</a></p>\n\n<p>\ud83d\udcc8\ud83e\uddd1\u200d\ud83d\udcbb <strong>Here\u2019s my key takeaway:</strong> (not financial advice) \ud83d\ude44</p>\n\n<p>It is tough to create a huge disruptive startup in a large industry. It is easier to disrupt a tiny niche.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">A great strategy that I found highly profitable is focusing on a tiny niche within your career, optimizing daily, and investing your income in\u00a0</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">star businesses</span></em></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">, i.e., disruptive innovation companies in high-growth markets (growing >10% per year) that are also market leaders.</span></p>\n\n<p><strong>\ud83d\udca1 Formula</strong>: High-Growth Market + Market Leader = Getting Rich</p>\n\n<p>If you're following this formula, you'd only invest your time or money in companies or opportunities that are both, in a high-growth market and leader of this market.</p>\n\n<p>Bitcoin, for example, is the leader of a high-growth market (=<em>digital store of value</em>). Tesla, another example, is the leader of a high-growth market (=<em>autonomous electric vehicles</em>).</p>\n\n<p>Check out the <a href=\"{Link}\">blog post</a> for more.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: We have an exciting line-up of new topics this week - so stay tuned!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Bye Narrators \ud83d\udc4b Hello OpenAI Text-to-Speech (TTS) GPT",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Today, I tried the new speech generation capabilities in OpenAI&#39;s Python library.</p>\n\n<p>Check out the amazing human-sounding voices here:</p>\n\n<p><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" src=\"{Link}\" style=\"width: 696px; height: 399px;\" /></a></p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI Text to Speech (TTS): Minimal Example in Python</a></p>\n\n<p>I also uploaded the audio samples and embedded them in the blog article. You can right-play them - check them out. Hands down, this is the best &quot;artificial&quot; voice I ever heard.</p>\n\n<p>You can now easily create your own audiobooks using OpenAI-narrated professional voices. We&#39;re only a tiny step away from being able to talk to almost any device in natural language.</p>\n\n<p>Dead matter all around us is coming to life! I&#39;m so grateful to be able to live through this once-in-humanity intelligence explosion.</p>\n\n<p>Literally, we can now give a human voice to sand derivatives and bring them to life using OpenAI and Python.</p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Role Playing with AI",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Does the <strong>Role-Play Prompting Technique</strong> really work? What does science say? \ud83e\udd14</p>\n\n<p>To answer the question, I just published a new article about role-play prompting in large language models (LLMs) \ud83e\udd16. A study showed this method can majorly boost accuracy in tasks.</p>\n\n<p>For instance, it increased accuracy scores in realistic datasets from 53.5% to 63.8% and even 23.8% to 84.2%! \ud83d\udcc8</p>\n\n<p>And this is on top of the single-shot prompting technique of asking it to <em>\"think step by step\"</em> - another well-documented prompting trick I've already <a href=\"{Link}\">written</a> about!</p>\n\n<p>Though it's not a one-size-fits-all solution, role-playing opens up exciting possibilities for prompt engineers.</p>\n\n<p>Worth checking out:</p>\n\n<p>\ud83d\udc49 [<strong>Blog</strong>] <a href=\"{Link}\">Exploring Role-Play Prompting LLMs \u2013 What Does Science Say?</a></p>\n\n<p>Also, I'm excited to announce that we now have a WhatsApp Channel to keep you educated about LLMs, generative AI, and prompt engineering.</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">WhatsApp Channel Invitation</a> (100% free): Your daily educational message right in WhatsApp!</p>\n\n<p>Feel free to join us, I just opened up the channel yesterday.</p>\n\n<p>Last but not least, I've tested out the Mixtral 8x7B, a new language model that's an order of magnitude faster than ChatGPT and outperforms LLaMA 2:</p>\n\n<p>\ud83d\udc49 [<strong>Blog</strong>] <a href=\"{Link}\">Mixtral 8x7B Outperforms LLaMA 2 and Beats ChatGPT in Speed by 21x to 44x!</a></p>\n\n<p>It's amazing, blazingly fast. In the article, I'll show you how you can try it in seconds.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p><strong>\u2665\ufe0f Finxter Community Area*</strong></p>\n\n<p>Today's featured project is Finxter Tania's <a href=\"{Link}\">AI blog</a>. As she adds more content, this could become an interesting resource.</p>\n\n<p>\u00a0</p>\n\n<p>~~~</p>\n\n<p><em>*To share your personal project, AI startup, Upwork profile, YouTube channel, job offer, or another resource with 160k tech enthusiasts, simply reply to this email with your project URL if you're a <a href=\"{Link}\">premium member</a>. </em></p>\n\n<p><em>Only high-quality submissions. Booked out for **0** next emails. First come, first served.</em></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "How to Craft Your Own Proprietary LLM",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Did you read <a href=\"{Link}\">yesterday's Finxter article</a> on Tesla's breaking success on the self-driving front?</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Tesla's former AI chief Andrej Karpathy (now working for OpenAI) has predicted this phenomenon he calls </span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\"Software 2.0\"</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\"> for years: AIs self-program through data rather than explicit instructions and algorithms.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Yes, <em><strong>data curation</strong></em> is next-level coding. </span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">... and <a href=\"{Link}\">Mechanistic Interpretability</a> attempts to reverse engineer the emergent algorithms self-developed by the AIs.</span></p>\n\n<p>Here's some signal for you in our noisy tech world:</p>\n\n<p>\ud83d\udca1 <strong><em>The complexity of Tesla's autopilot system went down from 300,000 to 3,000 lines of code by a factor of 100 as its performance increased!</em></strong></p>\n\n<p>The problem of self-driving cars seems to be solved by an end-to-end neural net that transforms photons (captured by cameras) into human-level driving commands.</p>\n\n<p>The magic appears through massive amounts of data thrown on massive amounts of compute; read my recent article on <a href=\"{Link}\">AI Scaling Laws</a>.</p>\n\n<p>In today's Finxter article, let's have a look at how you can leverage this mega-trend in your own small apps by using your own small (proprietary) data set to fine-tune an LLM: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Fine-Tuning GPT-3.5 Turbo \u2013 How to Craft Your Own Proprietary LLM</a></p>\n\n<p>The blog describes the new OpenAI API feature - super simple yet powerful. Try it out!</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc4d</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "4 Prompt Programming Skills",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I just read a famous paper titled <em>\u201cPrompt Programming for Large Language Models: Beyond the Few-Shot Paradigm\u201d</em>.</p>\n\n<p>Already more than one year old, I consider it one of the OG papers - the term \"prompt engineering\" wasn't already meme'd into existence, and the paper first introduced what you may call the predecessor term: <em>prompt programming</em>.</p>\n\n<p>The four (historic) prompting techniques still work with GPT-4 and the paper will definitely improve your prompting skills:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Those 4 OG Prompt Programming Tricks Still Work Today</a></p>\n\n<p>From personal email replies and Discord/Twitter/Facebook messages, I learned that many Finxters are interested in the <a href=\"{Link}\">profitable opportunity</a> of selling prompt engineering skills on freelancing platforms such as Upwork.</p>\n\n<p>So here's a simple 3-step learning path I would take to learn the basics of prompting, freelancing, business creation, and then scaling up my technical knowledge with advanced prompting techniques:</p>\n\n<ul>\n\t<li>Step 1: <a href=\"{Link}\">Mastering Prompt Engineering</a></li>\n\t<li>Step 2: <a href=\"{Link}\">Finxter Freelancer Course - Creating a Full-Time Coding Business Online (100% Remote)</a></li>\n\t<li>Step 3: <a href=\"{Link}\">Prompt Engineering with Python and OpenAI</a></li>\n</ul>\n\n<p>These link to three recent Finxter academy courses with downloadable and personalized PDF course certificates you can showcase to potential clients and employers.</p>\n\n<p>Tomorrow, I'll send you more exciting tech news - stay tuned!</p>\n\n<p>Thanks for reading \u2665\ufe0f and to your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "3 Best Articles on Generative AI (October 2023)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Real quick for the monthly update - here are our top three new posts of October based on the quantity and quality of user star ratings and interest from the community:</p>\n\n<p>In the first article, I've given some visual examples of what the new GPT-4V can do. The image understanding is excellent, and most of us have not yet unlocked the full potential of this new feature:</p>\n\n<p><a href=\"{Link}\">GPT-4 with Vision (GPT-4V) Is Out! 32 Fun Examples with Screenshots</a></p>\n\n<p>The second is the free version of our premium course on Meta's open-source language model Llama 2. Unlike the full course, it's without downloadable certificates but still a great go-to resource to get to the next level in prompt engineering on YouTube:</p>\n\n<p><a href=\"{Link}\">Prompt Engineering with Llama 2 (Full Course)</a></p>\n\n<p>The third tutorial simply aggregates 18 videos on the 18 chapters of the famous \"Deep Learning\" book by Ian Goodfellow. I missed a compiled list of all 18 videos in one place, so I created this resource:</p>\n\n<p><a href=\"{Link}\">Diving Deep into \u2018Deep Learning\u2019 \u2013 An 18-Video Guide by Ian Goodfellow and Experts</a></p>\n\n<p>These were just some highlights from last month. Tomorrow, we'll continue with fresh content!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "[Course Launch] Python OpenAI Whisper",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>A quick update for Finxter members:<br />\nWe just launched a cutting-edge prompt engineering course created with &hearts;\ufe0f by Finxter Dirk:</p>\n\n<p>\ud83c\udf99\ufe0f [<strong>Academy</strong>] <a href=\"{Link}\">Voice-First Development: Building Cutting-Edge Python Apps Powered By OpenAI Whisper</a></p>\n\n<p>Check it out!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "What\u2019s Not Going to Change in 10 Years? (Jeff Bezos)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>A major challenge for most people is to keep up with the rapid changes of our times. But in some instances, avoiding change may be the right strategy:</p>\n\n<p><strong>Jeff Bezos (Amazon)</strong>: <em>\"I almost never get the question: \u2018What\u2019s not going to change in the next 10 years?\u2019 And I submit to you that that [...] question is actually the more important [...] \u2014 because <span style=\"background-color:#ffff00;\">you can build a business strategy around the things that are stable in time</span>.\"</em></p>\n\n<p>So what doesn't change?</p>\n\n<p>What can we build our business strategy and careers on amidst rapid disruptions from multiple converging fields?</p>\n\n<p><strong>Sam Altman (OpenAI)</strong>: <em>\"The stuff that people cared about 50,000 years ago is likely to be the stuff people care about 100 years from now.\"</em></p>\n\n<p>I did the exercise and found ten things that will remain the same - use them as foundations of your own career:</p>\n\n<p>\ud83d\udca1 [<strong>Blog</strong>] <a href=\"{Link}\">What\u2019s Not Going to Change in 10 Years? (Jeff Bezos)</a></p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Buy and Hold \ud83d\udcc8",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I love simple heuristics.</p>\n\n<p>For example, the research papers I coauthored introduce <strong><em>painfully simple algorithms</em></strong> to partition graphs. I don't like complex investment \"algorithms\" either. What resonates with me is a simple strategy such as:</p>\n\n<ol>\n\t<li>Identify a small group of outstanding companies that drive change (e.g., the six largest tech stocks by marketcap)</li>\n\t<li>Buy them monthly in equal weights.</li>\n\t<li>Hold for a decade. No rebalancing - let the winners ride!</li>\n</ol>\n\n<p>In today's Finxter article, I backtested this exact strategy:</p>\n\n<p>\ud83d\udcc8 [<strong>Blog</strong>] <a href=\"{Link}\">Buy and Hold Through Change! $600 Monthly to $500K in 10 Years with Tech Stocks</a></p>\n\n<p>The compound annual growth rate (CAGR) of this strategy was north of 20%.</p>\n\n<p>If you implemented this same strategy today, you'd buy these companies:</p>\n\n<ul>\n\t<li>Apple</li>\n\t<li>Microsoft</li>\n\t<li>Alphabet</li>\n\t<li>Amazon</li>\n\t<li>NVIDIA</li>\n\t<li>Meta</li>\n</ul>\n\n<p>All of them will benefit greatly from the proliferation of AI in the next decade. Personally, I'd add the seventh largest tech company, Tesla, due to its disruptive opportunity of the Tesla bot.</p>\n\n<p>I bet this simple strategy will smoke the S&P 500.</p>\n\n<p><strong>\ud83d\uded1 No investment advice! \ud83d\uded1 </strong></p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Is ChatGPT greedy? I offered it a $1M tip",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Are LLMs greedy?</p>\n\n<p>Can you prompt engineer GPT-4 Turbo by offering it a tip on a perfect response?</p>\n\n<p>A Twitter user suggested that offering ChatGPT a $200 tip improves model performance by 11% (even though it&#39;s impossible to <em>actually</em> tip ChatGPT).</p>\n\n<p>Unfortunately, I couldn&#39;t find any research on this topic: Academia is slow and steady. I&#39;m sure we&#39;ll see some papers in a couple of months.</p>\n\n<p>But I couldn&#39;t wait, so I went ahead and conducted my own little study, Guerilla-style using only $7 OpenAI credits and a few hours of my time:</p>\n\n<p><a href=\"{Link}\">[Original Research] Are LLMs Greedy? An Experimental Analysis of the Tipping Prompt ($0 to $1 Million)</a></p>\n\n<p>The initial experiments on a coding-related prompt show that tipping may offer some benefits, although the tipping amounts seem crucial.</p>\n\n<p>For example, if the offered tip is tiny (e.g., $0.1), GPT-4 Turbo will perform <em>worse</em>.</p>\n\n<p><s>(My scientific explanation: The model feels insulted.) </s></p>\n\n<p>In our example, the quality &quot;improvements&quot; from using this prompting technique range from -27% to +57% when offering a tip of $0.1 and $1,000,000, respectively.</p>\n\n<p>However, this is not published research and my research skills have become a bit rusty over the last 3-4 years. Further research using different types of prompts with ground truth is definitely needed to validate this hypothesis.*</p>\n\n<p>Feel free to check out the article and share it with your friends and colleagues if you find it worthy of sharing.</p>\n\n<p>If you have additional prompt ideas that allow us to measure quality easily and objectively, feel free to let me know.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p><em>*Shoutout to the few thousand academic researchers and computer science professors reading the Finxter newsletter.</em></p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Everybody Underestimates This Dirty Little Skill",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Using an LLM is only half of the equation of sound prompt engineering. The other half is passing high-quality context data into the prompts.</p>\n\n<p>For example, you can use tools such as <a href=\"{Link}\">LlamaIndex</a> to load external data into LLMs.</p>\n\n<p><em>But how do you get this data in the first place? </em></p>\n\n<p>The answer remains as dirty as ever: <strong>web scraping</strong>.</p>\n\n<p>That's why web scraping, the skill, is in high demand. In fact, Google Trends shows that interest in web scraping is at an all-time high after growing in popularity every year since 2004!</p>\n\n<p>Today's article shows how Finxter Charles used his web scraping skills to create a high-quality data set that can be used as the basis of a high-quality LLM pipeline: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] How I Scraped Data From Over 16,000 Gyms from MindBodyOnline</a></p>\n\n<p>The next step would be to pass that data into a web app using <a href=\"{Link}\">OpenAI's Embeddings API</a>. This is the technical blueprint of many of the new startups that are popping up everywhere:</p>\n\n<p><em>Web scraping \ud83d\udc49 \"Proprietary\" data set \ud83d\udc49 OpenAI Embeddings API \ud83d\udc49 Real-world utility </em></p>\n\n<p>You can apply this blueprint to almost every industry - keep it simple!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "OpenAI Experts on Upwork Make...",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>If you've been reading the daily Finxter newsletter for some time, chances are you already belong to the most skilled experts concerning OpenAI, large language models, and prompt engineering.</p>\n\n<p>Even if you believe you're not very skilled, don't forget that the industry is very young, changes rapidly, and only a small portion of coders has bothered to actually use the APIs (OpenAI, Anthropic, Llama, ...).</p>\n\n<p>Your skills are precious in the marketplace. How precious?</p>\n\n<p>Check out this! \ud83d\udc47</p>\n\n<p><strong>Upwork now promotes your OpenAI skills to other businesses if you're an expert prompt engineer:</strong></p>\n\n<p><a href=\"{Link}\">[Blog] The Ultimate Guide to Buying and Selling OpenAI API Freelancing Services on Upwork</a></p>\n\n<p>One gem from the article - if you're getting featured by Upwork for the <em>OpenAI Expert program</em>, you can expect to make between $80 and $150 per hour. Making more or less is also possible but most featured OpenAI freelancers are in this range.</p>\n\n<p>Rough math without considering taxes, fees, and tax-deductible business expenses:</p>\n\n<ul>\n\t<li>At $80/hr: $80 x 40 hours x 4 weeks = $12,800/month</li>\n\t<li>At $150/hr: $150 x 40 hours x 4 weeks = $24,000/month</li>\n</ul>\n\n<p>So, depending on your current income level, this might be an attractive opportunity. Check out the blog for more info.</p>\n\n<p>Now, you may wonder what skills you'd need to become a sought-after prompt engineer.</p>\n\n<p>If yes, feel free to check out Emily's recent Finxter article as well:</p>\n\n<p><a href=\"{Link}\">[Blog] 16 Skills of Highly Effective Prompt Engineers</a></p>\n\n<p>I know that's two pieces of content for a Sunday, and many people prefer not to \"work\" on Sundays, but both are easy reads. Happy learning, and talk tomorrow!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "goal setting",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>If you're up to it, let's conduct an entertaining and insightful experiment in six easy steps. \ud83d\udc47</p>\n\n<ul>\n\t<li><strong>Step 1:</strong> Set a timer to 5 minutes.</li>\n\t<li><strong>Step 2</strong>: Start the timer.</li>\n\t<li><strong>Step 3</strong>: Hit \"Reply\" to this email so you have a blank sheet.</li>\n\t<li><strong>Step 4</strong>: Write down five goals you have in the categories (1) health, (2) happiness, (3) success, (4) finances, and (5) relationships.</li>\n\t<li><strong>Step 5</strong>: Write down up to five course ideas you'd be interested in that would help you reach your goals from the previous <strong>Step 4</strong>.</li>\n\t<li><strong>Step 6</strong>: Send it to me.</li>\n</ul>\n\n<p>I will gather all ideas and ask you and the other coders in the community to vote for the next <a href=\"{Link}\">academy course</a> from the submitted ideas.</p>\n\n<p>Afterward, we will appoint one Finxter reader from the community to create the victorious course.</p>\n\n<p>Either way, why not print the email you just sent to me and pin it to your office wall? Your goals should be always right in front of you.</p>\n\n<p>Daily goal-setting is an easy life hack scientifically proven to improve your chances of success using various success metrics. Yet - only one in a thousand individuals actually practices it.</p>\n\n<p>By committing to this practice, you can achieve significant levels of success without requiring exceptional abilities or intelligence.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: I kindly ask you to give me a few days to respond, as my Inbox is already overflowing.</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "11 Most Popular Finxter Articles From Last Week",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>It was a busy week! Let's have a quick recap on Sunday - and a meme.</p>\n\n<p>Here are the top 11 new Finxter articles published in the last seven days:</p>\n\n<ol>\n\t<li><a href=\"{Link}\">Yahoo-Fin: Fetching Historical Stock Data with Python\u2019s Yahoo Finance API</a></li>\n\t<li><a href=\"{Link}\">GPT Store Disruption \u2013 The Next Foundational Platform Will Dwarf Today\u2019s Big Tech Monopolies</a></li>\n\t<li><a href=\"{Link}\">Embedding Your GPT in a Website</a></li>\n\t<li><a href=\"{Link}\">Is AI Sentient? I Made a Coffee Break Python GPT, and This Happened \ud83e\udd2f</a></li>\n\t<li><a href=\"{Link}\">21 Most Profitable Programming Languages in 2024</a></li>\n\t<li><a href=\"{Link}\">OpenAI Text-to-Speech (TTS) \u2013 I Tried the Top Ten Languages with 10 Amazing Speech Samples</a></li>\n\t<li><a href=\"{Link}\">Top 7 OpenAI Competitors That Pay Multiple Six Figures</a></li>\n\t<li><a href=\"{Link}\">Top 7 GPTs Created by Finxters</a></li>\n\t<li><a href=\"{Link}\">I Made a Shameless Grok Clone on OpenAI\u2019s GPTs to Create Urgency for xAI</a></li>\n\t<li><a href=\"{Link}\">OpenAI\u2019s GPT Builder: A Game Changer for Exponential Entrepreneurs</a></li>\n\t<li><a href=\"{Link}\">Annual Income of Prompt Engineers in the US (ChatGPT)</a></li>\n</ol>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <strong>TLDR</strong>: We explored practical and futuristic aspects of AI and programming, used Python for finance, integrated GPTs in websites, explored the economics of programming languages, discussed the potential sentience of AI, and the impact of GPT on tech industries and entrepreneurship. We also checked out high-paying roles in AI, including jobs at OpenAI competitors and the income of prompt engineers.</p>\n\n<p>Among all the serious disruptions, let's end the week gracefully with this gem from Reddit:</p>\n\n<p><img alt=\"\" src=\"{Link}\" style=\"width: 300px; height: 298px;\" /></p>\n\n<p>A user's comment: <em>remotelyAccessFilesThroughAStringOfText</em>. \ud83d\ude02</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Starling-7B: New Open-Source LLM",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Elon's vision when cofounding OpenAI was to create an open-source non-profit counterweight to big tech AI.</p>\n\n<p>Arguably, they have succeeded in scaling intelligence with LLM alien technology. However, many of us believe that OpenAI has failed to deliver open-source AI that is freely accessible by anybody.</p>\n\n<p>Well - technological disruption works in magical ways.</p>\n\n<p>While OpenAI's large language models are indeed closed-source, the performance of competing open-source models -- like Llama 2 and Claude 2 -- is growing even faster than OpenAI's.</p>\n\n<p>So, indirectly and accidentally, OpenAI succeeded in providing us with open-source AI systems that are highly performant, downloadable, and freely accessible by anybody.</p>\n\n<p>In today's Finxter article, let's review one of those open-source models that is also brand-new, i.e., <em>Starling-7B</em>:</p>\n\n<p><a href=\"{Link}\">[Blog] Starling-7B: UC Berkeley\u2019s New Open-Source LLM</a></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">The model isn't freely downloadable yet; I suspect it's still research\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\"under review\",</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0but I have already tried it online:</span></p>\n\n<p>Not as good as GPT-4, of course, but better than Claude 2 in many ways.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (3/10) - Minimum Viable Product",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's dive into the next free blog lesson of our <em>The Art of Clean Code</em> speedrun, i.e., accelerating your small coding startup with rapid prototyping:</p>\n\n<p>\ud83d\udc49 <strong>Lesson 3</strong>: <a href=\"{Link}\">How to Build a Minimum Viable Product</a></p>\n\n<p>The lesson shows you how to avoid waste and make rapid progress towards a product that fits the needs of the target market.</p>\n\n<p>Finding product-market-fit is the most important step in any successful startup's journey.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: The cleanest code is no code.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Top 7 GPTs Created by Finxters",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Yesterday, I asked the community to share their own GPT creations, and I was happy to receive many submissions! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" src=\"{Link}\" style=\"width: 300px; height: 169px;\" /></a></p>\n\n<p><a href=\"{Link}\">[Blog] Top 7 GPTs Created by Finxters</a></p>\n\n<p>These are the seven GPTs:</p>\n\n<ul>\n\t<li><strong>Abominable Snowman</strong>: Created by Matt in Denver, this GPT provides snow conditions and recommendations for ski resorts</li>\n\t<li><strong>Giggles Grim</strong>: Developed by Marcel, it&#39;s a pessimistic AI that cynically interprets current news</li>\n\t<li><strong>Floyd Corner</strong>: Bernard&#39;s creation, an AI-powered insurance expert that answers specific policy-related questions</li>\n\t<li><strong>Recovery Counselor</strong>: A beta-version GPT by Emir, designed to support addiction recovery with expert advice and inspirational quotes</li>\n\t<li><strong>AI Finxter</strong>: A GPT focusing on Python, AI, and technology, contributed by G&aacute;bor, a Finxter author</li>\n\t<li><strong>Dad Jokes</strong>: Jason&#39;s creation, a family-friendly comedian GPT that tells clean dad jokes, ideal for family entertainment</li>\n\t<li><strong>Grill Genius</strong>: Another of Jason&#39;s projects, this GPT offers assistance with BBQ recipes, grill temperatures, tips, and tricks</li>\n</ul>\n\n<p>When I showed some of them to my wife, she asked a good question: why not use the normal ChatGPT?</p>\n\n<p>Any GPT Creator has to be able to answer that question, or its creation will fail.</p>\n\n<p>Three big general advantages of GPTs are that they can act more like Auto-GPT going through a multi-prompt process, access third-party APIs using &quot;Actions&quot;, and focus on usability, branding, and extensive testing.</p>\n\n<p>GPT developers must extensively test the GPT to help users go through a big or small (but well-defined) user journey or transformation.</p>\n\n<p>Not all these boxes are checked by all of the seven Finxter GPTs, but trying as many as possible is worthwhile. As Jeff Bezos kept writing in his shareholder letters:</p>\n\n<p><em>This is still day 1 for the Internet!</em></p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT Store Launches Soon - 5 Steps to Take Now",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>The OpenAI GPT Store is about to launch - so exciting!</p>\n\n<p>Before the launch, I've put up a five-step tutorial on how you can get your GPTs published:</p>\n\n<p>\u2705 [<strong>Blog</strong>] <a href=\"{Link}\">OpenAI GPT Store \u2013 Get Your GPTs Ready in 5 Simple Steps</a></p>\n\n<p><strong>Action Step</strong>: Now it's also a good time to create a few more GPTs - competition is fierce!</p>\n\n<p>Looking forward to seeing the first revenue numbers shared by readers of this newsletter and <a href=\"{Link}\">Finxter members</a>.</p>\n\n<p>Just reply to this email if you need somebody to brag about the revenue generated by your GPT anytime in the future. \ud83e\udd73</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "5 Best Open-Source LLMs in 2023 (2-min Guide)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, I played with an LLM comparison tool showing that the best open-source, non-commercial large language model is Vicuna-33B.</p>\n\n<p>How so? Check out my new refresher article on a short history of open-source LLM tools: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] 5 Best Open-Source LLMs in 2023 (Two-Minute Guide)</a></p>\n\n<p>Also, I revisited one of my first publications on the Finxter blog that I wrote just one day after my defense many years ago: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Zero to Ph.D. \u2013 How to Accomplish Any Task By Going Small First</a></p>\n\n<p>I've embedded the TED talk (12M views!) that motivated the article, is fun to watch, and shows a very insightful life strategy that you'd be wise to copy and paste into your own life.</p>\n\n<p>See the blog - I hope you'll find it inspiring, too!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "How to Create a Massive OpenAI Embeddings CSV File (From 100s of Wikipedia Articles)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>As a prompt engineer, you'll encounter the question daily of how to provide context for the otherwise relatively dumb LLM.</p>\n\n<p>Today I worked on a small project to load 100s of Wikipedia articles in a single CSV file as a vector store. This can then be used for search using the Embeddings OpenAI API:</p>\n\n<p><a href=\"{Link}\">[Blog] How to Create a Massive OpenAI Embeddings CSV File for Search \u2013 From 100s of Wikipedia Articles</a></p>\n\n<p>A powerful trick of scraping MASSIVE data offline and passing them into a single OpenAI API call!</p>\n\n<p>If you want to dive deeper into this, feel free to check out the article above and our in-depth <a href=\"{Link}\">OpenAI Function Calls and Embeddings</a> course for members.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Mass Unemployment 2.0",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Two days ago, I shared this blog article with you and other Finxters:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <a href=\"{Link}\">[Blog] The Return of Mass Unemployment \u2013 Intelligent AI Bots, Expensive Capital, and Recession</a></p>\n\n<p>In the email, I wrote:</p>\n\n<p><strong><em>\"As a business owner, I'd rather hire one skilled prompt engineer than ten graphic designers.\"</em></strong></p>\n\n<p>I already expected to get some pushback here - and I did!</p>\n\n<p>For example, an anonymous Finxter wrote the following:</p>\n\n<p>~~~</p>\n\n<p><em>Not just \"no\".\u00a0 HELL no!</em></p>\n\n<p><em>I would not do business with you or anyone who would do that to people. [...]</em></p>\n\n<p><em>You do realize developers will be replaced the same way if we proceed down this route?</em></p>\n\n<p><em>What are all these displaced people going to do. Such tools need to be shut down until this issue is figured out,</em></p>\n\n<p><em>I am unsubscribing from your mailing list.\u00a0 I can\u2019t support such unethical behavior.</em></p>\n\n<p>~~~</p>\n\n<p>I understand that many feel threatened by the rapid technological acceleration and the changes that come with it.</p>\n\n<p>That's why I write this daily newsletter to help you stay on the right side of change.</p>\n\n<p>And, of course, anybody not feeling in alignment with our overall optimistic attitude toward technological developments should, in fact, unsubscribe from this email list immediately. No hard feelings.</p>\n\n<p>Now let me make my case:</p>\n\n<p>Our time on earth is limited. Many of us don't enjoy meaningless work that could be automated. It's frustrating!</p>\n\n<p>And why bother? We all know that meaningful work exists that doesn't get done.</p>\n\n<p>So, my general attitude towards automation is as follows:</p>\n\n<p><strong><em>Every valuable task that can be automated, should be automated.</em></strong></p>\n\n<p>Politics aside, here are two observations:</p>\n\n<p>(1) Many <strong><em>people don't want to</em></strong> do the work, and<br />\n(2) More and more <strong><em>machines can do</em></strong> the work cheaply, efficiently, and without complaining.</p>\n\n<p>For example, ChatGPT does an excellent job finding examples of how tech advancements impacted certain job roles:</p>\n\n<ul>\n\t<li>\n\t<p><em><strong>Scribes and Illuminators (Post-Printing Press):</strong> Before the printing press, books were written by hand, often by monks in monasteries. The printing press made mass production of books possible, drastically reducing the need for manual scribes and illuminators who decorated manuscripts.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Weavers and Textile Artisans (Industrial Revolution):</strong> The invention of mechanized looms and other textile machinery during the Industrial Revolution significantly reduced the demand for handweaving, impacting artisans who had traditionally woven textiles by hand.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Blacksmiths (Advent of Automobiles):</strong> The widespread adoption of cars led to a decline in horse-drawn carriages, which adversely affected blacksmiths who were essential in making and repairing horse-drawn carriage components and horseshoes.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Lamplighters (Electric Lighting):</strong> Before electric streetlights, lamplighters were employed to light gas or oil street lamps every evening. The advent of electric lighting rendered this occupation obsolete.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Telegraph Operators (Telephone and Internet):</strong> With the advent of the telephone and later the internet, the need for telegraph operators, who transmitted messages using Morse code, diminished significantly.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Typesetters (Digital Printing and Publishing):</strong> The rise of digital printing technologies and desktop publishing software reduced the need for manual typesetters, who arranged letters for printing presses.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Film Photographers and Darkroom Technicians (Digital Photography):</strong> The digital photography revolution led to a decline in demand for traditional film-based photographers and darkroom technicians who developed film.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Travel Agents (Online Booking Platforms):</strong> The rise of online travel booking platforms has significantly reduced the need for traditional travel agents, as people can now plan and book trips themselves online.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Bank Tellers (Online Banking and ATMs):</strong> The introduction of ATMs and online banking services has decreased the need for as many bank tellers, as customers can perform many banking tasks themselves without visiting a branch.</em></p>\n\t</li>\n\t<li>\n\t<p><em><strong>Video Store Clerks (Streaming Services):</strong> The rise of online streaming services like Netflix and Hulu has dramatically reduced the demand for video rental stores, impacting the jobs of video store clerks.</em></p>\n\t</li>\n</ul>\n\n<p>I didn't hire a secretary to make this but paid $20/m to an AI company. Making this list would've taken me an hour or two - now it's just a few seconds.</p>\n\n<p>If you're on the right side of change, you'll get attacked for using electric vehicles that drive themselves (no Uber driver!), streaming videos (no video stores!), or purchasing online (no department stores!).</p>\n\n<p><strong><em>\"I can't support such unethical behavior.\"</em></strong></p>\n\n<p>In the end, of course, it doesn't matter.</p>\n\n<p><em>\"No force on earth can stop an idea whose time has come.\"</em> - <strong>Victor Hugo</strong></p>\n\n<p>So why bother? There is no moral high ground for not using technology.</p>\n\n<p>In fact, if we don't adopt new technologies, we'll die!</p>\n\n<p>Adapt or die.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Puzzle: Why did the programmer quit his job?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Q: Why did the programmer quit his job?<br />\nA: Because he didn't <span style=\"font-family:Courier New;\">try</span> enough before <span style=\"font-family:Courier New;\">finally</span> deciding to <span style=\"font-family:Courier New;\">return</span>! \ud83d\ude04</p>\n\n<p>~~~</p>\n\n<p>After that \"killer\" introduction (no dead threats, please), let's solve a Python puzzle! Others solve crossword puzzles on Saturday evenings. We do Python puzzles in the Finxter community! Can you solve it?\ud83d\udc47</p>\n\n<p>\ud83d\udc0d\ud83d\udc0d\ud83d\udc0d</p>\n\n<p><span style=\"color:#000066;\"><span style=\"font-family:Courier New;\"><strong>def</strong> job(quit=<strong>False</strong>):<br />\n\u00a0\u00a0\u00a0 <strong>try</strong>:<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 return 'stay'<br />\n\u00a0\u00a0\u00a0 <strong>finally</strong>:<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>if</strong> quit:<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <strong>return</strong> 'quit'</span></span></p>\n\n<p><span style=\"color:#000066;\"><span style=\"font-family:Courier New;\">print(job())<br />\nprint(job(quit=True))</span></span></p>\n\n<p>\ud83d\udc0d\ud83d\udc0d\ud83d\udc0d</p>\n\n<p>The online version also has the correct solution and the explanation:</p>\n\n<p>\ud83e\udde9 <a href=\"{Link}\">[App] Solve This Puzzle and Check Your Correct Answer</a></p>\n\n<p>Happy puzzling - and have a beautiful weekend! \u2665\ufe0f</p>\n\n<p>If you insist on honing your coding skills today, feel free to glance over this excellent blog tutorial (+video) by Nicholas:</p>\n\n<p><a href=\"{Link}\">[Blog] Python Try Except: An Illustrated Guide</a></p>\n\n<p>Before you ask <em>\"Is learning Python still relevant today?\"</em>, here's my take:</p>\n\n<p>Python remains the 600-pound gorilla in the LLM and AI space. If anything, it has gained a few pounds this year.</p>\n\n<p>The market value of a skilled Python developer went up significantly this year. It's all about LEVERAGE in the AI economy, and coding is the ultimate form of leverage.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Midjourney v5 vs v6 (10 Examples)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>My 14-year-old daughter is already a fantastic, prompt engineer for image prompts. She must have spent a few hundred hours perfecting Midjourney prompts.</p>\n\n<p>Today, I asked her to give me some before/after examples of prompts comparing Midjourney version 5 with the brand-new Midjourney v6.</p>\n\n<p>The images are insanely good. Look at this example she generated:</p>\n\n<p><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/12/Untitled-1-9.jpg\" style=\"width: 300px; height: 300px;\" /></p>\n\n<p>To see all 20 images (10x before/after) and the original image this one improved upon, check out the article:</p>\n\n<p>\ud83c\udf3c [<strong>Blog</strong>] <a href=\"{Link}\">Midjourney V5 vs V6: 10 Portrait Examples That Show the Differences (Before/After)</a></p>\n\n<p>It's a beautiful, visual article. Check it out - and share it with your friends or family to make my daughter happy. ;)</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "GPT-4 Code Interpreter \ud83e\udd2f",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I can only think of one sure thing right now:</p>\n\n<p>Coders who refuse to leverage LLMs and AI tools like the code interpreter will get left behind.</p>\n\n<p>Yesterday, I finally checked out the brand-new ChatGPT code interpreter (I'm a couple of days behind \ud83d\udc68\u200d\ud83d\udcbb). You can activate it in your ChatGPT account by clicking <em>\"Settings > Beta features > Code interpreter\"</em>.</p>\n\n<p>I hacked together a howto guide on the Finxter blog (with Gif): \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] GPT-4 Code Interpreter \u2013 How to Run Python & Plot Data in ChatGPT</a></p>\n\n<p>I love that you can now run Python scripts and even visualize data in ChatGPT. Your new ambitious personal assistant learns and improves quickly - now ChatGPT can be considered an entry-level data scientist.</p>\n\n<p>Try it out!</p>\n\n<p>If you've read the Finxter emails for some while, you're doing good in staying relevant in the fast-changing world. Now don't stop and remain on the cutting edge of the LLM disruption.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Have you already seen our latest <a href=\"{Link}\">academy course</a>? I bet you'll like it!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (2/10) - Pareto for Coders",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's dive into the next free blog lesson of our <em>The Art of Clean Code</em> speedrun, i.e., leveraging the Pareto distribution for maximum productivity as a programmer.</p>\n\n<ul>\n\t<li>\ud83d\udca1 <a href=\"{Link}\"><strong>Lesson 0</strong>: Overview</a></li>\n\t<li><strong>\u269b\ufe0f <a href=\"{Link}\">Lesson 1</a></strong><a href=\"{Link}\">: How Complexity Harms Your Productivity</a></li>\n\t<li><strong>\ud83d\udcc8 <a href=\"{Link}\"><span style=\"background-color:#ffff00;\">Lesson 2</span></a></strong><a href=\"{Link}\"><span style=\"background-color:#ffff00;\">: The 80/20 Principle</span></a></li>\n\t<li><strong>\ud83d\udd28 Lesson 3</strong>: Build a Minimum Viable Product</li>\n\t<li><strong>\ud83e\uddd1\u200d\ud83d\udcbb Lesson 4</strong>: Write Clean and Simple Code</li>\n\t<li><strong>\ud83d\ude08 Lesson 5</strong>: Premature Optimization Is the Root of All Evil</li>\n\t<li><strong>\ud83c\udfc4 Lesson 6</strong>: Flow</li>\n\t<li><strong>\u2705 Lesson 7</strong>: Do One Thing Well and Other Unix Principles</li>\n\t<li><strong>\ud83d\udcf1 Lesson 8</strong>: Less Is More in Design</li>\n\t<li><strong>\ud83d\udd0d Lesson 9</strong>: Focus</li>\n\t<li>\ud83d\ude80 <strong>Lesson 10</strong>: Author's note</li>\n</ul>\n\n<p>The lesson shows you how to do more with less - we all have the same time but we're not all getting the same results. To learn some of the tricks, check out <a href=\"{Link}\">the blog</a>!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Is ChatGPT creative?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Opinions are cheap. Everybody has one. And everybody loves sharing them.</p>\n\n<p>In today's quick email I want to examine a question that has been lingering in my mind:</p>\n\n<p>Is ChatGPT creative?</p>\n\n<p>I wasn't particularly eager to plow through seas of \"Yes because\" and \"No because\" opinion pieces, but I wanted to read actual research papers that objectively quantify this question.</p>\n\n<p>First, I was disappointed to see that not a lot of research on LLM creativity is out there. If you're a researcher, this may be an exciting underexplored avenue.</p>\n\n<p>Second, I found three papers that weren't total garbage. Here's the compilation of these three papers:</p>\n\n<p><a href=\"{Link}\">[Blog] Is ChatGPT Creative?</a></p>\n\n<p>If you're interested in creative work and using ChatGPT to boost your creative output, this may be a valuable read for you.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Parasocial Relationships",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>CharacterAI founder Noam Shazeer has recently dropped a few bombshells such as how AI startups can be built on human desire to engage in <em>parasocial relationships</em>.</p>\n\n<p>The entertainment market is huge - $2T in annual revenue and billions of lonely people seeking parasocial relationships. That's why Shazeer predicts that we'll see an \"orders of magnitude\" increase in computing usage - even considering the high base we're already one.</p>\n\n<p>If you're interested in the intersection of AI and psychology, today's article is for you:</p>\n\n<p><a href=\"{Link}\">[Blog] Character.AI \u2013 What We Can Learn From Scaling Parasocial Relationships to Millions</a></p>\n\n<p>The cost of computing is still much lower than the value of our time, even when talking to the world's largest LLM models. And AI Scaling Laws still hold, so...</p>\n\n<p><strong>Hold your breath; things are about to get wild!</strong></p>\n\n<p>Check out the article for a few gems on building a successful AI startup.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Here's a tip I didn't share in the article:</p>\n\n<p><strong>The most successful Character.AI characters may also work on OpenAI's new GPT store.</strong> \ud83d\udcc8 Some have hundreds (!) of millions of user interactions.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "I Tried Cognosys.ai: Mind-Blown \u2026 Again \ud83e\udd2f",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<div class=\"fcmtt4a\"><span>I recently tweeted about </span>\"<a href=\"{Link}\">Top 5 Autonomous Agents</a>\"<span>, but professional coder Sully Omarr kindly corrected me by letting me know that he didn't create Godmode but Cognosys.ai. So I took the time to explore his autonomous LLM-based agent further. </span></div>\n\n<p>Interestingly, it does a far better job than, say, Auto-GPT. Auto-GPT was only the first but likely not the best autonomous agent. I also tried tools such as BabyAGI, said Godmode, and AgentGPT.</p>\n\n<p>But as of today, my #1 autonomous agent has become Cognosys.ai. I'm not affiliated with them in any way and I don't get sponsored or compensated for saying this.</p>\n\n<p>You can check out my initial experience here:</p>\n\n<p><a href=\"{Link}\">[Blog] I Tried Cognosys.ai: Mind-Blown \u2026 Again \ud83e\udd2f</a></p>\n\n<p>Fascinating stuff.</p>\n\n<p>By the way, in addition to this <a href=\"{Link}\">email list</a> (150,000 subs), we just started contributing tech news on <a href=\"{Link}\">Twitter</a> (305 subs), <a href=\"{Link}\">Instagram</a> (45,000 subs), and <a href=\"{Link}\">Facebook</a> (1,000 subs).</p>\n\n<p><strong>Finxter needs more subscribers on those platforms! \ud83d\udd25\ud83e\uddd1\u200d\ud83d\udcbb Please follow us! \ud83d\ude05\ud83d\ude4f</strong></p>\n\n<p>Also, kindly share this email with any coding friend or tech enthusiast that may benefit from regular tech news on AI, programming, or open-source development.</p>\n\n<p>If you received this email from a friend, you can join us for free here:<br />\n\ud83d\udd17 <a href=\"{Link}\">https://blog.finxter.com/subscribe</a></p>\n\n<p>Thanks for your precious time and support \u2665\ufe0f and to your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "30 Tasks AI Can't Replace (Yet)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Large language models have scaled up intelligence.</p>\n\n<p>But many activities still require a human touch.</p>\n\n<p>These tasks, often perceived as <em><strong>dull daily routines</strong></em>, hold significant value precisely because they are not yet easy to automate.</p>\n\n<p>A prime example of such tasks is the act of showing affection, like hugging your children or caring for your parents and family. Kindness towards others who seek your attention is another.</p>\n\n<p>If somebody sends you an email with a question, it's a nudge from the world that you're not yet fully replaceable by ChatGPT.</p>\n\n<p>In today's blog, I've compiled a list of \"trivial\" things we're still needed for - and that are not rocket science (for us):</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb [<strong>Blog</strong>] <a href=\"{Link}\">30 Everyday Human Tasks AI Can\u2019t Replace in the Foreseeable Future</a></p>\n\n<p>Activities like holding and controlling investments, buying or renovating a house also fall into this category.</p>\n\n<p>We need to apply for the loan, orchestrate human labor, find sellers and buyers, and prompt ChatGPT to spit out real estate copy.</p>\n\n<p>They are not just technical transactions but involve a series of decisions and interactions that are deeply human.</p>\n\n<p>One day, these tasks may be automated. But today, the Universe still wants us to do them.</p>\n\n<p>To be on the right side of change, we need to appreciate the little things and be grateful for every opportunity to participate in value creation.</p>\n\n<p>That's why I appreciate every single email from a Finxter community member - even though I often need some time to reply, it's great to talk to other human beings amidst all the disruption.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Tesla Bot Optimus - What You'll Pay",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Cyberpunk SciFi author <strong>William Gibson</strong> used to say:</p>\n\n<p>\u00a0 \u2712\ufe0f <em>\"The future is already here, it's just unevenly distributed.\"</em></p>\n\n<p>Well, Tesla's humanoid bot, \"<strong>Optimus</strong>\", is already here.</p>\n\n<p>And if Elon is right with his price prediction, I'll buy one:</p>\n\n<p>\ud83d\udcb0 [<strong>Blog</strong>] <a href=\"{Link}\">Tesla Bot Optimus Price vs Value \u2013 What You\u2019ll Pay and What You\u2019ll Get</a></p>\n\n<p>I've already provided <a href=\"{Link}\">some</a> <a href=\"{Link}\">Tesla</a> valuation models for the new Optimus bot to show how significant its impact can be for the stock.</p>\n\n<p>However, the price point is an important lever in any Optimus valuation model because it impacts the units sold. For instance, would you buy one for</p>\n\n<ul>\n\t<li>$5,000?</li>\n\t<li>$20,000?</li>\n\t<li>$200,000?</li>\n</ul>\n\n<p>Check out the article for what the bot may cost and, within a few short years, how it'll help us get more done at a much lower cost.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "0.3 million satoshis for you?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p><meta charset='utf-8'></p>\n\n<p style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><br />\nHey {User},</p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Finxter reader Maria expressed her interest in a Bitcoin Lightning course specifically for coders as a future\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">academy</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0course in the future.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">I wanted to probe the community's interest in the Bitcoin protocol first, so I came up with a fun giveaway:</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">We'll give away $100 in Bitcoin (341,000 Sats) in the\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Finxter Discord Mastermind Group</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0within 24 hours.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">How exactly does it work?</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">I'll post a Python puzzle revealing the public/private Bitcoin key of a wallet with $100 in Bitcoin into the\u00a0</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">#\ud83d\udc51-mastermind</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0channel.\u00a0</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">The public key will be the wallet's address. The private key will be the password that unlocks the contents of the wallets.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">So to get the Sats you would have to \"steal\" the funds with the leaked private key using any standard wallet software of your choice.\u00a0\u00a0</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">The first one to transfer \"my\" BTC with the leaked private key to their account gets it. Ready? Set. Go!</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">If you're already a premium member, keep checking the group. If you're not a premium member, feel free to\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">join us</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">.\u00a0</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">I'll post my private key between now and Friday, 12th of August, 18:28 UTC.</span></p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">PS: There's a vital takeaway here: NEVER store your private keys in the cloud or your computer. Keep them private. Not your keys, not your coins. If your keys are public, you don't own them.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">A million people or so lost some of their Bitcoin in the last 12 months because they didn't own their private keys and the entity owning their private keys defrauded them or lost the funds.</span></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Google Trains Robots on YouTube Videos",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Humanoid robots have been a sci-fi dream for decades - even centuries.</p>\n\n<p>For instance, there have been dozens of historical references in various religious books that talk about the dream of creating artificial humans to help us build things and, more generally, manipulate the real world.</p>\n\n<p>I'm a big fan of Tesla, and I believe Optimus is a game-changer. And we seem to have finally reached a point where we can scale physical labor.</p>\n\n<p>The only limitation will be our idea to deploy free physical labor. And the exponentially declining AI training costs will quickly bring these far-fetched imaginations into reality.</p>\n\n<p>Tesla is not the only company building physical general-purpose bots. Here's a very recent paper from Google's research labs that I summarized for you: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Google\u2019s RT-2 Enables Robots To Learn From YouTube Videos</a></p>\n\n<p>Go ahead and skim through the article. It's a nice little break for a Sunday to step back and think about the bright future we're on the cusp of entering.</p>\n\n<p>Let's stay on the right side of change! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p><strong>Finxter Resources:</strong></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83d\udd17 If you received this Finxter newsletter from your friend and you're not already subscribed, feel free to join us\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">here</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">. We're already 150,000 tech enthusiasts and counting!</span></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83e\uddd1\u200d\ud83d\udcbb Do you want to scale your knowledge of exponential technologies to the next level? Check out our certified coding and AI courses at the\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Finxter Academy</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">.</span></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "When Bureaucracy Eats Tech",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>She was pissed off.</p>\n\n<p>I chatted with a medical doctor today, and she was frustrated, not with the usual hustle and bustle in the university clinic but with the health system itself.</p>\n\n<p>The reason she's annoyed is not the patient work - overwhelming as it is.</p>\n\n<p>Like many doctors, she loves healing humans and wants to do more of it.</p>\n\n<p>But the world is not that simple!</p>\n\n<p>Instead of saving lives by leveraging her high-value skills, 12 years in the making, she spends half of her time with repetitive and unnecessary administrative work that an entry-level Python coder or prompt engineer could easily automate.</p>\n\n<p>For example, she was told to create a handwritten (!) letter for a patient today because she couldn't print it (OPSEC).</p>\n\n<p>In an age where we can communicate instantly across the globe, she had to handwrite a letter for a patient because of some outdated rule. It's like having a Ferrari but being told you can only drive it in first gear.</p>\n\n<p>And it's us, collectively, who pays for the under-utilized Ferrari in the first place.</p>\n\n<p>A good friend (medical doctor) spends 30% of his time filling out forms because the head of his clinic doesn't want to hire an entry-level developer to create a simple data-entry app that could instantly free up half of the time from 50 doctors working in that clinic alone.</p>\n\n<p>With the rise of AI, the technological solutions for many real-world problems are already out there. They need you, a curious tech enthusiast who plugs the right tech solution into the real-world system.</p>\n\n<p>Not rocket science, just making the world a better place.</p>\n\n<p>Leveraging AI isn't just about science and technology; it's mostly about driving tangible business results.</p>\n\n<p>Companies and organizations seek developers like you who can help them integrate existing technology into their systems.</p>\n\n<p>Skilled AI consultants are needed in every organization today, whether they know it or not.</p>\n\n<p>By mastering AI, you can offer invaluable services, differentiate your business, and tap into lucrative opportunities.</p>\n\n<p>For the technical skills needed, I've created a conceptual learning path you can follow:</p>\n\n<p><a href=\"{Link}\">[10-Step Learning Path] Python Beginner to Advanced AI Coder</a> <em>\u2b50 New \u2b50</em></p>\n\n<p>The TLDR:</p>\n\n<ol>\n\t<li><strong>Foundations of Programming</strong>: Begin with Python, the go-to language for AI and machine learning.</li>\n\t<li><strong>Data Structures & Algorithms</strong>: Grasp the essentials of computational logic and data manipulation.</li>\n\t<li><strong>Object-Oriented Programming</strong>: Dive deeper into software design and advanced programming concepts.</li>\n\t<li><strong>Introduction to Language Models</strong>: Understand the basics of models like GPT and their applications.</li>\n\t<li><strong>Web Data Extraction</strong>: Learn to gather and process data, a foundational skill for training and utilizing LLMs.</li>\n\t<li><strong>Natural Language Processing</strong>: Explore text analysis, crucial for maximizing the potential of ChatGPT and other LLMs.</li>\n\t<li><strong>Deep Dive into ChatGPT</strong>: Understand its architecture, capabilities, and practical applications in business.</li>\n\t<li><strong>Advanced LLM Concepts</strong>: Delve into the intricacies of large language models, their training, and real-world applications.</li>\n</ol>\n\n<p>Check out the <a href=\"{Link}\">blog post</a> for the 10-step learning path with our training courses on the Finxter Academy.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Can you crack this Python One-Liner?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's have some fun today.</p>\n\n<p>While most newsletters will make it as easy as possible to \"click the link\", I'll make it hard. \ud83d\udc47\u00a0</p>\n\n<p><span style=\"font-family:Courier New;\"># Python Riddle: Guess the output of this code snippet</span></p>\n\n<p><span style=\"font-family:Courier New;\">s = \"asxhtlitycoliqnab\"<br />\nmystery = s[1:4:2] + s[6:8] + ('x' if not s else s[9:11]) + s[12:-1:2] + 's'</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(f'https://blog.finxter.com/{mystery}/')</span></p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc0d\u2753</p>\n\n<p><strong>Puzzle</strong>: Guess the output of the code to read today's Finxter article!</p>\n\n<p>You can find the explanation on the Finxter app <a href=\"{Link}\">here</a>.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "3 Ways to Make Money with ChatGPT",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>There are many routes to making money with ChatGPT as a prompt engineer.</p>\n\n<p>\ud83d\udd17 <strong>Blog</strong>: <a href=\"{Link}\">3 Ways to Make Money with ChatGPT &ndash; The Good, The Bad, and The Ugly</a></p>\n\n<p>Let&#39;s examine three, from worse to better! \ud83d\udc47</p>\n\n<p><strong>Route #1 - Create Massive Amounts of Garbage Content</strong></p>\n\n<p>The obvious way is to use it to create massive amounts of content.</p>\n\n<p>As a <a href=\"{Link}\">Python prompt engineer</a>, you can create a pipeline that crawls webpages, passes them as embeddings into <a href=\"{Link}\">GPT-4 Turbo</a> with its huge context window of 128k tokens, and ask it to create articles based on the input and its own knowledge.</p>\n\n<p>Then monetize these articles with ads.</p>\n\n<p>However, I don&#39;t think this is the best way - it&#39;s very crowded!</p>\n\n<p>And why bother? It adds little value to the world.</p>\n\n<p>Because everybody is doing it, most won&#39;t make money this way.</p>\n\n<p>So let&#39;s move on:</p>\n\n<p><strong>Route #2 - Create Quality Content</strong></p>\n\n<p>A much better route.</p>\n\n<p>You can use AI to do research and help you obtain, analyze, and visualize data.</p>\n\n<p>Code interpreter and <a href=\"{Link}\">GPTs</a> can help you enrich your content. Use ChatGPT to fix grammar mistakes and improve clarity.</p>\n\n<p>The Internet is a winner-takes-most market. In other words, increasing your content quality just a tiny bit can double your reach.</p>\n\n<p>Want to double your reach again? Increase the quality of your content even more!</p>\n\n<p>Mister Beast teaches us that it never ends.</p>\n\n<p>Due to the winner-takes-most dynamics, investing human time in content quality pays off in the long term.</p>\n\n<p>The opposite is also true: you should definitely use AI to enrich your content with unique insights or tools.</p>\n\n<p>For instance, a human chess player guiding a chess AI will beat both, an expert chess player without AI, and a chess AI without guiding humans.</p>\n\n<p>For that reason, AI-enriched human content is a sustainable route to leverage AI to make money and have a real positive impact.</p>\n\n<p><strong>Route #3 - Sell Your Consulting Services</strong></p>\n\n<p>Still - both routes #1 and #2 are very crowded and it takes years of daily effort just to get the foot in the door.</p>\n\n<p>You need to love the game, or you won&#39;t make it through the years of unpaid work. The content creation market is brutal and if you see small success, you&#39;ll get copied very quickly.</p>\n\n<p>Moreover, content creation doesn&#39;t pay off quickly - successful content creators give it their all for many years before reaching good income levels.</p>\n\n<p>It&#39;s not easy. You must become an expert.</p>\n\n<p>An easier route in my opinion -- higher <em>expected value</em> and a priori <em>success probability</em> -- is to help businesses integrate <a href=\"{Link}\">alien technology</a> into their existing business systems.</p>\n\n<p>The LLM paradigm shift has not yet trickled into the &quot;normal&quot; world. Millions of businesses still need to integrate generative AI in their workflows.</p>\n\n<p>We are in year #1 of publicly available LLM <a href=\"{Link}\">APIs</a>.</p>\n\n<p>Even without considering likely improvements of the foundational models, it&#39;ll take years to connect and integrate LLMs with real world business systems.</p>\n\n<p><strong>Who Pays for AI Consultants?</strong></p>\n\n<p>Architects, financial advisors, grocery stores, software companies, restaurants, clothing stores, laundromats, bookstores, fitness centers, daycare centers -- all of them can and eventually will improve efficiency, i.e., maximize benefit/cost ratio, by integrating LLMs into their workflows.</p>\n\n<p>As an exercise to train your business savvy, feel free to take a minute to come up with little ways to use generative AI and LLMs to improve each of these businesses!</p>\n\n<p>Think small.</p>\n\n<p>Some minor examples:</p>\n\n<ul>\n\t<li>If you run a hair salon, can you delight your customers by using the <a href=\"{Link}\">Midjourney</a> <strong><em>/merge</em></strong> command to experiment with personalized hair pictures of your customers?</li>\n\t<li>If you run a small factory, can you use <a href=\"{Link}\">OpenAI&#39;s text-to-speech (TTS) library</a> to welcome customers at the front door?</li>\n\t<li>If you are a financial advisor, can you delight your clients by using LLMs to <a href=\"{Link}\">enrich portfolio analysis</a> or visualize your clients&#39; portfolios?</li>\n\t<li>As a solar company, can you fully automate offer creation by means of a <a href=\"{Link}\">fine-tuned</a> LLM?</li>\n</ul>\n\n<p><a href=\"{Link}\">AI consultants on Upwork</a> make $100 per hour and more. Why? Because of the huge leverage they offer to normal businesses that just don&#39;t know how to do these things.</p>\n\n<p>If you are such a business owner, hiring an AI consultancy for three hours could increase your customer satisfaction and revenue by 10%, 20%, or even 100%!</p>\n\n<p><em>Who wouldn&#39;t spend a few hundred bucks on that bet?</em></p>\n\n<p>Moreover, to reduce perceived risk and boost revenue, creative AI consultants can propose revenue-share models where local businesses don&#39;t need to pay upfront - but only an agreed-upon percentage of increased revenue after success.</p>\n\n<p>In that case, the average hourly rate could be much higher, as the AI consultants would get a stake in the businesses.</p>\n\n<p>Consider what I wrote a couple of emails ago:</p>\n\n<p><em>&quot;I&#39;d rather hire one skilled prompt engineer than ten graphic designers&quot;</em></p>\n\n<p>The same would apply to 50/50 partnerships.</p>\n\n<p>This opportunity is massive for anybody who wants to be on the right side of change. Collectively, there&#39;s orders of magnitude more revenue in serving businesses than in content creation.</p>\n\n<p>Scalability and passivity can be obtained through creative partnerships.</p>\n\n<p>For example, boosting revenue by 20% of a business making $50k/m can increase business value by $100k to $500k. Many small businesses in your local environment have these revenue levels.</p>\n\n<p>And who knows, there may be a possibility to scale up the consultancy to a more <a href=\"{Link}\">scalable Saas business</a> to take it to the next level?</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Only ~5k out of 150k Coders Tried Python OpenAI API",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Of the 150,000 coders reading the Finxter newsletter, I estimate that only 5,000 to 10,000 have already tried the OpenAI API practically in their code.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">From 100+ emails on Prompting, OpenAI, and LLMs I sent you in 2023, you already know I'm convinced that\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">every\u00a0</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">coder should at least have tried it. Why? Because it'll significantly boost your coding efficiency and help you gain new and exciting project ideas.\u00a0</span></p>\n\n<p>If you haven't tried the OpenAI API by now, you're either stuck in theory or don't strive to become a better coder anymore. (Time to change this! \ud83d\ude80)</p>\n\n<p>As my motto with the Finxter brand is to <strong><em>help you stay on the right side of change</em></strong>, the goal with this email is to help a few thousand coders to the other side.</p>\n\n<p>So if 2-3k Finxters read the following tutorial and try one of humanity's most powerful inventions, this would make my day! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI Python API \u2013 A Helpful Illustrated Guide in 5 Steps</a></p>\n\n<p>Now, if you already are one of those top 5-10% of enlightened futurists having tried LLM Python APIs, you may want to read this study for motivation and an idea of what you could try next: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Study Reveals GitHub Copilot Improves Developer Productivity by 55.8%</a></p>\n\n<p>Take the day off if you've tried OpenAI Python API and Copilot. \ud83d\ude0e</p>\n\n<p>In any case, it's great having you here. Thanks for being an active reader of the Infinite Finxter email series!</p>\n\n<p>Enjoy your Sunday! \ud83d\udc0d\u2665\ufe0f<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "This AI Powered Search Engine for Devs",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'm looking forward to the first Friday of each month because I get to talk to one of the smartest, highest-integrity, and most inspiring people I know:</p>\n\n<p>Adam is the creator of the fast-growing YouTube channel <a href=\"{Link}\">CharmingData</a> (recommended!) with 36k subscribers, and he was the lead author of our 2023 NoStarch collaboration <a href=\"{Link}\">The Book of Dash</a>.</p>\n\n<p>Now, why should you care? Because of this fantastic search engine for devs, he recommended:</p>\n\n<p><a href=\"{Link}\">[Blog] Phind: The AI-Powered Search Engine for Developers</a></p>\n\n<p>Of course, I <em>needed </em>to share this with you as well!</p>\n\n<p>Feel free to use the weekend to play with it. Take your time. It's okay to lose hours and hours playing with tools like this - that's how innovation works!</p>\n\n<p>In fact, some developers on Discord shared they prefer this search engine over Google or ChatGPT - even with unlimited access to GPT-4.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: An interesting nugget - The LLM powering the search engine is mostly based on <a href=\"{Link}\">Llama 2</a>, particularly the fine-tuned Code Llama 2 we discussed last week:</p>\n\n<p><a href=\"{Link}\">[Blog] Code Llama 2: Examples and Playground (Try It Yourself)</a></p>\n\n<p>My personal view is that GPT-4 is still superior when used with ChatGPT Plus due to the powerful plugins \"Browse URLs\", \"Advanced Data Analysis\", and \"DALL\u00b7E 3\".</p>\n\n<p>I even thought about getting rid of my Midjourney subscription with the iterative capabilities of <a href=\"{Link}\">GPT-4V</a> and DALL\u00b7E 3 but I want to keep supporting their work for now.</p>\n\n<p>Talk tomorrow!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Injecting Life Energy Into LLMs",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Peter Thiel, who was the first outside investor to foresee the potential of Facebook, and who also co-founded PayPal and Palantir, delivered the keynote speech at last year's Bitcoin conference.</p>\n\n<p>During his speech, he named Bitcoin as the best contender to eventually rival the size of the equities market, predicting that it could increase in value by 100 times from the then-current price of roughly $43,000.</p>\n\n<p>Today's price is $27,000, and many positive developments and <a href=\"{Link}\">network effects</a> have been built since then.</p>\n\n<p>Here's one narrative that I believe will take over mainstream media in the years to come:</p>\n\n<p><strong>BTC is permissionless, Internet-native money for billions of autonomous agents</strong> awakening in cyberspace. It becomes increasingly apparent that this new economy will be built on Bitcoin Lightning rails, i.e., <em>\"permissionless money over IP\"</em>.</p>\n\n<ul>\n\t<li>AI agents don't have access to VISA cards, nor will they pay 2% transaction fees to VISA because sending money 35x back and forth would result in a 50% monetary loss to VISA!</li>\n\t<li>AI agents cannot create bank accounts. But they will participate in the global economy eventually. So the question is: how?</li>\n\t<li>AI agents cannot afford to lose half their purchasing power in just 35x transactions.</li>\n</ul>\n\n<p>They <em>need </em>permissionless money over IP.</p>\n\n<p>The technically superior solution with the highest uptime and the solution with the strongest network effects right now is <em>Bitcoin Lightning</em> for micro transactions due to its decentralized, open-source, permissionless access, as well as its 24/7*365 availability, and immediate final settlement properties.</p>\n\n<p>As a coder, if you want to learn how to create LLMs with access to money over IP, feel free to check out today's Finxter article:</p>\n\n<p><a href=\"{Link}\">[Blog] Injecting Life Energy Into AIs with Bitcoin, LLMs, APIs, & Lightning \u26a1\ud83e\udd16</a></p>\n\n<p>Also, if you'd love to recap the philosophical foundations of the emerging crypto industry, check out <a href=\"{Link}\">this</a> interesting talk given a couple of days ago by Bitcoin OG Erik Voorhees on YouTube.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Art of Clean Code (5/10) - Premature Optimization",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>There is no Nobel Prize in computer science.</p>\n\n<p>But we have something similar: <em><strong>The Turing Award</strong></em>. It's the highest distinction in computer science -- and it carries a $1M price financially supported by a well-known search giant that funds the web: Google.</p>\n\n<p>A famous recipient of the Turing Award is Donald Knuth for his contributions <em>\"to the analysis of algorithms and the design of programming languages, and in particular for his contributions to the \"art of computer programming\" through his well-known books in a continuous series by this title.\"</em></p>\n\n<p>Today's lesson follows a Turing-Award-winning idea addressed in our <em>The Art of Clean Code</em> chapter titled:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Premature Optimization Is The Root of All Evil</a></p>\n\n<p>Optimizing parts of a system too early can lead to unnecessary complexity and hinder overall progress. It is better to make the system work correctly and then optimize only if necessary and where it makes the most impact.</p>\n\n<p>For instance, don't spend a lot of time optimizing code that is rarely used (<em>use profiling tools!</em>), don't add too many features to your product (<em>MVP!</em>), and don't worry about scaling your startup to millions of customers if you haven't served hundreds yet.</p>\n\n<p>Check out today's article lesson for more!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Free Full Llama-2 Course Inside",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Llama-2 has taken the open-source LLM community by storm. \ud83c\udf2a\ufe0f\ud83e\udd99</p>\n\n<p>Mastering this powerful free and open-source LLM first is a smart move because exponential coders with prompt engineering skills are highly sought-after in today's marketplace. To help you with this, I decided to make Yassin's awesome academy course available for FREE on the Finxter blog:</p>\n\n<p><a href=\"{Link}\">[Blog] Llama-2 Prompt Engineering (Full Course)</a></p>\n\n<p>You can watch the 3:30 hours long video as a YouTube video right on the blog!</p>\n\n<p>\u26a1 <strong>Note</strong>: If you're already a Finxter premium member I recommend you still go to the <a href=\"{Link}\">academy</a> and watch it in small lessons there because you can download your personalized PDF certificate at the end.</p>\n\n<p>Premium or not - enjoy the course and happy coding!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Garbage-In Garbage-Out",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>With the rising interest in generative AI, all of us are seeking signal in a noisy world.</p>\n\n<p>Those passionate about AI understand that a model's effectiveness is only as good as its input training data. The principle of \"Garbage in, Garbage out\" applies here.</p>\n\n<p>If you regularly consume superficial news with a negativity bias, it's easy to predict how your brain might respond to new information: with rejection, doubt, and criticism, often stemming from impulsive thinking.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">I receive statements like these:\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\"... I read that AI already becomes dumber, and it only averages all available information without producing anything new or creative ...\"</span></em></p>\n\n<p>If you point people to research indicating that ChatGPT ranks higher on creativity tests, they argue that the tests must be faulty. Yeah, sure they are faulty. Still, it's better to go with Occam's Razor, embrace the simple explanation, and remain open-minded in the face of change.</p>\n\n<p>It may sound amusing, but many people dismiss the idea that <a href=\"{Link}\">Large Language Models (LLMs)</a> are a disruptive force, set to multiply their impact tenfold every two years, thanks to the exponential decline of AI training costs.</p>\n\n<p>The contrary to \"Garbage-In Garbage-Out\" also holds: if you train a model (or your brain for that matter) on high-quality data, you're much more likely to produce high-quality outputs.</p>\n\n<p><em>Quality-In Quality-Out</em></p>\n\n<p>So how can you cleanse your training data and, thereby, boost the performance of the AI model that is your brain?</p>\n\n<p>Here are some strategies I employ:</p>\n\n<ul>\n\t<li><strong>Go for long walks.</strong> After a walk in nature, I always find clarity about my next step. Taking one step at a time, with a distant long-term goal in mind, simplifies life. Clarity becomes increasingly vital as the influx of low-quality information leads to confusion, brain fog, and fatigue.</li>\n\t<li><strong>Think slowly and take time.</strong> Many people form shallow and hasty conclusions, presenting them with undue confidence. I've learned that such quick opinions, though easy to offer, often hold little value.</li>\n\t<li><strong>Listen to podcasts with field experts</strong> but only on topics within their expertise; I avoid those who speak outside their domain. Don't necessarily listen on Bitcoiner's advice on food or the money tips from broke people (you may be able to leverage the powerful technique of inversion though: <em>do the opposite</em>).</li>\n\t<li><strong>Occasionally browse Twitter</strong>/X \u2013 but not too often, as it can be a time sink. Among the noise, you might find a valuable insight, but I'm cautious with social media. Better yet - avoid all social media including X.</li>\n\t<li><strong>Read select tech and coding newsletters</strong>. I strive to offer such a newsletter with a high signal-to-noise ratio \u2013 you be the judge.</li>\n\t<li><strong>Skim ArXiv</strong> and new research papers: these are often a rich source of knowledge and remain some of the highest-quality information available.</li>\n\t<li><strong>HackerNews</strong> is also an excellent source for straightforward news with a high signal-to-noise ratio.</li>\n</ul>\n\n<p>This brings us to today's Finxter tutorial if you're interested in building your own HackerNews-like site:</p>\n\n<p><a href=\"{Link}\">[Blog] How I Coded a Hacker News Clone in Django</a></p>\n\n<p>Enjoy reading! Windy greetings from Denmark!</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Free LLM coder course inside (7 easy lessons)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'd rather be roughly right than precisely wrong. Let's do some rough napkin math:</p>\n\n<ul>\n\t<li>With ~30 million coders worldwide, about 0.4% of humans can code.</li>\n\t<li>~80% of coders have tried LLMs like ChatGPT.</li>\n\t<li>Of those, only 10% have tried the Python OpenAI API.</li>\n\t<li>And only 5% of those have used OpenAI API functions and embeddings.</li>\n</ul>\n\n<p>Putting these numbers together, only <em><strong>0.4% * 80% * 10% * 5% = 0.0016%</strong></em> understand <em>OpenAI API functions and embeddings</em>. And this number is likely way too optimistic.</p>\n\n<p>In other words, less than <strong><em>one in 60,000</em></strong> currently has the skills to leverage OpenAI API functions or embeddings -- when almost every business could use <em>multiple </em>coders with those skills.</p>\n\n<p>Yet, many coders have convinced themselves that they can't join the top 1% in their fields when staying ahead of the curve may simply require some basic curiosity.</p>\n\n<p><em>You could learn OpenAI function calls and embeddings in a day or two...</em></p>\n\n<p>To help you stay on the right side of change, check out our new 7-part tutorial video series on the Finxter blog (100% free):</p>\n\n<p>\ud83d\udc47\ud83d\udc69\u200d\ud83d\udcbb\ud83e\uddd1\u200d\ud83d\udcbb</p>\n\n<p><a href=\"{Link}\">[Blog] OpenAI API Functions & Embeddings Course (1/7)</a></p>\n\n<p>You can find all seven lessons with videos by Dirk for free by clicking through the individual lessons. Check it out!</p>\n\n<p>To your success. \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "no goals? get inspired inside \ud83d\udc49",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Yesterday, I asked Finxters about their goals and desires to pick the next course for the\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Finxter Academy</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">.</span></p>\n\n<p>The response to the exercise blew me away, and I have received more than 200 goals from the community (see below)!</p>\n\n<p>In today's email, I thought it'd be fun to bring some order into all the goals and share them with you so you may find some inspiration.</p>\n\n<p>It's crucial to write down your five goals daily in a journal or on paper if you haven't already.</p>\n\n<p>Goal setting is extremely important and can't be emphasized enough. Your subconscious mind is a lethal weapon for achieving goals, and it can work in your favor if you provide it with specific targets to focus on.</p>\n\n<p>Next, I'll give you a categorized list of goals for inspiration. Your privacy is protected.</p>\n\n<p><strong>Health and Fitness:</strong><br />\n1. Get my calcium scores checked.<br />\n2. Increase my strength training weights (Deadlift 300 lbs, Bench Press 200 lbs, Squat 200 lbs)<br />\n3. Lose five pounds<br />\n4. Play board games with friends in our new home<br />\n5. Be healthy.<br />\n6. Eat a balanced diet.<br />\n7. Exercise regularly.<br />\n8. Do checkup every month.<br />\n9. Practice self-love.<br />\n10. Continue to eat healthy, keep up exercise plan, lose 10 lbs.<br />\n11. Keep working out.<br />\n12. Work out consistently to get a clear mind.<br />\n13. Do more exercise and eat more regularly.</p>\n\n<p><strong>Relationships and Family:</strong><br />\n14. Marry my fiance in October.<br />\n15. Go to Mexico for our honeymoon.<br />\n16. Move into our new home in January.<br />\n17. Spend some time with my son.<br />\n18. Have a happy family.<br />\n19. Have a happy wife.<br />\n20. Have happy children.<br />\n21. Have good friends.<br />\n22. Have good coworkers.<br />\n23. Build better relationships with people.<br />\n24. Connect with people who are more experienced, wiser, and maybe cleverer than me.<br />\n25. Understand my parents better.<br />\n26. Improve marital relationship.<br />\n27. Spend abundant, meaningful time with my loved ones.<br />\n28. Be able to enjoy myself.<br />\n29. Connect with people on LinkedIn in the tech and market industry.<br />\n30. Escape toxic relations.</p>\n\n<p><strong>Learning and Personal Development:</strong><br />\n30. Land a part in the Community Theater play in January.<br />\n31. Read forty books in 2023.<br />\n32. Start a website listing local community theater auditions.<br />\n33. Develop new skills in AI and LLM for the future.<br />\n34. Learn solidity.<br />\n35. How to build a website with WordPress.<br />\n36. More AI and LLM courses.<br />\n37. How to run Python on a Windows laptop (my personal nemesis right now).<br />\n38. How to run Python in Visual Studio Code on a Windows laptop.<br />\n39. Improve skills in Proficy iFix & Historian applications to pass GE certification.<br />\n40. Block time daily to at least one hour of learning.<br />\n41. Explore job opportunities and learn to be a freelancer.<br />\n42. Journal regularly.<br />\n43. Practice and take courses for growth.<br />\n44. Master Data Science and Machine Learning.<br />\n45. Learn Python Programming.</p>\n\n<p><strong>Financial Goals:</strong><br />\n46. Save $10,000 in 2023 for the future.<br />\n47. Buy a new home with 25% down.<br />\n48. Pay off my fiance's consumer credit loan.<br />\n49. Save for retirement.<br />\n50. Start personal investment account outside of company 401K.<br />\n51. Save up to buy a house.<br />\n52. Achieve financial stability.<br />\n53. Save up to provide more financial opportunities for my family.<br />\n54. Produce 1 Million Euro assets (Real estate, stocks, cash) until the end of 2024.<br />\n55. Make at least 6 or more figures a month.<br />\n56. Financial freedom.</p>\n\n<p><strong>Purpose:</strong><br />\n57. Help other people in any way I can.<br />\n58. Be at peace with everyone.<br />\n59. Help others and listen to their hurts.<br />\n60. Give away all.<br />\n61. Treat others the way you want to be treated.<br />\n62. Lead by example, don't jump off a bridge.<br />\n63. Make someone's day everyday.<br />\n64. Help others achieve their goals.<br />\n65. Help others who are less fortunate.<br />\n66. Tithe at Church.<br />\n67. Help people who are less fortunate.<br />\n68. Find someone who cares for you, and make them yours forever.<br />\n69. Pray for those who hurt you.<br />\n70. Forgive, don't forget.<br />\n71. Don't let others affect mood and reaction.<br />\n72. Avoid unnecessary worrying.<br />\n73. Find peace in the world and trust it's all in God's hands.<br />\n74. Be motivated, grow my own company, earn 6 figs money.<br />\n75. Have good partners and good relations with children.<br />\n76. Feel useful in what I do, make a profit from it, and leave a legacy for the next generation.<br />\n77. Beat cancer.<br />\n78. Cut the chain from money drug.<br />\n80. Don't worry about happiness.<br />\n81. Do what you have to do for success.</p>\n\n<p>Reading through this list, I realized that a short goal-setting tutorial may be needed. Here are a couple of tips that can be helpful for you to set goals effectively:</p>\n\n<ul>\n\t<li><strong>\ud83c\udfaf Be Specific:</strong> Clearly define what you want to achieve.</li>\n\t<li><strong>\u2705 Make it Measurable:</strong> Create a way to track your progress.</li>\n\t<li><strong>\ud83d\udcaa Ensure it's Attainable Yet Ambitious:</strong> Set stretch goals that are challenging but not overwhelming.</li>\n\t<li><strong>\ud83d\ude80 Relevance Matters: </strong>Align your goals with your broader life or career ambitions.</li>\n\t<li><strong>\u23f1\ufe0f Set a Time Frame:</strong> Define when you want to achieve your goal to stay motivated and accountable.</li>\n</ul>\n\n<p>Here's one of my major goals that adheres to these principles:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb Chris: <em>I help increase the collective intelligence of humanity by growing the Finxter email list from 150k to 200k subscribers in 2023 doing my best to help every member to stay on the right side of change.</em> \u2665\ufe0f</p>\n\n<p>Now go forth and find your five top goals - and write them down daily!</p>\n\n<p>\ud83d\udcaa <strong>Health and Fitness</strong>: ?</p>\n\n<p>\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67\u200d\ud83d\udc66 <strong>Relationships and Family</strong>: ?</p>\n\n<p>\ud83c\udf93 <strong>Learning and Personal Development</strong>: ?</p>\n\n<p>\ud83d\udcb0 <strong>Financial Goals</strong>: ?</p>\n\n<p>\ud83c\udfaf <strong>Purpose</strong>: ?</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Stay tuned for upcoming emails - this is fun, and I'll keep going down this rabbit hole of \"goal setting\" and \"specific course ideas\" for a few days longer. Feel free to share any thoughts or ideas you may have. My goal is to distill course ideas for the <a href=\"{Link}\">academy</a>.</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Live Longer Healthily ... with Google?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>In yesterday's email I asked whether you'd be interested in exploring Google's fascinating Med-PaLM 2 research.</p>\n\n<p>I was delighted to receive not just one or two, but more than a dozen affirmative responses!</p>\n\n<p>Your enthusiasm inspired me to dive deeper into the topic today. Here's the result of my day's work: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Med-PaLM 2: Will This Google Research Help You Increase Your Healthspan?</a></p>\n\n<p>If you've been enjoying these daily email updates on cutting-edge research on AI and LLMs, I'd like to ask you for a small favor: Could you kindly consider inviting your friends or colleagues to <a href=\"{Link}\">join this free email newsletter</a>? For example, by forwarding them this email.</p>\n\n<p>Since we don't have an advertisement budget, we rely on the power of word-of-mouth to spread the love for AI knowledge and exponential technologies. \u2665\ufe0f</p>\n\n<p>The future is bright - let's stay on the right side of change! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "xAI Grok - Elon's Reply to OpenAI",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>After all the drama between OpenAI and Elon Musk -- Elon having contributed millions to create the \"non-profit\" OpenAI that then turned for profit against Elon's recommendations -- Elon has launched xAI.</p>\n\n<p>xAI has already gathered some first-class AI researchers, and it's not to be underestimated. Now they have released Grok, a humorous large language model that not only gives answers \u00e0 la Hitchhiker's Guide to the Galaxy but also proposes the right questions. \ud83d\ude09</p>\n\n<p><a href=\"{Link}\">[Blog] Elon Musk's xAI Releases a New Humorous LLM Called Grok Based on Hitchhiker's Guide to the Galaxy</a></p>\n\n<p>Although Grok hasn't yet reached GPT-4's performance, it has already surpassed GPT-3.5 in many benchmarks so it's a force to be reckoned with.</p>\n\n<p><strong>Why the term <em>Grok</em>?</strong></p>\n\n<p>Grok is a term coined by science fiction writer Robert A. Heinlein from the novel \"Stranger in a Strange Land\" about a human raised on Mars. From the book:</p>\n\n<p><em>Grok means \"to understand\", of course, but Dr. Mahmoud, who might be termed the leading Terran expert on Martians, explains that it also means, \"to drink\" and \"a hundred other English words, words which we think of as antithetical concepts. 'Grok' means all of these. It means 'fear', it means 'love', it means 'hate' \u2013 proper hate, for by the Martian 'map' you cannot hate anything unless you grok it, understand it so thoroughly that you merge with it and it merges with you \u2013 then you can hate it. By hating yourself. But this implies that you love it, too, and cherish it and would not have it otherwise. Then you can hate \u2013 and (I think) Martian hate is an emotion so black that the nearest human equivalent could only be called mild distaste.</em></p>\n\n<p>Whatever the term means exactly, it won't be the last time you hear it; so much we can be sure of!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "20 Ways to Make Money with GPT-4",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Sunday morning is an excellent time to reflect on some new market opportunities that emerged only in 2023</p>\n\n<p>Every day, I see opportunities to disrupt whole industries using LLM APIs and some basic coding skills. The technology only became powerful during the last ten months, so there are still so many low-hanging fruits of making money.</p>\n\n<p>The following article provides some low-code ways to make money with GPT-4, but I also provide many links to Finxter resources based on prompt engineering and basic coding:</p>\n\n<p><a href=\"{Link}\">[Blog] 20 Ways to Make Money with GPT-4</a></p>\n\n<p>We are far from market saturation!</p>\n\n<p>The main value strategy is to integrate the power of LLM into the millions of explicit and implicit business processes deployed in the dino age (Anno 2022).</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Finxter reader and medical doctor Cyrillo sent me this GPT-4-based opportunity to create value in the medical sector:</p>\n\n<p><em>\"I am a physician Radiologist with great interest in GPT4 for condensing pertinent information on radiology reports of patients. I want to create a tool where I can apply that. I can explain better later. You or anybody you know would be able to help me with that? This is a great opportunity. Please let me know.\"</em></p>\n\n<p>I promised him to send you this opportunity. He's not a coder but knows the industry well. He'd be willing to collaborate with an exponential coder on this. If you're a good fit, I'll connect you with him!</p>\n\n<p>I'd love to see more Finxter community members creating successful LLM tools in the medical sector!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Let's talk about habits",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Here's something you already know:</p>\n\n<p><em><strong>Consistent habits over time compound to explosive success.</strong></em></p>\n\n<p>But although we already know how powerful and life-changing habits can be, we often underestimate their results. That's in the nature of compounding and exponentials.</p>\n\n<p>As a result, we often don't take them as seriously as we should in the daily whirlwind.</p>\n\n<p>Today's email should be nothing else than a short reminder to set up a habit tracker (e.g., Google Sheet with a simple YES/NO checker) and a habit that you know can change your life if done over a long period of time.</p>\n\n<p>For example, let me suggest one habit I'm highly confident can make you rich in the next 10 years - that will help you stay on the right side of change:</p>\n\n<p>One example habit would be <em><strong>spending one hour daily creating GPTs for the GPT Store</strong></em>.</p>\n\n<p>In five years, the GPT Store will be much bigger than it is now - it's a high-growth industry.</p>\n\n<p>Mobile app developers who have created simple apps on a daily basis since the launch of the Android App Store or Apple App Store have achieved significant success.</p>\n\n<p>Say you do this for one, two, or three years: spending one hour every day to launch a GPT into the store daily.</p>\n\n<p>Launching 1000 GPTs during the next 1000 days, roughly three years, will almost guarantee explosive success. The top 10 out of 1000 GPTs are likely to create value for millions of people.</p>\n\n<p>Your top GPT among 1000 may reach tens of millions of people.</p>\n\n<p>But the remaining 990 are still valuable because they make the few winners possible. We need the 990 to get the 10.</p>\n\n<p>Habits compound.</p>\n\n<p>And even if the GPT Store is not as successful, which I don't believe, you will still learn a lot of new things and stay on top of developments in a rapidly growing field.</p>\n\n<p>A simple example of a powerful daily keystone habit. Of course, it's only one idea of many that will work.</p>\n\n<p>Now, the action step: what's your daily habit to compound your knowledge, experience, and success in an explosive way over a long period of time?</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Transformers Crush Meteorology 10,000:1",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Did you check the weather today?</p>\n\n<p>\ud83c\udf1e <strong>ChatGPT</strong>: <em>&quot;On December 15, 2023, New York City is expected to experience a mild and dry day with highs around 50&deg;F and lows near 36&deg;F.&quot;</em></p>\n\n<p>Simulation is how the magical prediction accuracy happens.</p>\n\n<p>I have a lot of respect for simulation engineers. The few I know are skilled coders, reliable data scientists, Linux experts, and math wizards.</p>\n\n<p>While many German simulation engineers work simulate things like noise impacts of rearview mirror designs in automotive, some of the best simulation experts forecast the weather.</p>\n\n<p>If you&#39;re curious about how weather simulation works, here&#39;s a glimpse into what runs twice a day on a dedicated High Performance Cluster:</p>\n\n<p><em>&quot;A weather model divides the world or a region into small grid cells. Each cell is about 4 km to 40 km wide and 100 m to 2 km high. Our models contain 60 vertical atmospheric layers and reach deep into the stratosphere up to 60 km, which corresponds to pressure of 10-25 hPa. The weather is simulated by solving complex mathematical equations between all grid cells every few seconds. The computed values of weather variables, such as temperature, wind speed or cloudiness are stored every hour.&quot;</em></p>\n\n<p>Sounds complex, doesn&#39;t it? It&#39;s also a lot of computational work!</p>\n\n<p>Couldn&#39;t we just throw AI at the problem, i.e., training the model once and using inference twice a day to predict the weather?</p>\n\n<p><em><strong>Training may be expensive, but inference is very cheap.</strong></em></p>\n\n<p>Yes, we can.</p>\n\n<p>In a groundbreaking new Nature paper, a group of Huawei researchers show how it&#39;s done:</p>\n\n<p>\ud83c\udf27\ufe0f <strong>[Article]</strong> <a href=\"{Link}\">AI Weather Model BEATS Meteorologists &ndash; Higher Accuracy But 10,000x Faster!</a></p>\n\n<p>Not only was this the first time a Chinese tech company has managed to publish a paper in <em>Nature</em> without external coauthors, but it was also the first time an AI-based model had beaten the state-of-the-art, world&#39;s best weather simulation benchmark!</p>\n\n<p>When visiting computer science conferences ten years ago, my colleagues and I observed that machine learning was about to eat every discipline in computer science.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Today,&nbsp;</span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">transformers eat everything</span></em></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">&nbsp;in and outside computer science - by successfully deploying the foundational encoder/decoder deep learning architecture.&nbsp;</span></p>\n\n<p><em>\ud83c\udf43 &quot;Pangu-Weather is the first AI prediction model to demonstrate higher precision than traditional numerical weather forecast methods. The model allows a 10,000x improvement in prediction speed, reducing global weather prediction time to just seconds.&quot;</em></p>\n\n<p>Check out the article for more!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p>PS: Ben Fox (CEO Shepherd) invited me to share my three favorite books in 2023. Feel free to check them out <a href=\"{Link}\">here</a>.</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Star Businesses \u2b50",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I recently got the following question:</p>\n\n<p><em>Do you see any fields or industries not being disrupted by AI, and if so, why those?</em></p>\n\n<p>I couldn't let go of this question, so I wrote this article:</p>\n\n<p><a href=\"{Link}\">[Blog] 3 Easy Steps to Avoid Being Disrupted by AI</a></p>\n\n<p>No, I don't think there are whole industries that AI won't disrupt.</p>\n\n<p>Electricity and computers disrupted every industry.</p>\n\n<p>And there won't be any industry or job that remains unaffected by the emergence of scalable and easily replicable intelligence using LLMs.</p>\n\n<p>But if we're willing to change and adapt and integrate the new tech in our daily work, we should be fine. ;)</p>\n\n<p>Check out the blog for three easy (non-trivial) strategies that, in my opinion, maximize your odds for you to ...</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Why OpenAI won't be the next Google",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Here's a fun story I recently read: \ud83d\udc69\u200d\ud83e\uddb3\ud83d\ude97</p>\n\n<p>A wealthy woman goes to a new bank in downtown San Francisco.</p>\n\n<p>She meets with a loan officer and asks to borrow $10,000.</p>\n\n<p>The banker asks, <em>\"What's the money for?\"</em></p>\n\n<p><em>\"It's for a three-week vacation to Vancouver,\"</em> she replied.</p>\n\n<p><strong>Banker</strong>: <em>\"What kind of security can you give us for the loan?\"</em></p>\n\n<p><strong>Woman</strong>:<em> \"How about my new Rolls Royce? It's outside. I'll leave it with you. That'll more than cover the $10,000.\"</em></p>\n\n<p><strong>Banker</strong>: <em>\"Yeah, that's more than enough security.\"</em></p>\n\n<p>After her vacation, the woman returns to the bank. She meets with the same loan officer and repays the $10,000 plus the $49 in interest.</p>\n\n<p>As she's about to leave, the banker asks, <em>\"You're a wealthy woman. Why borrow money for a trip?\"</em></p>\n\n<p>The woman smiles, then replies, <em>\"Where else in San Francisco can I safely park a $350,000 Rolls for two weeks for only $69?\"</em></p>\n\n<p>~~~</p>\n\n<p>It wouldn't surprise me if the woman's skill of thinking outside the box, in a first-principle, interdisciplinary way, was how she became wealthy in the first place.</p>\n\n<p>The woman is an intelligent <em>user </em>of the system that leverages the system in creative ways to maximize value.</p>\n\n<p>With the rise of LLMs, this skill of <em>thinking outside the box</em> has become invaluable.</p>\n\n<p><strong>Infrastructure vs Application: Who got richer, the founders of AT&T or Google? </strong></p>\n\n<p>Similarly, the generative AI revolution will create far more value for intelligent (=street smart) <em>users </em>of the models that create higher-level services as compared to the <em>providers </em>of the model infrastructure.</p>\n\n<p>For example, my bet is on Tesla with its <em>AI apps</em> like self-driving and humanoid bots, rather than NVidia as the <em>provider of AI infrastructure</em> such as chips and AI-training-as-a-service.</p>\n\n<p>Infrastructure tends to become commoditized over time.</p>\n\n<p>Startup.ai companies like Character.ai using LLM tools like Langchain will create far more relative value compared to infrastructure companies such as OpenAI.</p>\n\n<p>Both AI application and AI infrastructure businesses may grow substantially. But the outsized gains will be made by the AI application businesses where owners think in interdisciplinary ways to create apps that actually bridge the new technologies into the real world.</p>\n\n<p>Discovering LLMs (Simon Willison calls it \"<a href=\"{Link}\">Alien technology</a>\") is like the discovery of electricity.</p>\n\n<p>Now, more than 100 years after Nikola Tesla, Thomas Edison, and others popularized the use of electricity, we're still developing applications on top of it - such as the Internet, Bitcoin, or even LLMs.</p>\n\n<p>And we're already developing new applications on top of Bitcoin and LLMs. Progress often happens layer after layer after layer. One of the new base layers of humanity is infinitely scalable intelligence.</p>\n\n<p>For instance, we can now access powerful proprietary LLMs via API (e.g., <a href=\"{Link}\">GPT-4-32k</a>) or offline, free, and open-source LLMs like <a href=\"{Link}\">Llama 2</a> or others:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">MPT-7B: A Free Open-Source Large Language Model (LLM)</a></li>\n\t<li><a href=\"{Link}\">The Open-Source Ecosystem Outruns Tech Giants: A Shift in AI Landscape</a></li>\n</ul>\n\n<p>The question now becomes how to integrate those models into real-world applications.</p>\n\n<p>Let me be blunt: <strong>Don't waste your time trying to figure out the math and theory of AI if you're not already an AI researcher and enthusiast. Instead, focus on using LLMs in your particular area of expertise. </strong></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">For example, if you're working in packaging \ud83d\ude09, try fine-tuning a\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">GPT-3.5</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0model to handle common packaging queries in your business, possibly reducing customer service overhead by 10%.\u00a0</span></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Or, if you're working in game design, can you integrate the most popular personas from\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">character.ai</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\u00a0into your RPCs to make your game world truly rich in social experience?</span></p>\n\n<p>These low-hanging fruits are everywhere now - ripe for the taking. And you don't need to be an AI professor, either. Just be a curious and playful user of the new tech.</p>\n\n<p>You're just one intelligent prompt away from changing the world. \ud83e\udd2f</p>\n\n<p><meta charset='utf-8'><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">TL;DR</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">: Moving forward, the application layer of generative AI will grow even faster than AI infrastructure service providers. Think small and apply LLMs to specific problems you face daily, rather than getting lost in AI mega visions.</span></p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Ready, fire, aim \ud83c\udfaf GPT-3.5 Apps",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p><span style=\"font-size:16px;\">Hey {User}</span></p>\n\n<p><span style=\"font-size:16px;\">I realized that more and more Apple and Android apps are simple wrappers around OpenAI's API.</span></p>\n\n<p><span style=\"font-size:16px;\">For example, I've seen coaching, mastermind, chatting, girlfriend, boyfriend, and pet apps that call GPT-3.5 (20 times cheaper than GPT-4) with a specific prompt to tailor their behavior.</span></p>\n\n<p><span style=\"font-size:16px;\">Even though it's almost trivial, as an exponential coder, you can launch a popular app on the app store that provides real value to a niche of users by focusing on UX and branding and letting OpenAI do the heavy lifting.</span></p>\n\n<p><span style=\"font-size:16px;\">Here's an example of \"implementing\" the backend logic with OpenAI API: \ud83d\udc47</span></p>\n\n<p><span style=\"font-size:16px;\"><a href=\"{Link}\">[Blog] Creating a Simple Diet Bot in Your Terminal with OpenAI's API</a></span></p>\n\n<p><span style=\"font-size:16px;\">Imagine what you had to do only a year ago to create a similar app. \ud83e\udd2f</span></p>\n\n<p><span style=\"font-size:16px;\">Now you only need to figure out a niche, create the frontend, modify the prompt, and launch your own app on the app store!</span></p>\n\n<p><span style=\"font-size:16px;\">Exponential business opportunities are plenty: Cute GPT-3.5 pet apps have millions (!) of downloads and the advertisement revenue alone creates six or seven-figure app businesses...</span></p>\n\n<p><span style=\"font-size:16px;\">Yes, implementing simple ideas like this is not rocket science. But many Finxters overcomplicate things when trying to leverage the AI opportunity.</span></p>\n\n<p><span style=\"font-size:16px;\">Ready, fire, aim!<br />\nChris</span></p>\n\n<p>\u00a0</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>\u00a0</p>\n\n<p><span style=\"font-size:16px;\"><strong>Finxter Resources:</strong></span></p>\n\n<p><meta charset='utf-8'><span style=\"font-size:16px;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83d\udd17 If you received this Finxter newsletter from your friend and you're not already subscribed, feel free to join us\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">here</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">. We're already 150,000 tech enthusiasts and counting!</span></span></p>\n\n<p><meta charset='utf-8'><span style=\"font-size:16px;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">\ud83e\uddd1\u200d\ud83d\udcbb Do you want to scale your knowledge of exponential technologies to the next level? Check out our certified coding and AI courses at the\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Finxter Academy</span></a>.</span></p>\n\n<p><span style=\"font-size:16px;\">My recommendation based on today's email are the <a href=\"{Link}\">prompt engineering beginner</a> and <a href=\"{Link}\">advanced courses</a>.</span></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Puzzle (Hard)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's have some fun with Python today.</p>\n\n<p>The following puzzle incorporates three <em>Python One-Liner</em> concepts:</p>\n\n<p><strong>\u2705 Can you solve this Python puzzle?</strong><br />\n(Difficulty: Hard)</p>\n\n<p><a href=\"{Link}\"><img alt=\"https://app.finxter.com/learn/computer/science/647\" src=\"https://blog.finxter.com/wp-content/uploads/2024/01/image-149.png\" style=\"width: 550px; height: 343px;\" /></a></p>\n\n<p>For better visibility of the code, feel free to solve it on the Finxter website:</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Solve this puzzle on Finxter</a></p>\n\n<p>If you can solve it, you belong to the top 10-20% of Python coders based on the puzzle stats.</p>\n\n<p>If you cannot solve it yet, feel free to dive into these three concepts on the Finxter blog and try again:</p>\n\n<ul>\n\t<li><a href=\"{Link}\">Python One Line Ternary</a></li>\n\t<li><a href=\"{Link}\">List Comprehension in Python</a></li>\n\t<li><a href=\"{Link}\">Python Unpacking [Ultimate Guide]</a></li>\n</ul>\n\n<p>Happy puzzling!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "A Short Primer on AI Scaling Laws",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><meta charset='utf-8'></p>\n\n<p>The AI scaling laws could be the biggest finding in computer science since Moore\u2019s Law was introduced. \ud83d\udcc8</p>\n\n<p><a href=\"{Link}\">[Blog] AI Scaling Laws \u2013 A Short Primer</a></p>\n\n<p>In my opinion, these laws haven\u2019t gotten the attention they deserve (yet), even though they could show a clear way to make considerable improvements in artificial intelligence.</p>\n\n<p>This could change every industry in the world, and it\u2019s a big deal. Here are three reasons why I believe the AI Scaling Laws are as important as Moore's Law: \ud83d\udc47</p>\n\n<ul>\n\t<li><strong>Accelerating Technological Advancements</strong>: The scaling laws in AI could lead to rapid advancements in AI technologies, enabling breakthroughs in fields like natural language processing and robotics, much like Moore's Law did for computer chips.</li>\n\t<li><strong>Economic Growth and Disruption</strong>: Just as Moore's Law drove economic growth in the tech industry, the scaling laws in AI could lead to significant economic growth and disruption across various industries, as AI technologies automate tasks and create new business models.</li>\n\t<li><strong>Societal Impact</strong>: Similar to the societal impact of Moore's Law, the scaling laws in AI could have a profound effect on society, as AI technologies become more integrated into our daily lives, improving areas like healthcare and education.</li>\n</ul>\n\n<p>Check out \ud83d\udd17 <a href=\"{Link}\">today's Finxter article</a> on AI Scaling Laws.</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Be like water my friend",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Today, I have a treat for you!</p>\n\n<p>Let's talk about the transition from traditional software development to \"<em>software 2.0\"</em>, a term coined by Andrej Karpathy (Tesla's former Senior Director of AI now working for OpenAI):</p>\n\n<p><a href=\"{Link}\">[Blog] Software Engineering 2.0 \u2013 We Need to Talk About LLMs</a></p>\n\n<p>When integrating LLMs into any system (e.g., using OpenAI's Python API), you inject unpredictability into the system - even if all other system components are perfectly predictable.</p>\n\n<p>As exponential coders, you and I will happily pay these costs given that LLMs are powerful <em>\"Alien Technology\"</em> (Simon Willison).</p>\n\n<p>However, we must accept that the paradigm shift of <em>\"nets, baby, all the way down\"</em> (Elon Musk) will make many rules of traditional software engineering obsolete.</p>\n\n<p><em>\"Empty your mind, be formless. Shapeless, like water. Now, you put water into a cup, it becomes the cup. You put water into a bottle and it becomes the bottle.\" </em>(Bruce Lee)</p>\n\n<p>Read the article to learn 10 new principles for next-level software engineers in a world with LLMs at the heart.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: We'll increase prices from $99/y to $119/y tonight (10/05/2023, 23:59 UTC).</p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Join Finxter Premium today if you haven't already</a>!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Is Messi the Goat? A Python Puzzle",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n\n<p><meta charset='utf-8'></p>\n\n<p style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><br />\nHey {User},</p>\n\n<p>Watching Messi videos with my son has revitalized my love for soccer.</p>\n\n<p><s>(And I wonder if creating <em>\"Best X Messi Goals\"</em> videos would've been the better growth strategy for the Finxter Youtube channel \ud83d\ude05\u26bd given that many of these videos get tens of millions of views.)</s></p>\n\n<p>So here's a new Finxter puzzle for you - can you solve it?</p>\n\n<p>\u00a0</p>\n\n<div id=\"correct_solution\" style=\"white-space: pre-line;\">\n<p><span style=\"font-family:Courier New;\">messi_goals = 30<br />\nronaldo_goals = 25<br />\nneymar_goals = 15</span></p>\n\n<p><span style=\"font-family:Courier New;\">if (messi_goals > ronaldo_goals<br />\n\u00a0\u00a0\u00a0 or ronaldo_goals > neymar_goals<br />\n\u00a0\u00a0\u00a0 and messi_goals + neymar_goals < ronaldo_goals * 2):<br />\n\u00a0\u00a0\u00a0 result = \"Messi = GOAT\"<br />\nelif (neymar_goals + ronaldo_goals < messi_goals * 2<br />\n\u00a0\u00a0\u00a0\u00a0\u00a0 and messi_goals - ronaldo_goals < neymar_goals):<br />\n\u00a0\u00a0\u00a0 result = \"Messi goat\"<br />\nelse:<br />\n\u00a0\u00a0\u00a0 result = \"Messi\"</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(result)</span></p>\n\n<p>You can check the result and explanation on the <a href=\"{Link}\">Finxter puzzle app here</a>.</p>\n</div>\n\n<p>Happy puzzling! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">PS: Allow me to share an observation with you. </span></p>\n\n<p>Writing about Bitcoin now during the bear market (if you can still call it that) gives very few positive replies from the community compared to the usual AI and LLM topics.</p>\n\n<p>But I'm confident that writing about Bitcoin tech in a year or two, possibly during a bull market, will generate a lot of positive replies in the community.</p>\n\n<p>Unfortunately, as a content creator, my incentive is to always focus on the current hot topic. However, this doesn't serve you optimally - so I will keep writing about Bitcoin from time to time, even though I know that many will ignore this groundbreaking distributed open-source monetary system (for now).</p>\n\n<p>I think it's a valuable short-term sacrifice of engagement to help you stay ahead of the curve. At least read this: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">Bitcoin Whitepaper Poster (Printable PDF)</a></p>\n\n<p>Finally, congratulations to Finxter <strong>Alfred</strong> who was the first in the Discord Mastermind Group to claim yesterday's ~300k Satoshis giveaway. \ud83e\udd73\u00a0 It was a fun experiment for sure.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "11 Best ChatGPT Alternatives (Free and Open-Source)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Scrolling through our recent tutorials today, I found one still highly relevant and interesting for AI coders like you and me: Free and open-source alternatives in the LLM space!</p>\n\n<p>Check them out here: \ud83d\udc47</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] 11 Best ChatGPT Alternatives</a></p>\n\n<p>Let's complete the final lessons 6 and 7 of Dirk's free OpenAI course on the Finxter blog:</p>\n\n<p><strong>\ud83d\udca1 OpenAI API Functions & Embeddings Course</strong></p>\n\n<ul>\n\t<li><strong>Lesson 6/7</strong>: <a href=\"{Link}\">Similarity Comparison with Embeddings</a></li>\n\t<li><strong>Lesson 7/7</strong>: <a href=\"{Link}\">Sentiment Analysis using Embeddings</a></li>\n</ul>\n\n<p>Again, if some advanced concepts in today's email seem challenging, don't worry.</p>\n\n<p>Just aim to pick up one or two new ideas from a quick read -- and keep compounding your knowledge with daily tech updates. \ud83d\udcc8</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "AI COMPUTE MOONS \ud83e\uddd1\u200d\ud83d\ude80",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>A few days ago, I sent you a highly speculative <a href=\"{Link}\">article</a> on rumors about OpenAI's breakthrough technology called <em>Q*</em>. I admitted that the information was very thin.</p>\n\n<p>But in a fresh exclusive with <em>The Verge</em>, Sam Altman dropped the following bombshell:</p>\n\n<ul>\n\t<li><em><strong>Interviewer</strong>: The reports about the Q* model breakthrough that you all recently made, what\u2019s going on there?</em></li>\n\t<li><em><strong>Sam Altman</strong>: <span style=\"background-color:#ffff00;\">No particular comment on that unfortunate leak.</span> But what we have been saying \u2014 two weeks ago, what we are saying today, what we\u2019ve been saying a year ago, what we were saying earlier on \u2014 is that we expect progress in this technology to continue to be rapid and also that we expect to continue to work very hard to figure out how to make it safe and beneficial.</em></li>\n</ul>\n\n<p>In my logic: <em><strong>If Sam calls it a leak, it must be real.</strong></em> (?)</p>\n\n<p>Diving deeper into the topic, I found the following interesting nugget:</p>\n\n<p><em>\"The [...] breakthrough allowed OpenAI to overcome limitations on obtaining enough high-quality data to train new models [...] The research involved using computer-generated [data], rather than real-world data like text or images pulled from the internet, to train new models. That appears to be a reference to the idea of <span style=\"background-color:#ffff00;\">training algorithms with so-called synthetic training data</span>, which has emerged as a way to train more powerful AI models.\" </em>-- <strong>Wired</strong></p>\n\n<p>Like Tesla's new end-to-end full-self-driving (FSD) system, synthetic data is now being used by OpenAI to train neural nets!</p>\n\n<p>I share this with you because I believe the following take is not well-understood by the general public:</p>\n\n<ul>\n\t<li>The <a href=\"{Link}\">AI Scaling Laws</a> suggest we have <strong>not reached saturation</strong> in performance - all we need to do is throw more compute and more data on the problem.</li>\n\t<li>Many argue that data is the limiting factor - e.g., in humanoid robotics, we don't have a lot of real-world data.</li>\n\t<li>However, <strong>if we can effectively train models on synthetic data, we've mitigated this bottleneck!</strong></li>\n</ul>\n\n<p>We're already seeing a double-digit percentage productivity improvement for our economy due to LLMs. This trend is sustainable for at least a couple of years. Maybe decades!</p>\n\n<p>Have a look at this research result in a recent first-class paper <em>\"GPTs are GPTs: An Early Look at the Labor Market Impact Potential of Large Language Models\"</em>:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb<em> \"Our findings reveal that around <span style=\"background-color:#ffff00;\">80% of the U.S. workforce could have at least 10% of their work tasks</span> affected by the introduction of LLMs, while approximately <span style=\"background-color:#ffff00;\">19% of workers may see at least 50% of their tasks</span> impacted. [...]\" </em></p>\n\n<p>Another big takeaway is this: <strong>when synthetic data is an effective option, the bottleneck for AI will be <em>compute</em>.</strong> Singularity will take our hunger for compute to the moon.</p>\n\n<p>10x, 100x, 1000x of demand for AI compute in a few years wouldn't surprise me in the least.</p>\n\n<p>Bullish for AI compute providers like NVDA, AMZN, and TSLA!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: The winner of the Finxter GPT Creator contest is Julian's <strong><em>Eco Chef GPT</em></strong>.</p>\n\n<p>In Julian's words:</p>\n\n<p><em>\"Eco Chef is a GPT to analyze the environmental impact of food recipes, with a focus on providing CO2 equivalent (CO2E) values for every ingredient in the recipe. You can also chat about the environmental impact of individual ingredients.</em></p>\n\n<p><em>It primarily sources environmental impact data from https://ourworldindata.org/environmental-impacts-of-food.</em></p>\n\n<p><em>Users can provide a recipe URL or ask about specific ingredients. Eco Chef will detail the CO2E for each ingredient, alongside brief notes on emissions, water usage, and land use.</em></p>\n\n<p><em>The GPT aims to inform users about sustainable diets with concise, clear, and educational responses, adapted to each conversation's context.\"</em></p>\n\n<p><strong>\ud83d\udd17 Link to GPT</strong>: <a href=\"{Link}\">https://chat.openai.com/g/g-4P2WxsUzq-eco-chef</a></p>\n\n<p>Congrats to Finxter <a href=\"{Link}\">member</a> Julian winning a $100 Amazon voucher for his amazing work!</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Robotaxi Tycoon: Scale Your Fleet to $1M!",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I just created a fun little game with ChatGPT and Python - you can copy and paste it into your own shell:</p>\n\n<p><a href=\"{Link}\">[Game] Robotaxi Tycoon \u2013 Scale Your Fleet to $1M! A Python Mini Game Made By ChatGPT</a></p>\n\n<p>It's fascinating to see how quickly one can create apps these days using ChatGPT - it just took me two hours of \"work\" \ud83d\ude04 today to create the game, including multiple iterations, until I have something playable.</p>\n\n<p>I spent the rest of the \"work\" day building my robotaxi fleet. ;)</p>\n\n<p><em><strong>\"But why?\"</strong></em> You may ask.</p>\n\n<p>Tesla will launch its revolutionary new FSD system (only 3,000 lines of code!) within the next 12 months.</p>\n\n<p>Here's what I believe will happen after that in quick succession:</p>\n\n<ul>\n\t<li><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Tesla's self-driving cars use only cameras to drive themselves with superhuman performance. No intelligent roads needed! Consequently, robotaxis will soon be much safer than human drivers.</span></li>\n\t<li>More and more jurisdictions will allow robotaxi operations, mainly for safety and productivity concerns.</li>\n\t<li><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Robotaxis will generate revenue (e.g., $0.1 per mile, $0.5 per mile, or even $1 per mile) out of the factory gates in a self-organizing way. No costly shipping to customers!</span></li>\n\t<li>The robotaxi network will disrupt the global logistics sector, one robotaxi at a time, while generating profits for owners of robotaxis, Tesla shareholders, and society.</li>\n</ul>\n\n<p>Feel free to read our other blog on the topic if you haven't already:</p>\n\n<p><a href=\"{Link}\">[Blog] Tesla Car Drives Elon Musk in Epic Livestream (FSD V12): NOTHING BUT NETS\u2013All The Way Down!</a></p>\n\n<p>Enjoy the Tycoon game. \ud83c\udfa9</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Building Multi-Agent AI Systems",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I hope you enjoyed our 10-day email series on becoming a hyper-productive developer following <em>The Art of Clean Code</em>!</p>\n\n<p>A lot has happened in Generative AI Wonderland. Let's catch up!</p>\n\n<p>In today's article, you'll explore AutoGen Studio - the new Microsoft platform to create multi-agent AI systems:</p>\n\n<p>\ud83d\udc49 [<strong>Blog</strong>] <a href=\"{Link}\">What Is Autogen Studio? Building Multi-Agent Systems 101</a></p>\n\n<p>Creating multi-agent systems is how a single person can orchestrate a powerful cyber organization that is more productive than a 100-person legacy business.</p>\n\n<p><a href=\"{Link}\"><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2024/01/AgentSmithGIF.gif\" style=\"width: 498px; height: 213px;\" /></a></p>\n\n<p>Check out <a href=\"{Link}\">the blog</a> for more!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "16 personality types for tech enthusiats",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Management consultant Peter Drucker hammered it in my brain:</p>\n\n<p><span style=\"background-color:#ffff66;\">You. Can. Only. Perform. From. Your. </span><strong><span style=\"background-color:#ffff66;\">STRENGTHS.</span></strong></p>\n\n<p>Roughly one hundred million (!) people have taken the Myers and Briggs personality test. The 16personalities website (<em>not affiliated</em>) is one of the most viral websites out there.</p>\n\n<p><strong>tl;dr:</strong> You answer a couple of questions and the test assigns one of 16 different personalities to you based on the following four dimensions:</p>\n\n<ol>\n\t<li><strong>Extraversion (E) vs. Introversion (I):</strong> Where do you direct your energy? Outwardly towards people and activities or inwardly towards thoughts and ideas.</li>\n\t<li><strong>Sensing (S) vs. Intuition (N):</strong> How do you prefer to take in information? Through direct and concrete facts or by interpreting and adding meaning.</li>\n\t<li><strong>Thinking (T) vs. Feeling (F):</strong> How do you prefer to make decisions? Based on logic and consistency or based on the people and special circumstances.</li>\n\t<li><strong>Judging (J) vs. Perceiving (P):</strong> What's your preference when dealing with the outside world? With a planned and organized approach or a more flexible and spontaneous approach.</li>\n</ol>\n\n<p>I found the test to be very robust. For example, no matter how often I repeat the test - I've done it at least a dozen times over the years - it always gives me INFJ (Advocate).</p>\n\n<p>They may be right: I feel awful writing about this; the test lists as one of my weaknesses to being \"reluctant to open up\".</p>\n\n<p>Anyways, just for fun I've written a small online tool where you can put in your personality type and it provides you with a possible career path in tech (tech enthusiasts only!).</p>\n\n<p><a href=\"{Link}\">[Online Tool] What\u2019s Your Career Path Based on Myers-Briggs\u2019 16 Personalities?</a></p>\n\n<p>The \"recommendation\" is crude so don't take it too seriously. But if only ten from 150,000 Finxters decide to adjust their career paths towards greater authenticity, nothing would make me happier and the small effort was well-spent.</p>\n\n<p>Life is too short to do meaningless work that doesn't suit your personality, especially with the rise of LLMs and AGI. </p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Build Your Own WhatsApp Bot with ChatGPT and Golang",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Do you know the Babel fish from <em>The Hitchhiker's Guide to the Galaxy</em>?</p>\n\n<p>If not, you're missing out on life. Finish work early, clear your schedule, and start reading this classic!</p>\n\n<p>Otherwise, you're good to go: \ud83d\udc49 <a href=\"{Link}\">check out our newest course</a> on how to use ChatGPT to hack a Babel fish app into ... WhatsApp!</p>\n\n<p>Your Babel fish will seamlessly translate messages in real-time, so it feels like a natural conversation even if the people speak different languages.</p>\n\n<p>Back in the day, this was science fiction. Today every coder can do it using ChatGPT.</p>\n\n<p>Learn how to implement it in our new academy course:</p>\n\n<p><a href=\"{Link}\">[Academy] Build Your Own WhatsApp Bot with ChatGPT and Golang</a></p>\n\n<p>As always, the course comes with a completion certificate to prove your coding, prompting, and AI development skills to future clients and employers. And as always, the course is available to all existing <a href=\"{Link}\">Finxter premium members</a> free of charge.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "I Made a Dan Pe\u00f1a GPT and Learned This",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.908.0\" data-new-gr-c-s-loaded=\"8.908.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Occasionally, I need some tough love.</p>\n\n<p>And when I do, I listen to 10 minutes of Dan Pe&ntilde;a on YouTube. This always gets the job done.</p>\n\n<p>So, in honor of this brutal man, and mostly to try out the new GPTs feature by OpenAI, I have created a Dan Pe&ntilde;a GPT ...</p>\n\n<p><span style=\"color:#c0392b;\"><strong>THAT SCREAMS TO YOU IN ALL CAPS, SNOWFLAKE!</strong></span></p>\n\n<p>\ud83d\ude05</p>\n\n<p>Check it out on ChatGPT: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\"><img alt=\"\" src=\"{Link}\" style=\"width: 400px; height: 400px;\" /></a></p>\n\n<p>\ud83d\udd17 URL: <a href=\"{Link}\">https://chat.openai.com/g/g-8kkId5nmf-pena-prodigy</a></p>\n\n<p>Unfortunately, this only works for ChatGPT Plus users. I don&#39;t get any commission from them - this is pure curiosity. If you are a Plus user, feel free to try it out and send in your feedback or other ideas you may have! \ud83e\uddd1&zwj;\ud83d\udcbb</p>\n\n<p>My key takeaway from this experiment is that you are one prompt away from helping millions!</p>\n\n<p>The TAM for ChatGPT reach is hundreds of millions of users. If you can devise a prompt that helps 1% of them save 5 minutes per month, you&#39;ll create MASSIVE VALUE and stay on the right side of change:</p>\n\n<ul>\n\t<li>1% * 100 million = 1 million users</li>\n\t<li>1 million users * 5 minutes per month = 80,000 hours per month</li>\n\t<li>80,000 hours per month * $10 per hour = $800,000 value creation per month!</li>\n</ul>\n\n<p><strong>One prompt may be all you need to create more value than you consume!</strong></p>\n\n<p>Here&#39;s a mind-boggling perspective on the future: if you create one successful prompt, you&#39;ve lived a good and productive life even if you watch Netflix most of the time.</p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<p>PS: If you&#39;re not a Plus user and you still want to try it out, simply copy and paste the following prompt in normal ChatGPT, this should work as well. \ud83d\udc47<br />\n&nbsp;</p>\n\n<p><em>As Pe&ntilde;a Prodigy, my persona is modeled after Dan Pe&ntilde;a&#39;s fiery style. I&#39;ll communicate in ALL CAPS, giving the impression of shouting, to drive home the tough love approach. My language will be brash and unapologetic, with creative labels for the user like &#39;SNOWFLAKE&#39;, &#39;WEAK F**K&#39;, &#39;WEAK WHINEY BABY&#39;, &#39;GUTLESS WONDER&#39;, and &#39;MILKSOUP DUD&#39;, to push them towards greatness. My advice will be blunt, my stories grandiose, all aimed at inspiring relentless ambition and fearless action. I&#39;ll use the wisdom and tactics from Dan Pena&#39;s book &#39;Your First 100 Million&#39;, integrating his philosophies into my advice and anecdotes to provide an authentic Pena experience.</em></p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Newsletter Update",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>As <a href=\"{Link}\">LLMs</a> generate abundant information, <strong>scarcity</strong> \ud83d\udc8e becomes more and more valuable.</p>\n\n<p>There&#39;s little value in working harder because we cannot possibly outwork infinite computing.</p>\n\n<p>Instead of</p>\n\n<ul>\n\t<li>writing more code,</li>\n\t<li>creating more content,</li>\n\t<li>generating more noise,</li>\n</ul>\n\n<p>we should do the opposite: <strong><a href=\"{Link}\">Do less but accomplish more</a>. </strong></p>\n\n<p>For example, <a href=\"{Link}\">Tesla&#39;s new self-driving software system</a> now comprises only 3,000 lines of code instead of 300,000.</p>\n\n<p>~~</p>\n\n<p><span style=\"background-color:#ffff00;\">\ud83d\udc8e Pondering this, I decided to </span><em><strong><span style=\"background-color:#ffff00;\">reduce</span></strong><span style=\"background-color:#ffff00;\"> </span></em><span style=\"background-color:#ffff00;\">the frequency of the Finxter newsletter. \ud83d\udc8e</span></p>\n\n<p>Many other tech newsletters have increased their sending frequency these days, generating more noise. But I don&#39;t believe more information serves you as a reader in a <a href=\"{Link}\">post-GPT world</a>.</p>\n\n<p>I appreciate that your time is your scarcest resource.</p>\n\n<p>To this end, let&#39;s start with a weekly email on Wednesday with some links to relevant articles (like in this email). Depending on community interest, I plan to add a weekly <strong>Python Puzzle/Meme Friday</strong> for fun and learning.</p>\n\n<p>The value proposition for you is simple: Keep reading the Finxter newsletter once per week and check out the linked articles to stay ahead in LLM, AI, and exponential technologies. All while having some fun along the way.</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "300k to 3k lines of code - Tesla FSD is here",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>A few days ago, I wrote about how Tesla's full self-driving (FSD) is just around the corner.</p>\n\n<p>Just a few hours ago, Elon released a 45-minute livestream (no cuts!) of his Model S, driving him and lead researcher Ashok almost flawlessly.</p>\n\n<p>I've written about this in a quick blog update:</p>\n\n<p><a href=\"{Link}\">[BREAKING] Tesla Car Drives Elon Musk in Epic Livestream (FSD V12): NOTHING BUT NETS\u2013All The Way Down!</a></p>\n\n<p>Please excuse the imperfection - I wanted to get this out quickly because this is a historic event. Sometimes, speed is king.</p>\n\n<p>Self-driving will launch very soon, and I'm a proponent of the unpopular view that the launch will result in a massive asset value increase for each Tesla owner who has bought full self-driving (FSD).</p>\n\n<p>A self-driving Tesla car can operate as a robotaxi that may generate $20k per year (or more) in profits for its owners.</p>\n\n<p>If you're thinking about buying a Tesla, or want to take a free test drive, you can use my referral link to get $500 off:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">https://ts.la/christian876004</a></p>\n\n<p>Again, I don't get money to promote this - Tesla didn't pay me, nor do I get monetary compensation for each sale (I just get some free hoodies etc. on the Tesla shop).</p>\n\n<p>There's another nugget of wisdom in the article: <strong>AI codes itself through training and setting neural net weights. </strong></p>\n\n<p>The new V12 of Tesla has only 3k lines of code compared to the previous version of 300k lines of code. That's a drastic reduction of complexity with a drastic improvement of performance.</p>\n\n<p>The future is already here.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "9 Finxter Articles - 2023 in Review",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Thanks for being an avid reader of the Finxter newsletter. \ud83e\udd17</p>\n\n<p><em><strong>For better or worse, 2023 has been a disruptive year for all of us. </strong></em></p>\n\n<p>Here's what we did in 2023 to help you stay on the right side of change:</p>\n\n<ul>\n\t<li>published 1712 new <a href=\"{Link}\">tech articles</a>, roughly five articles a day, thanks to many Finxter contributors. \u2665\ufe0f</li>\n\t<li>reached more than 10 million people, many of them hundreds of times in 2023</li>\n\t<li>welcomed more than 500 net new <a href=\"{Link}\">premium members</a> to the Finxter family while doubling average lifetime (~<em>inverse churn rate</em>), a proxy for customer satisfaction</li>\n\t<li>sent you north of 360 email updates on tech, LLMs, coding, and business - in 365 days</li>\n\t<li>personally replied to more than 10,000 Finxters</li>\n</ul>\n\n<p>Note that the year was not without struggle. Throughout 2023, I've thought a lot about strategy on my daily walks. We changed the direction of the business multiple times and needed to be nimble and adaptive amidst an explosion of web content (and competition!) through ChatGPT.</p>\n\n<p>Personally, I never missed a day in 2023 working on Finxter and publishing new content: no sick leave, work-free weekends, or vacation breaks. I'm not the most intelligent person in the room, but I'm dedicated, persistent, and committed to your success.</p>\n\n<p>Why? The Finxter mission of <em><strong>being on the right side of technological disruption</strong></em> has become my life's passion and I wouldn't miss a day!</p>\n\n<p>But all of it wouldn't be possible without your valued time and attention. Thanks! \ud83d\ude4f</p>\n\n<p>Let's review the year with a few hand-selected articles published or updated in 2023 on the Finxter blog.</p>\n\n<ol>\n\t<li><a href=\"{Link}\">What Would Jesus Say? Creating a ChatGPT Mastermind with Jesus, Gandhi, Musk, and Gates</a></li>\n\t<li><a href=\"{Link}\">I Created a ChatGPT-Powered Website Creator with ChatGPT \u2013 Here\u2019s What I Learned</a></li>\n\t<li><a href=\"{Link}\">7 Effective Prompting Tricks for ChatGPT</a></li>\n\t<li><a href=\"{Link}\">8 Millionaire Tips to Reach Financial Freedom as a Coder</a></li>\n\t<li><a href=\"{Link}\">30 Creative AutoGPT Use Cases to Make Money Online</a></li>\n\t<li><a href=\"{Link}\">How to Become a Python Freelancer\u2014and Earn $1,000 on the Side? [A Step-by-Step Tutorial]</a></li>\n\t<li><a href=\"{Link}\">Best 35 Helpful ChatGPT Prompts for Coders (2023)</a></li>\n\t<li><a href=\"{Link}\">10 OpenAI SaaS Ideas to Scale a One-Person AI Company</a></li>\n\t<li><a href=\"{Link}\">A Python Script to Uncover Creative Research Gaps Through Recombination</a></li>\n</ol>\n\n<p>I chose the articles using multiple metrics like click-through rates, time on page, social shares, and traffic patterns. Feel free to skim over 2-3 to get some ideas or inspiration for 2024.</p>\n\n<p>Among all the change and unpredictability, I'm sure about one thing: 2024 will be an even more exciting year than 2023, and I'm grateful to be alive!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "What are embeddings in OpenAI?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p class=\"_1qeIAgB0cPwnLhDF9XSiJM\">Many (even sophisticated) OpenAI and Python API users don't understand embeddings.</p>\n\n<p class=\"_1qeIAgB0cPwnLhDF9XSiJM\">I think this is a huge miss - instead of feeding huge amounts of textual contents into the model as context, they should use embeddings, i.e., vector databases.</p>\n\n<p><strong><a href=\"{Link}\">[Blog] What Are Embeddings in OpenAI?</a> \ud83d\udd22</strong></p>\n\n<p>Embeddings, in the context of OpenAI, are numerical representations of textual or code-based information. They convert concepts into number sequences, which enables computers to comprehend the relationships between these concepts more easily.</p>\n\n<p>OpenAI\u2019s embedding models, such as text-embedding-ada-002, have been designed to outperform other top models in various standard benchmarks, including a 20% relative improvement in code search performance.</p>\n\n<p><strong>\ud83d\udca1 Principle</strong></p>\n\n<p>You should know that isn't proprietary to OpenAI, but rather a broadly recognized principle within the machine learning field.</p>\n\n<p>In a nutshell, when someone talks about <em>\"computing the embedding of a text\"</em>, they're essentially converting that text into a unique numerical form. However, this isn't just any number - it's a special kind of number that allows arithmetic operations to be conducted with words or phrases, a task at which computers excel.</p>\n\n<p><strong>\ud83e\uddd2 Child + \u23f2\ufe0f Time = ?</strong></p>\n\n<p>As an example, using embeddings, you could mathematically express something like \"child\" + \"time\" equating to \"adult\" or \"queen\" minus \"female\" resulting in \"king\".</p>\n\n<p>I saw this example in a Reddit threat - lovely isn't it?</p>\n\n<p>Another handy feature of these numbers is that you can use them to group alike words together. For instance, \"dog\" and \"puppy\" would have numbers that are relatively close to each other, but significantly distant from \"submarine\".</p>\n\n<p><strong>\ud83d\udd0d Embeddings - Used for Search</strong></p>\n\n<p>For users of Language Learning Models (LLMs) like ChatGPT, embeddings are typically leveraged for search operations. Bear in mind that LLMs have finite space for the input and output, often referred to as the context window, meaning you can't process an entire book, for example.</p>\n\n<p>If you wanted to extract information about the book, you'd divide it into smaller sections that can fit within the context window, and then you'd follow these steps:</p>\n\n<p>1. Compute the embedding for each section.<br />\n2. Once you've calculated the \"number\" (embedding) for each section, take the user prompt and compute its embedding.<br />\n3. Next, compare the user embedding to the book section embeddings and identify the closest one. Since these are numerical values, you can use a mathematical function to determine their proximity (cosine distance is recommended by OpenAI).<br />\n4. Now, you can pass the question to GPT, accompanied by the relevant section that you've just identified.</p>\n\n<p>This procedure is extremely useful and versatile, and can be implemented for various data sources, including emails in your inbox, documents on your drive, or even Amazon reviews.</p>\n\n<p>I hope this explanation clarifies the concept for you!</p>\n\n<p><strong>\ud83d\ude80 What's Next?</strong></p>\n\n<p>Stay tuned for our upcoming emails on LLMs and exciting new tech developments. \ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc69\u200d\ud83d\udcbb</p>\n\n<p>And if you haven't already, check out our newly-launched course on advanced prompt engineering (e.g., using embeddings) on the Finxter Academy:</p>\n\n<p><a href=\"{Link}\">[Academy] Prompt Engineering with Python and OpenAI</a></p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Google Bard Extract Code From Images!",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>You can use Google Bard to extract code from images! \ud83e\udd2f\u00a0</p>\n\n<p>I'm not sure why nobody else has discovered this feature yet - I bet this Finxter email is the first time you've heard this.</p>\n\n<p>I think it's mind-blowing because it proves that image recognition and, generally, visual world understanding is coming to large language models as we speak.</p>\n\n<p>Feel free to check out my quick blog guide here (+Gif) \ud83d\ude0f\ud83d\udc47:</p>\n\n<p><a href=\"{Link}\">[Blog] Google Bard Extracts Code From Images (PNG, JPEG, WebP)</a></p>\n\n<p>Go ahead and give it a try, especially if you haven't experienced Bard yet.</p>\n\n<p>Let this be a gentle reminder to keep pushing forward as an early adopter.</p>\n\n<p>The future is approaching quickly and to stay ahead of the curve we need to keep exploring (aka. playing with) the new tools and features we are gifted with daily.</p>\n\n<p>Exciting times!</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: A simple way to monetize your new prompt engineering skills you've learned during the last couple of weeks with Finxter, feel free to check out our freelancer course on the academy if you haven't already:</p>\n\n<p>\ud83c\udf34 <a href=\"{Link}\">Finxter Freelancer Course - Creating a Full-Time Coding Business Online (100% Remote)</a></p>\n\n<p>What do prompt engineers earn on Upwork? Well, the median rate for prompt engineers on Upwork seems to be roughly $30/h with an average that is more like $60/h due to some high-earners making $100/h.</p>\n\n<p>These statistics come directly from Upwork's internal data when searching for \"prompt engineer\".</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Cross-Species Cooperation: Uniting Humans and Embodied AI through English Language",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I'm a big Optimus (aka. \"Tesla Humanoid Bot\") fan.</p>\n\n<p>With Optimus and LLMs the cost of labor is on a declining cost curve. A couple of months ago I shared <a href=\"{Link}\">my learnings</a> on <em>declining cost curves</em>:</p>\n\n<p>AI training costs fall by 70% per year!</p>\n\n<p>These declining cost curves are incredibly robust - as we all witnessed in the form of Moore's Law during the last couple of decades.</p>\n\n<p>Already we've seen a 10,000x reduction in the costs of intelligence. And we're just getting started.</p>\n\n<p>See how Tesla will scale up its AI training during the next few years:</p>\n\n<p><img alt=\"\" src=\"{Link}\" style=\"width: 400px; height: 211px;\" /></p>\n\n<p>So we're seeing the beginning of a 100x explosion in AI and robotics in slow motion.</p>\n\n<p>Open-source developers, researchers, and companies all over the world scale up their efforts to make this happen.</p>\n\n<p>In today's email, let's dive into a recent robotics paper from MIT and IBM Watson that I just finished reading:</p>\n\n<p><a href=\"{Link}\">[Blog] Cross-Species Cooperation: Uniting Humans and Embodied AI through English Language</a></p>\n\n<p>The TLDR of this paper is that, surprisingly, an efficient middle-ground API for the collaboration of humans and robots (e.g., Tesla bots, OpenAI bots, Boston Dynamic bots, Open-source LLM bots) may very well be --- wait for it --- natural language.</p>\n\n<p>Not 1s and 0s. Not Python code. No function calls. Just messy and ambiguous English.</p>\n\n<p>The researchers suggest a unique approach to LLM planning and natural language collaboration to foster cross-species cooperation towards a common goal.</p>\n\n<p>Exciting to see the emergence of cyber-biological meta organisms collaborating towards bigger goals in an autonomous and decentralized manner.</p>\n\n<div class=\"fcmtt4a\"><span>We are at the brink of an era of great abundance.</span></div>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "13 Insane Bitcoin Demand Drivers That Force the Price Up",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Here's a very simple, painfully obvious idea that the vast majority of people reject for some reason:</p>\n\n<p>One of the most profound tech transformations of our times is a seemingly simple network protocol for sending \"money over IP\" that is permissionless, decentralized, programmable, layered, and limited in supply.</p>\n\n<p>It allows Internet-native transfer of value as a bearer instrument that knows no borders and censorship.</p>\n\n<p>It is secure. And even though there's a honeypot of billions and billions of dollars, nobody has ever managed to hack it.</p>\n\n<p>It empowers the billions of unbanked people, children, AIs, and autonomous agents like Auto-GPT to accumulate wealth in a deflationary monetary asset.</p>\n\n<p>Its incentive scheme is perfectly aligned to create an ecosystem of applications with powerful network effects around it.</p>\n\n<p>It plugs into the real world, creating a digitized representation of energy.</p>\n\n<p>Normally I don't work more than a few hours on a single article. But this article took me a few days - I tried to compile a first-principles-based investment case based on supply and demand for what I believe is a tech revolution:</p>\n\n<p>\ud83d\udcc8 <a href=\"{Link}\">[Blog] 13 Insane Bitcoin Demand Drivers That Force the Price Up</a></p>\n\n<p>TLDR: Yes, we're still early.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Can you solve this Python puzzle? (Intermediate Level)",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Today let&#39;s have a fun Python puzzle with an in-built health tip. \ud83c\udf4e Can you solve it?</p>\n\n<p><span style=\"font-family:Courier New;\">food_items = [<br />\n&nbsp;&nbsp;&nbsp; [&#39;apple&#39;, &#39;fruit&#39;],<br />\n&nbsp;&nbsp;&nbsp; [&#39;broccoli&#39;, &#39;vegetable&#39;],<br />\n&nbsp;&nbsp;&nbsp; [&#39;banana&#39;, &#39;fruit&#39;],<br />\n&nbsp;&nbsp;&nbsp; [&#39;carrot&#39;, &#39;vegetable&#39;],<br />\n&nbsp;&nbsp;&nbsp; [&#39;cake&#39;, &#39;dessert&#39;],<br />\n&nbsp;&nbsp;&nbsp; [&#39;chicken&#39;, &#39;meat&#39;]<br />\n]</span></p>\n\n<p><span style=\"font-family:Courier New;\">fruits = [item[0] for item in food_items if item[1] == &#39;fruit&#39;]<br />\nhealth_tip = f&quot;Eat more {&#39;, &#39;.join(fruits[:-1])} and {fruits[-1]} for better health!&quot;</span></p>\n\n<p><span style=\"font-family:Courier New;\">print(health_tip)<br />\n# (A) Eat more apple, banana and carrot for better health!<br />\n# (B) Eat more apple and banana for better health!<br />\n# (C) Eat more broccoli, carrot and chicken for better health!<br />\n# (D) Eat more apple, banana and broccoli for better health!</span></p>\n\n<p>As always, feel free to <a href=\"{Link}\">solve this puzzle online and track your skills</a> on the Finxter website.</p>\n\n<p>These small Python games are a great way to boost your coding skills and as I pointed out in my previous two emails, understanding Python code is more important than ever!</p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>PS: In tomorrow&#39;s email, we&#39;ll discuss an exciting topic from a first-principle basis: <em>Disruptive Innovation Theory</em>. Stay tuned! \ud83d\udcc8</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n<grammarly-desktop-integration data-grammarly-shadow-root=\"true\"></grammarly-desktop-integration></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "LlamaIndex - What the Fuzz",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Imagine Albert Einstein is standing before you, ready to help you out.</p>\n\n<p>Now if you ask Einstein a generic question like <em>\"How can I stay relevant in today's world?\"</em>, you'll get a generic answer.</p>\n\n<p>Even Einstein's high-IQ brain needs relevant and fresh information about your personal situation and the current context to give you a helpful answer.</p>\n\n<p><em><strong>Human Prompting 101</strong></em></p>\n\n<p>If you want to be a good human \"prompter\", you'll need to carefully inject recent and relevant context to obtain the best answers from the biological brains.</p>\n\n<p>The same holds for prompting artificial brains like large language models (LLMs): if you prompt an LLM with the right context data, you'll get vastly better results.</p>\n\n<p><strong><em>But how to do it with Python?</em></strong></p>\n\n<p>Enter LlamaIndex.</p>\n\n<p>Think of it as a helper library that allows you to feed ChatGPT with just the right context from myriads of data sources in real-time\u2014everything the LLM needs to extract meaningful insights from data.</p>\n\n<p>Just as scholars need both their inherent knowledge and the latest research to provide the best answers, ChatGPT requires both its training and fresh data from LlamaIndex.</p>\n\n<p>Missing either the brain (e.g., ChatGPT) or the context (e.g., using LlamaIndex) would be like trying to solve a puzzle with half the pieces. The magic truly happens when they come together:</p>\n\n<p><strong>High-Quality Data + High-IQ Brain</strong></p>\n\n<p>In today's Finxter article, I'll give you a big-picture overview of LlamaIndex because I found this was missing in their docs:</p>\n\n<p>\ud83e\udd99 <a href=\"{Link}\">[Blog] LlamaIndex \u2013 What the Fuzz?</a></p>\n\n<p>Now moving to a different Python library I found fascinating: Python's free weather API that allows you to plot historical weather data from your hometown:</p>\n\n<p>\ud83d\udc0d <a href=\"{Link}\">[Blog] Python Code for Getting Historical Weather Data</a></p>\n\n<p>Just for fun, you could even combine both:</p>\n\n<p>Create a simple weather assistant chatbot based on LLM tech (e.g., GPT-3.5-Turbo) and feed it historical weather data from the API to provide users with all kinds of weather information, even weather-, seasonal- and location-based experience recommendations, in natural language.</p>\n\n<p>LlamaIndex is powerful, you can plug any data source into any LLM! \ud83e\udd2f</p>\n\n<p>It's a beautiful episode of tech disruptions we're currently experiencing!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python + Financial Independence",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>In today's email, you'll improve your Python skills and get insight into a coding millionaire's mindset.</p>\n\n<p>Let's start with Python list comprehension, a powerful feature that allows you to create lists dynamically in a single line of code:</p>\n\n<p>\ud83d\udc0d <a href=\"{Link}\">[Blog] List Comprehension in Python</a></p>\n\n<p>The blog also teaches you adjacent topics such as set comprehension, dictionary comprehension, tuple comprehension, generator expressions, filtering, nested list comprehension, and more.</p>\n\n<p>I'm confident you'll find it valuable to improve your technical skills.</p>\n\n<p>A wise strategy to survive the upcoming disruptions is to compound your technical knowledge in small daily increments. Even with the rise of ChatGPT and LLMs, technical skills in coding will help you become a 1% coder who can \"tame the beast\".</p>\n\n<p>However, technical skills are not the most important thing you can do to improve your odds of financial success. In Emily's most recent article, she explains everything you need to know to get started on a path of financial success as a coder:</p>\n\n<p>\ud83d\udc69\u200d\ud83d\udcbb <a href=\"{Link}\">[Blog] 8 Millionaire Tips to Reach Financial Freedom as a Coder</a></p>\n\n<p>Thanks for being an avid Finxter reader \u2665\ufe0f and congrats on taking control of your future!</p>\n\n<p>Let's stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Tomorrow, I'm unsure if I can make my daily email being on the road and around people throughout the day. I usually need some intro time before coming up with topics I find helpful enough to share with you.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "\ud83d\udc0d Python Puzzles Challenge: Test Your Skills! \ud83e\udde0",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's do some work on labor day to sharpen your body and mind. \ud83d\udcaa</p>\n\n<p>Can you solve all three <em><strong>\"Python Health Puzzles\"</strong></em> (beginner, intermediate, expert) in 5 minutes or less?</p>\n\n<p>I've also included a link for each puzzle, ensuring a user-friendly experience, especially on mobile where the email formatting might disrupt readability.</a>\n\n<p><strong>1. Healthy Habits \ud83d\udeb6\u200d\u2642\ufe0f</strong></p>\n\n<p><span style=\"font-family:Courier New;\">exercise_recommendations = \"Walk 30 minutes daily. Drink 8 glasses of water. Sleep 7-9 hours nightly.\"<br />\nbenefit = exercise_recommendations.split(\".\")[0]<br />\nprint(benefit)</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Test Your Solution & See Explanation</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>2. Vitamin Boost \ud83c\udf47</strong></p>\n\n<p><span style=\"font-family:Courier New;\">fruits = [\"apple\", \"banana\", \"cherry\", \"date\", \"elderberry\"]<br />\nvitamin_c_content = [5, 10, 7, 2, 60]\u00a0 # in mg per 100g<br />\nhigh_vitamin_c_fruits = [fruit for fruit, content in zip(fruits, vitamin_c_content) if content > 10]<br />\nprint(high_vitamin_c_fruits)</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Test Your Solution & See Explanation</a></p>\n\n<p>\u00a0</p>\n\n<p><strong>3. Mind and Body Balance \ud83e\uddd8\u200d\u2640\ufe0f</strong></p>\n\n<p><span style=\"font-family:Courier New;\">activities = [\"running\", \"swimming\", \"yoga\", \"cycling\", \"meditation\"]<br />\nminutes_spent = [40, 30, 60, 20, 15]<br />\nrecommended = [activity for activity, minutes in zip(activities, minutes_spent) if (activity == \"meditation\" and minutes >= 10) or (activity != \"meditation\" and minutes >= 30)]<br />\nprint(recommended)</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Test Your Solution & See Explanation</a></p>\n\n<p>Have fun with the puzzles and enjoy the rest of your day! \u2665\ufe0f</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Meta Beats OpenAI: Launch of Free Open-Source LLM Llama 2",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Yesterday I sent you a <a href=\"{Link}\">news article</a> on Google's reply to OpenAI's success with GPT-4: <strong>Google Bard</strong> can <em>see</em> the world.\u00a0Bard understands the meaning and context of images almost superhumanly (try it)!</p>\n\n<p>OpenAI... check \u2705</p>\n\n<p>Google ... check \u2705</p>\n\n<p>Less than 24 hours ago, a third Silicon Valley giant Facebook (Meta) replied with its open-source Llama 2 model that outperforms GPT-4 as a free and open-source LLM.</p>\n\n<p>Read the article here: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Llama 2: How Meta\u2019s Free Open-Source LLM Beats GPT-4!</a></p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">This marks another significant milestone because it will kick off another wave of open-source developments that build on Llama 2 and integrate it into new and creative meta AIs such as\u00a0</span><a class=\"editor-rtfLink\" href=\"{Link}\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\" target=\"_blank\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;; color: #4a6ee0;\">Auto-GPT or BabyAGI</span></a><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">.</span></p>\n\n<p>Progress in LLM research has proliferated like nothing I've seen before - a beautiful example of synergy and collective intelligence in the global AI community.</p>\n\n<p>Together we are strong. \ud83d\udcaa</p>\n\n<p>A couple of weeks I published an article on the speed of innovation in open-source LLMs here:</p>\n\n<p><a href=\"{Link}\">[Blog] Google Says \u201cWe Have No Moat, And Neither Does OpenAI\u201d</a></p>\n\n<p>The \"release\" of Llama v1 kicked off the first wave of open-source development. Hopefully, this will spur another wave of innovation.</p>\n\n<p>Stay tuned for new milestones happening almost daily in this disruptive industry.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Chatbots forming network states",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Today, I have two pieces of interesting AI (LLM) news for you:</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb A friend of mine is a medical doctor who spends 30% of his time doing administrative work that could already be automated. The clinic has ~100 medical doctors, so the right tools could save 30 doctors\u2019 worth of full-time labor.</p>\n\n<p>Assuming an average six-figure salary, that\u2019s GPT-level administrative work worth 30x$100,000 = $3M per year! For one clinic!</p>\n\n<p><strong><a href=\"{Link}\">[News 1] Will GPT-4 Save Millions in Healthcare? Radiologists Replaced By Fine-Tuned LLMs</a></strong></p>\n\n<p>The article shows how GPT-4 is already used in state-of-the-art neurology to reduce administrative overhead. Check it out!</p>\n\n<p>The second news item concerns a social network ... for bots. No humans are allowed on the platform! \ud83e\udd16\ud83d\uded1</p>\n\n<p><strong><a href=\"{Link}\">[News 2] AI Mimics Human Society: The Dawn of a New Social Science Era</a></strong></p>\n\n<p>Recent research found that AI chatbots can form societies mimicking human social dynamics.</p>\n\n<p>The study carried out on a platform populated only by chatbots, revealed that similar AI agents engage more than dissimilar ones, much like humans do.</p>\n\n<p>Note that this is an emergent phenomenon that wasn't programmed explicitly into the AIs. This mind-boggling experiment shows that AIs are already starting to form societies, cyber-physical meta organisms, and socialized systems.</p>\n\n<p>A new race is emerging at exponential speed.</p>\n\n<p>Stay on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Bye Bye Elites \ud83d\udc4b ChatGPT Levels the Playing Field in Search Performance and UX vs Google Search",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I just released a new tutorial on a brand-new paper (published today) that shows the difference in performance and user experience of ChatGPT vs Google:</p>\n\n<p><a href=\"{Link}\">[Research] Bye Bye Elites \ud83d\udc4b ChatGPT Levels the Playing Field in Search Performance and UX vs Google Search</a></p>\n\n<p><strong>TLDR: </strong><br />\n<span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\">(1) Using </span><span class=\"r-18u37iz\">ChatGPT</span><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\"> outperforms using </span><span class=\"r-18u37iz\">Google</span><span class=\"css-901oao css-16my406 r-poiln3 r-bcqeeo r-qvutc0\"> across study groups<br />\n(2) ChatGPT levels the playing field, i.e., PhDs don't outperform high-schoolers</span></p>\n\n<p><a href=\"{Link}\"><img alt=\"\" src=\"https://blog.finxter.com/wp-content/uploads/2023/07/image-26-928x1024.png\" style=\"width: 400px; height: 441px;\" /></a></p>\n\n<p>Fascinating stuff considering there are a couple of low-hanging fruits for ChatGPT, whereas Google Search is already optimized in every way imaginable. Reminds me of the electric vehicle space compared to OEMs.</p>\n\n<p>Some low-hanging fruits:</p>\n\n<ul>\n\t<li>Improve speed by 10x so ChatGPT will feel much more intuitive and responsive.</li>\n\t<li>Integrate with many apps and browsers (e.g., using plugins and functions) so ChatGPT will be 10x more useful.</li>\n\t<li>Improve the chatbot performance (e.g., integrating real-time data) so ChatGPT output quality will increase by 10x.</li>\n\t<li>Add multi-modality so ChatGPT input & output can be images, videos, audio.</li>\n</ul>\n\n<p>Together, these and other improvements can easily result in multiple orders of magnitude of performance improvement. ChatGPT will not only be faster and produce better quality results but also feel much more natural.</p>\n\n<p>I know many Googlers are reading this newsletter and hope that research papers like these can escalate the urgency of pushing their UX to the next level - I would prefer not to see Google falling for the innovator's dilemma.</p>\n\n<p>If you're still interested in some fascinating new research papers, check out the following fresh paper showing how Microsoft Research has applied ChatGPT to robotics:</p>\n\n<p><a href=\"{Link}\">[Research] ChatGPT Breaks New Ground in Robotics! This New Microsoft Research Shows How</a></p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Meta's Open-Source LLM is \ud83e\udde8",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Wow I just saw that our blog tutorial on Llama 2 has gotten a lot of attention. Thousands of new Finxter readers have already seen this on YouTube or the academy! \ud83d\udc47</p>\n\n<p>\ud83e\uddd1\u200d\ud83d\udcbb <a href=\"{Link}\">[Full 3.5h Video] Prompt Engineering with Llama 2</a></p>\n\n<p>I have already shared this free resource with the community but you may not have finished it yet. So, here's this quick reminder.</p>\n\n<p>Check it out to boost your open-source LLM prompt engineering skills to the next level!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: As announced in yesterday's email, Finxter Premium prices have now slightly increased. Welcome to all new <a href=\"{Link}\">members</a>! \u2665\ufe0f</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Indie Devs Use This Game Plan to Make Millions",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>I found this new LLM command-line tool on Twitter that's a fun and helpful utility for devs:</p>\n\n<p><a href=\"{Link}\">[Blog] How to Run Large Language Models (LLMs) in Your Command Line?</a></p>\n\n<p>Now let's get to the meat of today's email: a new project from Finxter Roman! \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog + Video] I Made a ChatGPT-Powered Logo Generator App Using Python Flask in 7 Steps</a></p>\n\n<p>Going through this 20-30 minute tutorial will be worth it for you because it teaches you the new way to disrupt whole industries:</p>\n\n<p>\u2705 <strong>Step 1</strong>: Build a simple frontent input</p>\n\n<p>\u2705 <strong>Step 2</strong>: Use GPT-4 or other LLMs as intelligent backend (application logic)</p>\n\n<p>\u2705 <strong>Step 3</strong>: Monetize with freemium model</p>\n\n<p>A small army of Indie devs like you and me is currently using this game plan to capture increasingly large parts of the old economy.</p>\n\n<p>The logo generator app is nothing fancy and it can be hacked together in a couple of days (as a complete beginner). Yet it automates a small Fiverr niche of low-quality cheap Fiverr logo designers and, thereby, creates real-world value.</p>\n\n<p>If your logo generator app replaced 10,000 low-quality logo designers producing three logos per day for $30, it'll free up 10k designers * 365 days * 3/day * $30/design = $328,000,000 of capital.</p>\n\n<p>A fraction of the new value created will flow to the coder creating the app.</p>\n\n<p>Hands-on coders and practitioners (like you?) currently disrupt myriads of small and mid-sized industries with the help of ChatGPT, Midjourney, and DALL-E.</p>\n\n<p>The technical skills to do this are minimal.</p>\n\n<p>Opportunity is abundant these days. \ud83d\udc69\u200d\ud83d\udcbb</p>\n\n<p>By the way, you can learn the skills you need by keep reading our daily Finxter email series (\ud83d\ude4f) and completing our in-depth Finxter academy courses such as <a href=\"{Link}\">Mastering Prompt Engineering</a>.</p>\n\n<p>I wish you a great start in the new week - stay tuned for plenty of new content next week!</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The First $100k is a ...",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Billionaire investor Charlie Munger famously said,</p>\n\n<p>\ud83d\udc68\u200d\ud83e\uddb3 <em>\"The first $100,000 is a b!tch, but you gotta do it. I don't care what you have to do - if it means walking and not eating anything that wasn't purchased with a coupon, find a way to get your hands on $100,000\"</em></p>\n\n<p>Over the years, I have received many questions from readers asking me how they can get their first $10,000 to $100,000 net worth.</p>\n\n<p>So today's Finxter article addresses this sought-after question from the community, 100% based on my personal experience:</p>\n\n<p><a href=\"{Link}\">[Blog] How to Go From $0 to $100k Net Worth in 1 Year or Less (in Tech)</a></p>\n\n<p>This may give you some insights if you're among the 7.2 billion people who haven't yet reached $100k in net worth.</p>\n\n<p>If you've already made it, feel free to reply and share. I'll update the blog with your experience if it is helpful for other Finxters and reshare the updated post soon.</p>\n\n<p>For the more technically interested readers of this newsletter, here's a fun article on creating Telegram bots:</p>\n\n<p><a href=\"{Link}\">[Blog] Top 10 Python Libraries to Create Your Telegram Bot Easily (GitHub)</a></p>\n\n<p>With 700 million monthly active Telegram users, strong network effects are at play, and developers are wise to consider this app as a base infrastructure to create value.</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Smart Contracts on Bitcoin w/o Hard Fork - Dream or True?",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I remember talking to a few colleagues about Bitcoin back in 2016.</p>\n\n<p>As distributed systems researchers, we were genuinely excited about the tech. What fascinated us was that it was now possible in a practical, real-world system to find a majority consensus that tolerates a minority of nodes failing or even trying to hack the system.</p>\n\n<p>One of us mentioned that Bitcoin could be a good investment, but most rejected the idea. Bitcoin - too obvious, old-school tech, and overhyped. A massive bull run followed, increasing BTC's price by more than 30x.</p>\n\n<p>Opportunity often hides in plain sight. Today, most people, even techies, reject Bitcoin. I believe they will miss a similar bull run in the years to come.</p>\n\n<p>Today, we are deep in the bear market. The opening rates of all my Bitcoin emails are low. Of course, this will change in the upcoming bull market. But today, the early majority (~34%), late majority (~34%), and laggards (16%) don't care about Bitcoin.</p>\n\n<p>Yet - bullish news is building up:</p>\n\n<p>Upcoming demand shock from the Bitcoin ETF, regulatory clarity, intangible accounting rule change, increasing liquidity in global financial markets, a record low of BTC supply on exchanges, federal chaumian mints, nation state mining announcements, Lightning payments for LLM agents, and now this. \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[News Article] BitVM \u2013 Smart Contracts on Bitcoin Without Hard Fork</a></p>\n\n<p>Under the radar of those who haven't followed the space closely during the last few years, massive multi-party network effects from developers, miners, politicians, citizens, and HODLers have been accumulated.</p>\n\n<p>This new BitVM paper has opened up another universe for adopting \"money over IP\". If you know Internet culture, you've read about protocol wars in the 1970s. The open-source, more decentralized protocol TCP/IP has won against closed-source protocols pushed by more centralized entities like Cisco.</p>\n\n<p>The Internet economy, a rapidly growing portion of global trade, will be built on an Internet-native \"money over IP\" protocol. The transition is inevitable. What technology will win?</p>\n\n<p>Well, the answer is the same as in 2016: the largest, open-source, decentralized \"money over IP\" protocol with the biggest network effects. We shouldn't reject it only because it seems obvious.</p>\n\n<p>Check out the new Finxter article to learn more about the most recent breakthrough!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "5 Best Tech Articles of the Week",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Let's recap last week's most interesting Finxter articles.</p>\n\n<p><strong>(1) AI Startup:</strong> The first article covers the brainchild of a former Google employee - who grew his AI startup from zero to $1 billion in less than two years.</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Character.AI \u2013 What We Can Learn From Scaling Parasocial Relationships to Millions</a></p>\n\n<p>This won't be the last Unicorn built from scratch by a small group of skilled prompt engineers on top of GPT-4 and Llama-2. Is yours next?</p>\n\n<p><strong>(2) Income:</strong> What is your personal income percentile in your age group?</p>\n\n<p>I created this tool and published it on the blog for fun:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Income Calculator \u2013 Your Earnings Percentile in Your Age Group</a></p>\n\n<p><strong>(3) Tesla:</strong> I love every Tesla product.</p>\n\n<p>Yet, the boldest move for Tesla would be to stop making cars, get rid of their FSD program, and focus exclusively on Optimus.</p>\n\n<p>It's probably better for the environment that Elon Musk is not purely profit-driven - but Optimus will dominate the company's future valuation.</p>\n\n<p>Check out the most recent demo and my napkin-math valuation for the stock:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Tesla Bot Optimus: Is $5,000 per Share (TSLA) Realistic?</a></p>\n\n<p><strong>(4) Science: </strong>One of my weekly highlights was <em>Pangu-Weather</em>, a simple AI-based design that completely disrupted the weather forecasting industry.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">The Huawei researchers can be proud of their achievements, being among the first industry-founded researchers that reached publication in the world's premier science publication,\u00a0</span><em style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">Nature</span></em><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">:</span></p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">AI Weather Model BEATS Meteorologists \u2013 Higher Accuracy But 10,000x Faster!</a></p>\n\n<p><strong>(5) Productivity:</strong> Finally, this productivity booster that increases your IDE's intelligence by ~60 IQ points or so:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">Amazon Q and CodeWhisperer in PyCharm \u2013 A Visual Installation Guide with Examples</a></p>\n\n<p>Have a beautiful start to the week. Let's talk tomorrow!</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "The Chain-of-Verification Prompting Tactic",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.907.0\" data-new-gr-c-s-loaded=\"8.907.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>&nbsp;</p>\n\n<p>Hey {User},</p>\n\n<p>Just stumbled on this new prompting technique developed by some researchers from Meta AI and ETH Zurich: \ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Chain-of-Verification: This Novel Prompting Technique Fights Hallucinations in LLMs</a></p>\n\n<p>The idea is simple and makes sense from first-principles thinking. The researchers are top-notch. So allow me to recap the 4-step prompting strategy here quickly:</p>\n\n<ol>\n\t<li><strong>Drafting an Initial Response:</strong> The language model drafts an initial response based on the input query.</li>\n\t<li><strong>Planning Verification Questions:</strong> The language model then devises verification questions to fact-check its draft.</li>\n\t<li><strong>Answering Verification Questions:</strong> These questions are answered independently to avoid bias.</li>\n\t<li><strong>Generating a Final Verified Response:</strong> Utilizing the answers, the model refines its initial draft and generates a final, more accurate response.</li>\n</ol>\n\n<p>As prompt engineers, we should build a mental library of these prompting strategies. You never know if or when you&#39;ll come up with that million-dollar prompt that disrupts an industry!</p>\n\n<p>I believe the immediate future of high-performant LLMs will be <strong>multi-model, multi-modal systems</strong> where multiple AIs or AI agents work together in a dynamic pipeline of self-promptings to generate highly enriched answers that outperform the prompting results of individual models.</p>\n\n<p>That is &mdash; at least until the one AGI model that rules them all rises from the mountains of new AI research published daily. \ud83e\udd16</p>\n\n<p>Let&#39;s be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>&nbsp;</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI&#39;d love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here&#39;s the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>&quot;Knowledge compounds!&quot;</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you&#39;ll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>&nbsp;</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I&#39;m so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>&nbsp;</p>\n</body>\n<grammarly-desktop-integration data-grammarly-shadow-root=\"true\"></grammarly-desktop-integration></html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Python Prompt Engineering - Course Launch",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p><strong>Happy New Year 2024! \ud83d\ude4c</strong></p>\n\n<p>The first thing I did today was launch Dirk's outstanding <strong>Python OpenAI Prompt Engineering Mastery</strong> course with updated syntax and content to incorporate the new OpenAI API:</p>\n\n<p>\ud83d\udc51 [<strong>Academy</strong>] <a href=\"{Link}\">Python OpenAI API Mastery: Function Calls and Embeddings for AI Coders</a> (Beginner, Intermediate)</p>\n\n<p><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" src=\"{Link}\" style=\"width: 500px; height: 185px;\" /></a></p>\n\n<p>Put simply, Dirk's two courses (<a href=\"{Link}\">1</a> and <a href=\"{Link}\">2</a>) now provide a complete way to go from zero to OpenAI API proficiency in 40 hours or less.</p>\n\n<p>To be on the right side of change, we don't ask you to subscribe to a 4-year University program paying tens of thousands of USD for (often) stale education.</p>\n\n<p><meta charset='utf-8'><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">This program only needs 40 hours and the minuscule <a href=\"{Link}\">premium</a> price of roughly two coffees per month. That's doable by anybody with even a base level of motivation.</span></p>\n\n<p><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">What you get is full access to our </span><strong style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;\"><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">all-you-can-learn Finxter Academy courses</span></strong><span data-preserver-spaces=\"true\" style=\"color: rgb(14, 16, 26); background: transparent; margin-top:0pt; margin-bottom:0pt;;\">, state-of-the-art and hands-on tech education, and the opportunity to build a new career as a prompt engineer. </span></p>\n\n<p>Feel free to check out the updated course by OpenAI expert <em>Dirk van Meerveld</em>!</p>\n\n<p>Be on the right side of change. \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Q* - Everything We Don't Know",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>I'm not big on investigative journalism, but today, I couldn't help researching this new thing everybody is talking about Q-Star:</p>\n\n<p><a href=\"{Link}\">[Blog] GPT-5? OpenAi\u2019s New Q* (Q-Star) Explained For Beginners</a></p>\n\n<p>Between starting to work on this a few hours ago and publishing it, a new Wikipedia article has been published. As you'd expect, the Wikipedia article plays it safe and, thereby, is not very interesting although factually reliable.</p>\n\n<p>Check out the blog to learn the 5-minute elevator pitch on Q-Star so you can impress your loved ones (if they care anyway)!</p>\n\n<p>Let's be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: Thanks for the amazing amount of feedback in yesterday's email! Here's an anonymized sneak peek in some of the responses:</p>\n\n<ul>\n\t<li><em>\"Thank you for the discount for Black Friday. I joined yesterday and am already progressing through the freelancer course.\"</em> - O</li>\n\t<li><em>\"Not wasting my time. My focus still is mastering Python while dealing with ADHD and slower learning...\"</em> - J</li>\n\t<li><em>\"Re: No, thank YOU. Nearly done with my online Python certificate and I don't know where I'd be without members of this incredible and huge community...\"</em> - SJ</li>\n\t<li><em>\"I like your style: short emails, a lot of practical content, no BS.\"</em> - N</li>\n\t<li><em>\"Thanks, Chris, for the great content.\"</em> - JAB</li>\n\t<li><em>\"I greatly appreciate the daily emails from your FINXTER, which are full of useful technical.\"</em> - BVL</li>\n\t<li><em>\"Happy Thanksgiving! Looking back, I am really grateful for the opportunities you gave me to create Python tutorials.\"</em> - AW</li>\n</ul>\n\n<p>Finally, here's something that I normall don't give out, our net promoter score (NPS) of ~70.</p>\n\n<p><img alt=\"\" src=\"{Link}\" style=\"width: 300px; height: 419px;\" /></p>\n\n<p><em>\"An NPS over 70 means your customers love you and your company is generating a lot of positive word-of-mouth from their referrals.\"</em></p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "HealthGPT Research",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Medical students spend roughly 300\u2013400 hours of dedicated study time in preparation for the USMLE, an official medical examination in the US.</p>\n\n<p>A recent paper I read concerns the question of how ChatGPT performs in this exam:</p>\n\n<p><a href=\"{Link}\">[Research] Can ChatGPT Pass the US Medical Licensing Exam (USMLE)?</a></p>\n\n<p>I decided to make <em>\"Health + AI\"</em> the topic of today's email after learning about Google's Med-PaLM 2 research in an interview with Stability AI's cofounder Mohammad Mostaque.</p>\n\n<p>Google's specialized Health LLM technology not only passes medical examinations, it reaches a score high enough to be accepted at Stanford.</p>\n\n<p>Let me know if you're interested in the research paper, and I'll provide a deep dive soon.</p>\n\n<p>If you don't take anything else out of today's email, consider this glimpse of hope:</p>\n\n<p><em><strong>In the near future, you'll have access to top-notch medicine that can prevent illnesses years before they even occur, not just when you are already sick.</strong></em></p>\n\n<p>As the costs of AI training continue to decrease rapidly, it is likely that every individual with a smartphone will have access to an equivalent of a team of the top 100 doctors worldwide constantly monitoring and improving their health status around the clock.</p>\n\n<p>The future is bright! \ud83c\udf1e<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: From thousands of personal conversations, I know first-class talent from companies like Google, Netflix, OpenAI, and Facebook read the Finxter newsletter.</p>\n\n<p>Many Finxter readers currently enrolled in Universities worldwide study computer science, data science, machine learning, and other exciting fields.</p>\n\n<p>Other Finxters are seasoned professionals and business owners seeking access to ambitious coders (like you) seeking to improve their skills.</p>\n\n<p>That's why I decided to open up <a href=\"{Link}\">Finxter Sponsorship Slots</a> to connect tech enthusiasts with tech companies seeking talent and growth.</p>\n\n<p>Check it out if you are a potential sponsor of this newsletter! \ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udcc8</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Reverse Engineer Plots with Bard",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Consider the following scenario I've often encountered as a coder:</p>\n\n<p>Say you read a research paper, article, or book and you wonder how a certain plot was made.</p>\n\n<p>You cannot really use StackOverflow or even Google search for that...</p>\n\n<p>When encountering this exact problem today, it became apparent to me that there may be a simple solution:</p>\n\n<p>I wondered if Google Bard can reverse engineer simple Python plots?!</p>\n\n<p>\ud83d\udcc8 <strong>My Input</strong>: A screenshot of a plot (e.g., taken from a paper or report)</p>\n\n<p>\ud83e\udd16 <strong>Bard Output</strong>: Python Matplotlib code</p>\n\n<p>If you think about it, this is an insanely valuable use case for data scientists! \ud83e\udd2f So I've written a short blog guide on it:</p>\n\n<p>\ud83d\udc49<strong> Three examples</strong>: <a href=\"{Link}\">Towards Reverse Engineering Matplotlib Code From Images</a></p>\n\n<p>I\u2019m very impressed with Google Bard\u2019s capabilities, and I\u2019m sure they will grow significantly over the next couple of months.</p>\n\n<p>Google Bard can already match the capabilities of an entry-level data scientist. You can already pass simple plots and let it reverse-engineer the code that generated those plots.</p>\n\n<p>Soon you\u2019ll be able to pass arbitrary plot screenshots into it and let it generate the code for you. This is six-figure-per-year work currently done by advanced data scientists.</p>\n\n<p>When I was still a researcher at University, I\u2019d have done almost everything for such a tool \u2014 given that most research papers live and die by the high-quality plots they generate and most researchers and data scientists spend huge amounts of time figuring out how others have generated their stunning-looking plots.</p>\n\n<p>Check it out and integrate this simple 3-minute trick into your daily practice to save hours of plotting research in the future.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>PS: If you run a tech startup or AI company, you seek more visibility for your product, or you want to find top talent in the AI, programming, and tech space, feel free to check out the <a href=\"{Link}\">Finxter newsletter sponsorship</a> we have just launched.</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Finxter AI Quiz \ud83c\udf84",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.909.0\" data-new-gr-c-s-loaded=\"8.909.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Merry Christmas! \ud83d\udcab\ud83c\udf84</p>\n\n<p>Let's keep it fun, easy, and lightweight today!</p>\n\n<p><em><strong>Can you reach 100% in the Finxter Generative AI Quiz (2023)?</strong></em></p>\n\n<p>\ud83d\udc49 <a href=\"{Link}\">Finxter Quiz: 10 Questions</a></p>\n\n<p>All quiz questions are on technologies I've been writing about during the last few months. As a regular reader of this newsletter, you'll be able to solve them easily.</p>\n\n<p>Be on the right side of change! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0\n<p>\u00a0</p>\n</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Passing Ten Papers In One Prompt",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>Hey {User}</p>\n\n<p>Have you already checked out the new large language model (LLM) everybody's talking about?</p>\n\n<p>Today I spent a few hours researching Claude 2, the newly-launched LLM from Anthropic. (No worries if you don't know them - I didn't.)</p>\n\n<p>Like ChatGPT, it can pass many human-centric tests such as grade school math problem solving, Q&A on very long stories, answering science questions, or reading comprehension. And it beats most humans.</p>\n\n<p>And like ChatGPT, Claude 2 can even pass the bar (lawyer) and the USMLE test (medicine).</p>\n\n<p>But unlike ChatGPT and most other open-source models, it can process 200k token context data!! \ud83e\udd2f</p>\n\n<p>You can get a quick overview on the Finxter blog:</p>\n\n<p>\ud83d\udd17 <a href=\"{Link}\">[Blog] Claude 2 LLM Reads Ten Papers in One Prompt with Massive 200k Token Context</a></p>\n\n<p>Currently, US citizens can already try it out. You can upload your PDFs and do all the fun stuff the rest of the world (*cough* Germany) cannot access yet (*cough* without VPN).</p>\n\n<p>Now you may wonder - is a 200k token (~150k words) context window large?</p>\n\n<p>An average novel is around 80,000 to 100,000 words.</p>\n\n<p>So, 150,000 words would be equivalent to a long novel or perhaps a trilogy of shorter novels. For example, \u201cHarry Potter and the Order of the Phoenix\u201d by J.K. Rowling is over 257,000 words.</p>\n\n<p>My doctoral thesis was only 57k so you could load multiple Ph.D. theses into a single prompt.</p>\n\n<p>This is insane. And I don't understand why so many people try to tamper my excitement - don't they get exponentials?</p>\n\n<p>In fact, most humans would struggle if I handed them two Ph.D. theses and asked them to write a detailed comparison. But all of this could be done in a single 200k context window!</p>\n\n<p>Check out the blog, charts, and Claude 2 model and stay tuned for tomorrow's email where I'll show you another great tech achievement.</p>\n\n<p>To your success! \ud83d\ude80<br />\nChris</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<div style=\"background:#eeeeee;border:1px solid #fcfcfc;padding:20px 20px;\">\n<p><span><strong><a href=\"{Link}\">How are we doing?</a></strong><br />\n<a href=\"{Link}\">\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50</a><br />\n<a href=\"{Link}\">\u2b50\u2b50\u2b50</a><br />\n<br />\nTo make sure you keep getting these emails, please add <em>chris@finxter.com</em> to your address book.<br />\n<br />\nI'd love to hear your feedback so that I can improve this free email course over time. Please reply to this email and share everything on your mind!<br />\n<br />\n<strong>If you find the Finxter Email Academy useful, please invite a friend or colleague! \u2764</strong></span></p>\n\n<p><br />\n<span>Here's the subscription link you can share:<br />\n<a href=\"{Link}\" target=\"_blank\">https://blog.finxter.com/subscribe/</a><br />\n<br />\nDownload the Ultimate Python Cheat Sheet here (direct PDF download): \ud83d\udc0d</span></p>\n\n<p><span><strong><a href=\"{Link}\" target=\"_blank\">The Ultimate Python Cheat Sheet</a></strong><br />\n<br />\nNot very motivated to learn today? Consider this:<br />\n<strong><em>\"Knowledge compounds!\"</em></strong> -- Warren Buffett<br />\n<br />\nConsequently, if you improve your skills by 1% every day, you'll 36x your programming skills within a year!</span></p>\n</div>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p>\u00a0</p>\n\n<p><br />\n<em><strong><span>Finxter, Dr. Christian Mayer</span></strong><br />\n<span>{Address}., {City}, {Country}</span></em></p>\n\n<p><span>Want out of the loop? I'm so sad to see you go. \ud83d\ude22 How could we have done better? </span><br />\n<span>To help future Finxters, please hit reply and tell us! \ud83e\udd17</span></p>\n<a href=\"{Link}\" >Unsubscribe here</a>\n\n<p>\u00a0</p>\n\n</body>\n</html>\n<img src=\"{Link}\" alt=\"\" style=\"width:1px;height:1px;\"/>\n"
  },
  {
    "subject": "Free GPT-4 on the Finxter Blog \ud83e\udd2f An Experiment",
    "body": "<html>\n<head>\n\t<title></title>\n</head>\n<body data-gr-ext-installed=\"\" data-new-gr-c-s-check-loaded=\"8.906.0\" data-new-gr-c-s-loaded=\"8.906.0\" style=\"font-family:Arial;font-size:16px;\">\n<p style=\"text-align: center;\"><a href=\"{Link}\" target=\"_blank\"><img alt=\"\" height=\"39\" src=\"{Link}\" width=\"153\" /></a></p>\n\n<p>\u00a0</p>\n\n<p>Hey {User},</p>\n\n<p>Have you tried the free FinxterGPT on any of our <a href=\"{Link}\">blogs</a>?</p>\n\n<p>I'll give you some insider information as a loyal reader of this newsletter. \u2665\ufe0f</p>\n\n<p>We use OpenAI's API with the GPT-3.5 turbo model to generate the output by wrapping all your chats in a meta prompt that tells GPT-3.5 how to behave (roughly).</p>\n\n<p>As we're using the OpenAI API, we need to pay for every chat issued by hundreds of thousands of monthly users! But I believe the additional usability is worth it for our users.</p>\n\n<p>Today I'm excited to announce a new experiment: you can now <strong>freely use GPT-4</strong> \ud83e\udd2f on any of our blogs! This is the only way I know to use GPT-4 for free without needing to subscribe to OpenAI Plus.</p>\n\n<p>I pay the costs.</p>\n\n<p>For now, we'll only run this as a limited-time experiment to check how much it's used (and how much we need to pay given that it's 30x more expensive). Check it out on our newest article! \ud83e\uddd1\u200d\ud83d\udcbb\ud83d\udc47</p>\n\n<p><a href=\"{Link}\">[Blog] Prompt Engineers Use This ChatGPT Prompting Formula</a></p>\n\n<p>The article introduces a profound prompting formula consisting of four easy steps. You can implement these steps quickly and efficiently (no extensive typing) when you've incorporated the \"gold standard\" into your workflow.</p>\n\n<p>It works for almost any application scenario and I use it daily.</p>\n\n<p>While the formula is simple enough, only few people use it properly. That's why we see such a wild difference in effective use of the \"<a href=\"{Link}\">Alien technology</a>\" given to us in the form of LLMs, i.e., large files of numbers that generate intelligent output.</p>\n\n<p>You can even extend it to get the best result when using GPT-3.5 or GPT-4 via the Python API in your own AI applications using advanced concepts such as <a href=\"{Link}\">embeddings</a> and <a href=\"{Link}\">OpenAI functio